Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Unless noted, all fees are charged per application.
Motor Vehicle Damage Appraiser
Renewal fee:
$150
Late renewal fee:
$200
Company/Independent Adjuster
Renewal fee:
$250
Late renewal fee:
$300
Title
Renewal fee:
$130
Late renewal fee:
$170
Third Party Administrator Certificate of Authority
Renewal fee:
$250
Late renewal fee:
$300
Third Party Administrator Registered
Renewal fee:
$0
Third Party Administrator Waiver Certificate
Renewal fee:
$250
Late renewal fee:
$300
Life Settlement Provider
Renewal fee:
$250
Late renewal fee:
$300
Lines of Authority
Please note that license class names can vary by state.
Motor Vehicle Damage Appraiser
DRLP Required
No Line of Authority Required
Company/Independent Adjuster
DRLP Required
Property/Casualty, Crop, Workers Compensation
Title
DRLP Required
Title
Third Party Administrator Certificate of Authority
No Line of Authority Required
Third Party Administrator Registered
No Line of Authority Required
Third Party Administrator Waiver Certificate
No Line of Authority Required
Life Settlement Provider
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit renewals for business entities electronically.
- Late renew through NIPR's Non-Resident Renewal No Home State Application.
- Print license electronically.
Applicant Cannot
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit a partial renewal. All Lines of Authority must be renewed.
Business Rules
Applicant must not have an active resident state license on PDB in any state.
In order for an adjuster applicant to renew through the No Home State renewal application the Designated Home State on PDB must be Rhode Island.
Applicant cannot renew earlier than 90 days prior to license expiration date.
There is a grace period the day after expiration date up to 30 days with no additional fees.
Rhode Island will allow reinstatements of a license if:
- Expiration date is greater than thirty (30) days and less than three hundred and sixty-five (365) days.
- Reinstatement must be processed through Non-Resident Home State Renewal (NRRNHS) Application.
Public, and Company/Independent Adjuster licenses cannot be actively held simultaneously.
At least one DRLP must be provided on the application. The DRLP must have an active Resident or Non-Resident license in Rhode Island.
The DRLP's are not required to cumulatively cover the LOAs on the business application.
DRLP not required for Third Party Administrator Certificate of Authority, Third Party Administrator Registered or Third Party Administrator Waiver Certificate license classes.
All renewal applications for the Third Party Administrator Certificate of Authority, Third Party Administrator Registered, and Third Party Administrator Waiver Certificate must provide annual report form and annual filing fee to Rhode Island Department of Business Regulation, Insurance Division.
Third Party Administrator Certificate of Authority, Third Party Administrator Registered and Third Party Administrator Waiver Certificate (PDB Code 9696) expire annually on the last day of February.
Applicant must provide a business address that is not in the state of Rhode Island.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Special Instructions
Renewal Periods
Motor Vehicle Damage Appraiser
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Thirty (30) days after expiration. 30-day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement period
Thirty one (31) days to one year after license expired.
Company/Independent Adjuster
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date
Late renewal period
Thirty (30) days after expiration. 30-day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement period
Thirty one (31) days to one year after license expired.
Title
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Thirty (30) days after expiration. 30-day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement period
Thirty one (31) days to one year after license expired.
Third Party Administrator Certificate of Authority
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Expire annually on the last day of February.
Reinstatement period
Thirty one (31) days to one year after license expired.
Third Party Administrator Registered
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Expire annually on the last day of February.
Reinstatement period
Thirty one (31) days to one year after license expired.
Third Party Administrator Waiver Certificate
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Expire annually on the last day of February.
Reinstatement period
Thirty one (31) days to one year after license expired.
Life Settlement Provider
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Thirty (30) days after expiration. 30-day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement period
Thirty one (31) days to one year after license expired.
Contact Information
Mailing Address
Rhode Island Department of Business Regulation, Attention: Licensing
1511 Pontiac Avenue
Building 69-2
Cranston, RI 02920
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.