State Requirements

Puerto Rico / Non-Resident Renewal / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • NIPR and State fees are non-refundable.
  • Fees are per application.

Insurance Producer

Renewal fee:

$1682

Late renewal fee:

$1682

Authorized Person

Renewal fee:

$0

Late renewal fee:

$0

Fee disclaimers:

Fee is paid by affiliated business entity.

Authorized Representative

Renewal fee:

$1682

Late renewal fee:

$1682

Independent Adjuster

Renewal fee:

$420

Late renewal fee:

$420

Public Adjuster

Renewal fee:

$420

Late renewal fee:

$420

Reinsurance Intermediary Manager

Renewal fee:

$1662

Late renewal fee:

$1662

Reinsurance Intermediary Producer

Renewal fee:

$1662

Late renewal fee:

$1662

Surplus Lines Broker

Renewal fee:

$1050

Late renewal fee:

$1050

Viatical Settlements Broker

Renewal fee:

$2102

Late renewal fee:

$2102

Viatical Settlements Investment Agent

Renewal fee:

$2102

Late renewal fee:

$2102

Lines of Authority

Please note that license class names can vary by state.

Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Fraternal Life, Reinsurance, Title

Authorized Person

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Automobile & Accidents, Fraternal Life, Limited Life, Marine, Transportation, Fire & Allied Lines, Reinsurance, Surplus Lines, Title, Viatical Settlements

Authorized Representative

Life, Disability, Health Services, Variable Life and Variable Annuity, Property, Casualty, Fraternal Life, Reinsurance, Title

Independent Adjuster

Automobile & Accidents, Marine, Transportation, Fire & Allied Lines

Public Adjuster

Automobile & Accidents, Marine, Transportation

Reinsurance Intermediary Manager

Reinsurance

Reinsurance Intermediary Producer

Reinsurance

Surplus Lines Broker

No Line of Authority Required

Viatical Settlements Broker

Viatical Settlements

Viatical Settlements Investment Agent

Viatical Settlements

Emergency Public Adjuster

Viatical Settlements

Emergency Independent Adjuster

Viatical Settlements

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for individuals.
  • Late renew through NIPR's Non-Resident Renewal (NRR) Application.
  • Renew partial lines.
  • Print license electronically.

Business Rules

  • There must be no serious:

    • Regulatory Information Retrieval System (RIRS) actions for the applicant since last renewal.
    • 1033 actions for the applicant since last renewal.
    • If so, please contact the state for assistance.
  • Applicant renewing Variable Line and Variable Annuity line of authority (LOA) must renew Life simultaneously within the same license class.

  • Applicant renewing Authorized Person license type must list only one affiliation. More than one affiliation to a business entity is not permitted.

  • Applicant renewing Authorized Representative must have an appointment with an insurer.

  • Applicants with license in voluntary surrender status must reapply through Non-Resident License (NRL) application.

  • Applicants with a resident license in Guam are unable to apply electronically for Puerto Rico licenses. Please contact Puerto Rico directly to apply for a license or amend.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Renewal Periods

All License Classes

Renewal Period Begins: Ninety (90) days prior to expiration date.

Renewal Period Ends: Expiration Date

Late Renewal Period Begins: One (1) day past expiration date.

Late Renewal Period Ends: One (1) month past expiration date.

Contact Information

Physical Address

Office of the Commissioner of Insurance

World Plaza Building

268 Muñoz Rivera Ave

San Juan, PR 00918

United States

Mailing Address

Office of the Commissioner of Insurance

361 Calle Calaf

PO Box 195415

San Juan, PR 00919

United States

Phone: (787) 304-8686

Press 1 for English or 2 for Spanish, then 3 to reach the Licensing department

Phone: (888) 722-8686

Press 1 for English or 2 for Spanish, then 3 to reach the Licensing department

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