State Requirements

Puerto Rico / Resident Renewal / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Fees are per application.

Insurance Producer

Renewal fee:

$2102

Late renewal fee:

$2102

Fee disclaimers:

If written premium < $1M + $1,050.00 per DRLP > three (3).

Insurance Producer

Renewal fee:

$4206

Late renewal fee:

$4206

Fee disclaimers:

If written premium > $1M + $1,050.00 per DRLP > three (3).

Authorized Representative

Line of Authority Combination:

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Fraternal Life, Reinsurance, Title

Renewal fee:

$630

Late renewal fee:

$630

Fee disclaimers:

(1-3) DRLPs

Authorized Representative

Line of Authority Combination:

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Fraternal Life, Reinsurance, Title

Renewal fee:

$314

Late renewal fee:

$314

Fee disclaimers:

Additional for (3+) DRLPs

Authorized Representative

Line of Authority Combination:

Car Rental

Renewal fee:

$630

Late renewal fee:

$630

Fee disclaimers:

For the first block of 25 Vehicles

Authorized Representative

Line of Authority Combination:

Car Rental

Renewal fee:

$314

Late renewal fee:

$314

Fee disclaimers:

For each additional block of 50 over the 25 block

Authorized Representative

Line of Authority Combination:

Travel

Renewal fee:

$630

Late renewal fee:

$630

Fee disclaimers:

General Agent

Renewal fee:

$2102

Late renewal fee:

$2102

Fee disclaimers:

For 1-2 appts. 3+ appts, additional fees will be collected by the state.

Independent Adjuster

Renewal fee:

$420

Late renewal fee:

$420

Fee disclaimers:

Per DRLP

Public Adjuster

Renewal fee:

$420

Late renewal fee:

$420

Fee disclaimers:

Per DRLP

Insurance Consultant

Renewal fee:

$840

Late renewal fee:

$840

Fee disclaimers:

Per DRLP

Surplus Lines Broker

Renewal fee:

$1050

Late renewal fee:

$1050

Viatical Settlements Broker

Renewal fee:

$2102

Late renewal fee:

$2102

Viatical Settlements Investment Agent

Renewal fee:

$2102

Late renewal fee:

$2102

Third Party Administrator

Renewal fee:

$2500

Late renewal fee:

$2500

Lines of Authority

Please note that license class names can vary by state.

Applications for other lines of authority will defer to state for approval.

Insurance Producer

DRLP Required

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Fraternal Life, Reinsurance, Title

Authorized Representative

DRLP Required

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Car Rental, Travel, Fraternal Life, Reinsurance, Title

Independent Adjuster

DRLP Required

Automobile & Accidents, Marine, Transportation, Fire & Allied Lines

Public Adjuster

DRLP Required

Automobile & Accidents, Marine, Transportation, Fire & Allied Lines

Insurance Consultant

DRLP Required

Life, Disability, Health Services, Property, Casualty

Surplus Lines Broker

DRLP Required

No Line of Authority Required

Viatical Settlements Broker

DRLP Required

Viatical Settlements

Viatical Settlements Investment Agent

DRLP Required

Viatical Settlements

Limited Life

DRLP Required

Limited Life

Reinsurance Intermediary Manager

DRLP Required

Reinsurance

Reinsurance Intermediary Producer

DRLP Required

Reinsurance

Third Party Administrator

DRLP Not Required

Third Party Administrator

Rules and Regulations

Applicant Can

  • Submit renewals for business entities electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for business entities.
  • Late renew through NIPR's Resident License Renewal (RLR) Application.
  • Print license electronically.

Applicant Cannot

  • Renew partial lines.

Business Rules

  • Applicant must reapply through NIPR's Resident License (RL) Application, one (1) month after expiration date or if license has a voluntary surrender status reason.

  • Applicants renewing for Limited life, Viatical Settlements Investment Agent, Authorized Representative, Attorney in Fact, General Agent, Manager, or Reinsurance Intermediary Manager must have an active appointment on the Producer Database.

  • Applicant must reapply through NIPR's Resident License (RL) Application, one (1) month after expiration date or if license has a "voluntary surrender" status reason.

  • The following lines of authority must be renewed together under the same license class:

  • Designated Responsible Licensed Producers (DRLP) provided in the application for any license type must hold an active Authorized Person license in Puerto Rico. At least one (1) DRLP must hold all lines of authority requested in the business entity application. Surplus Lines Broker, General Agent, and Viatical Settlements Broker licenses are excluded from this rule. At least one (1) DRLP, that holds all lines requested, is required to be listed as a director, officer, partner, or owner.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via 

    NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
    • Life with Variable Life and Variable Annuity
    • Health Services with Disability
    • Property with Casualty

Renewal Periods

All License Classes

Renewal Period:

  • Starts: Ninety (90) days prior to expiration.
  • Ends: Expiration date.

Contact Information

Physical Address

Office of the Commissioner of Insurance

World Plaza Building

268 Muñoz Rivera Ave

San Juan, PR 00918

United States

Mailing Address

Office of the Commissioner of Insurance

361 Calle Calaf

PO Box 195415

San Juan, PR 00919

United States

Phone: (787) 304-8686

Press 1 for English or 2 for Spanish, then 3 to reach the Licensing department

Phone: (888) 722-8686

Press 1 for English or 2 for Spanish, then 3 to reach the Licensing department

Visit website
State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

Get details