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State Requirements

West Virginia / Resident Renewal / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.
  • Surplus Lines:
    • Renewal fee ($200): Applies when you renew from March 1 through May 31 while the license is active. This fee also applies during the seven-day grace period from June 1 through June 7. No late fee is charged during the grace period.
    • Late renewal fee ($300): Applies when you renew from June 8 through February 28 (or February 29 during a leap year).
    • Late renewal fee ($500): Applies when you renew from March 1 through May 31 after the license has been expired for at least nine months. This is the final portion of the one-year late renewal period.
  • Viatical Settlement Broker:
    • Renewal fee ($50): Applies when you renew before the license expiration date or during the seven-day grace period after expiration. No late fee is charged during the grace period.
    • Late renewal fee ($100): Applies beginning on the eighth day after the license expiration date and through one year after expiration.

Insurance Producer

Renewal fee:

$50

Late renewal fee:

$100

Surplus Lines

Renewal fee:

$200

Late renewal fee:

$300

Fee disclaimers:

No late fee for seven days after expiration; $500 total during the final three months.

Viatical Settlement Broker

Renewal fee:

$50

Late renewal fee:

$100

Professional Bail Bondsman

Renewal fee:

$200

Fee disclaimers:

No Late Renewal Penalty Fee

Surety Bail Bondsman

Renewal fee:

$200

Fee disclaimers:

No Late Renewal Penalty Fee

Independent Adjuster

Renewal fee:

$50

Late renewal fee:

$100

Company Adjuster

Renewal fee:

$50

Late renewal fee:

$100

Public Adjuster

Renewal fee:

$50

Late renewal fee:

$100

Lines of Authority

Please note that license class names can vary by state.

Insurance Producer

CE Required

Life, Accident and Health or Sickness, Property, Casualty, Personal Lines

CE Not Required

Variable Life and Variable Annuity, Car Rental, Credit, Crop, Travel, Surety, Title, Self Storage

Surplus Lines

CE Required

No LOA Required

Viatical Settlement Broker

CE Not Required

No LOA Required

Professional Bail Bondsman

CE Not Required

Professional Bail Bondsman

Surety Bail Bondsman

CE Not Required

Surety Bail Bondsman

Independent Adjuster

CE Required

Property and Casualty, Crop, Workers’ Compensation

Company Adjuster

CE Required

Property and Casualty, Crop, Workers’ Compensation

Public Adjuster

CE Required

Property and Casualty

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for Surplus Lines for individuals.
  • Late renew through NIPR's Resident License Renewal Application.
  • Print licenses electronically.

Business Rules

  • If applicant's license has lapsed, the license may be late renewed through the Resident License Renewal (RLR) application up to one (1) year after license expiration date. After one (1) year, or if license is inactive with any other status reason for any length of time, applicants must apply as a new applicant through the Resident License (RL) Application.

  • Applicant must not have an inactive West Virginia license with status reason of suspended.

  • Applicant must renew all active renewable lines. Partial renewals are not allowed.

  • Professional and Surety Bondsman applicants click here to review additional information.
    • Bail Bondsman licenses renewal period will open up 90 days prior to the expiration date up to the last day of the applicant's birth month biennially. The renewal fee is $200.  Below are the additional requirements for renewals:
  • Self Storage: Applicants applying for the Self Storage line of authority must submit a supervising entity (a supervising entity is business entity that is a licensed insurance producer (this is rare) or an insurer (common) to West Virginia. The required form is located at WV Self-Storage/Supervising Entity Form. Please email this form to oicagentlicensing@wv.gov . If further assistance is needed, please contact the WVOIC's Agent Licensing Division at (304) 558-0610.

  • All Variable Life and Variable Annuity renewal applicants must provide a FINRA CRD number.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Renewal Periods

Insurance Producer

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Up to one year after license expiration date.

Surplus Lines

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: May 31st annually.

Late renewal period

Starts: Day after expiration date. Ends: One year after expiration date. Grace period: First seven (7) days after expiration date.

Viatical Settlement Broker

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Starts: Day after expiration date. Ends: One year after expiration date. Grace period: First seven (7) days after expiration date.

Professional Bail Bondsman

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Up to one year after license expiration date.

Surety Bail Bondsman

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Up to one year after license expiration date.

Independent Adjuster

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Up to one year after license expiration date.

Company Adjuster

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Up to one year after license expiration date.

Public Adjuster

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: Last day of birth month biennially.

Late renewal period

Up to one year after license expiration date.

Continuing Education

  • NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Continuing Education Transcripts to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date.  It generally takes up to 72 hours from the compliance date for the status to be updated in our system.
  • Applicants renewing an Insurance Producer license class with one or more Major Lines of Authorities or a Viatical Settlement Broker license class must be CE compliant as determined by CE compliance field on PDB record.

The following license classes/lines of authority must be CE compliant:

Insurance Producer

  • Life
  • Accident and Health or Sickness
  • Property
  • Casualty
  • Personal Lines

Surplus Lines

  • No LOA Required

Independent Adjuster

  • Property and Casualty
  • Crop
  • Workers’ Compensation

Company Adjuster

  • Property and Casualty
  • Crop
  • Workers’ Compensation

Public Adjuster

  • Property and Casualty

Contact Information

Mailing Address

West Virginia Offices of the Insurance Commissioner

Agents Licensing & Education

P.O. Box 50540

Charleston, WV 25305-0540

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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