Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Unless noted, all fees are charged per application.
Insurance Producer
Renewal fee:
$130
Late renewal fee:
$180
Reinsurance Intermediary Broker
Renewal fee:
$200
Late renewal fee:
$250
Reinsurance Intermediary Manager
Renewal fee:
$200
Late renewal fee:
$250
Surplus Lines Broker
Renewal fee:
$100
Late renewal fee:
$150
Title
Renewal fee:
$130
Late renewal fee:
$180
Company/Independent Adjuster
Renewal fee:
$150
Late renewal fee:
$200
Portable Electronics Broker
Renewal fee:
$200
Late renewal fee:
$250
Public Adjuster
Renewal fee:
$150
Late renewal fee:
$200
Third Party Administrator Certificate of Authority
Renewal fee:
$250
Late renewal fee:
$300
Third Party Administrator Registered
Renewal fee:
$0
Third Party Administrator Waiver Certificate
Renewal fee:
$250
Late renewal fee:
$300
Life Settlement Provider
Renewal fee:
$501
Late renewal fee:
$550
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
DRLP Required
Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Car Rental, Credit, Crop, Travel, Pet, Life Settlement Broker, Managing General Agent, Other Limited Line, Other Limited Line (Surety)
Reinsurance Intermediary Broker
DRLP Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
DRLP Required
Life, Accident & Health or Sickness, Property, Casualty
Surplus Lines Broker
DRLP Required
No Line of Authority Required
Title
DRLP Required
Title
Company/Independent Adjuster
DRLP Required
Property/Casualty, Crop, Workers Compensation
Portable Electronics Broker
No Line of Authority Required
Public Adjuster
DRLP Required
No Line of Authority Required
Third Party Administrator Certificate of Authority
No Line of Authority Required
Third Party Administrator Registered
No Line of Authority Required
Third Party Administrator Waiver Certificate
No Line of Authority Required
Life Settlement Provider
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit renewals for business entities electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for surplus lines for business entities.
- Late renew through NIPR's Non-Resident Renewal (NRR) Application.
- Print license electronically.
Applicant Cannot
- Submit a partial renewal. All Lines of Authority must be renewed.
Business Rules
Rhode Island licenses in Inactive status and expiration date greater than one year must apply for reissue.
Applicant cannot apply earlier than 90 days prior to license expiration date.
Renewal is determined by the expiration date of the license id. Late renewal applies after expiration date.
Rhode Island will allow reinstatement of a license if:
- Expiration date is greater than thirty (30) days and less than three hundred and sixty-five (365) days.
- Reinstatement must be processed through Non-Resident Renewal (NRR) Application.
Applicant must hold an active renewable license in Rhode Island.
Applicants must have an active producer license in their own resident state.
At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.
DRLP not required for Portable Electronics Broker, Third Party Administrator Certificate of Authority, Third Party Administrator Registered or Third Party Administrator Waiver Certificate license classes.
The DRLPs provided are not required to cumulatively cover the lines of authority (LOAs) on the application.
The following license classes expire annually on the last day of February: Third Party Administrator Certificate of Authority, Third Party Administrator Registered and Third Party Administrator Waiver Certificate licenses expired annually on the last day of February.
All renewal applications for Third Party Administrator Certificate of Authority, Third Party Administrator Registered and Third Party Administrator Waiver Certificate licenses must provide annual report form and annual filing fee to Rhode Island Department of Business Regulation, Insurance Division.
Surplus Line Broker renewals will not be approved until the Insurance Division receives clearance from the taxation division that all taxes have been filed. The Rhode Island Taxation Division will provide confirmation to the Insurance Division. For questions on tax filings, or to check if your tax filings are cleared, contact the Rhode Island Taxation Division at 401-574-8935.
License is eligible for renewal starting 90 days prior to expiration date on PDB.
Applicant is allowed a grace period of 30 days after the expiration date to renew the license with no additional fees.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Special Instructions
Renewal Periods
All License Classes (Excluding Third Party Administrator Certificate of Authority, Third Party Administrator Registered, Third Party Administrator Waiver Certificate)
Renewal Period: Ninety (90) days prior to expiration date – Up to expiration date.
Late Renewal Period: Thirty (30) days after expiration.
- 30 day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement Period: Thirty one (31) days to one year after license expired.
Third Party Administrator Certificate of Authority
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Expire annually on the last day of February.
Reinstatement period
Thirty one (31) days to one year after license expired.
Third Party Administrator Registered
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Expire annually on the last day of February.
Reinstatement period
Thirty one (31) days to one year after license expired.
Third Party Administrator Waiver Certificate
Renewal period
Ninety (90) days prior to expiration date – Up to expiration date.
Late renewal period
Expire annually on the last day of February.
Reinstatement period
Thirty one (31) days to one year after license expired.
Contact Information
Mailing Address
Rhode Island Department of Business Regulation, Attention: Licensing
1511 Pontiac Avenue
Building 69-2
Cranston, RI 02920
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.