State Requirements

Puerto Rico / Non-Resident Renewal / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Fees are per application.

Insurance Producer

  • Renewal Fee: $1682.00
  • Late Renewal Fee: $1682.00

Authorized Person

  • Renewal Fee: $0.00
  • Late Renewal Fee: $0.00
  • Fee Disclaimers: Fee is paid by affiliated business entity.

Authorized Representative

  • Renewal Fee: $1682.00
  • Late Renewal Fee: $1682.00

Independent Adjuster

  • Renewal Fee: $420.00
  • Late Renewal Fee: $420.00

Public Adjuster

  • Renewal Fee: $420.00
  • Late Renewal Fee: $420.00

Reinsurance Intermediary Manager

  • Renewal Fee: $1662.00
  • Late Renewal Fee: $1662.00

Reinsurance Intermediary Producer

  • Renewal Fee: $1662.00
  • Late Renewal Fee: $1662.00

Surplus Lines Broker

  • Renewal Fee: $1050.00
  • Late Renewal Fee: $1050.00

Viatical Settlements Broker

  • Renewal Fee: $2102.00
  • Late Renewal Fee: $2102.00

Viatical Settlements Investment Agent

  • Renewal Fee: $2102.00
  • Late Renewal Fee: $2102.00
  • Please note that license class names can vary by state.
  • Applications for Other lines of authority will defer to state for approval.
PRODUCER

Insurance Producer

  • Life
  • Disability
  • Health Services
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Fraternal Life
  • Reinsurance
  • Title

Authorized Person

  • Life
  • Disability
  • Health Services
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Automobile & Accidents
  • Fraternal Life
  • Limited Life
  • Marine, Transportation, Fire and Allied Lines
  • Reinsurance
  • Surplus Lines
  • Title
  • Viatical Settlements
Adjuster

Emergency Independent Adjuster

  • Viatical Settlements

Emergency Public Adjuster

  • Viatical Settlements

Independent Adjuster

  • Automobile & Accidents
  • Marine, Transportation, Fire and Allied Lines

Public Adjuster

  • Automobile & Accidents
  • Marine, Transportation, Fire and Allied Lines
OTHER

Authorized Representative

  • Life
  • Disability
  • Health Services
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Fraternal Life
  • Reinsurance
  • Title

Reinsurance Intermediary Producer

  • Reinsurance

Reinsurance Intermediary Manager

  • Reinsurance

Surplus Lines Broker

  • No Line of Authority Required

Viatical Settlements Broker

  • Viatical Settlements

Viatical Settlements Investment Agent

  • Viatical Settlements

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for individuals.
  • Late renew through NIPR's Non-Resident Renewal (NRR) Application.
  • Renew partial lines.
  • Print license electronically.

Business Rules

  • There must be no serious:
    • Regulatory Information Retrieval System (RIRS) actions for the applicant since last renewal.
    • 1033 actions for the applicant since last renewal.
    • If so, please contact the state for assistance.
  • Applicant renewing Variable Line and Variable Annuity line of authority (LOA) must renew Life simultaneously within the same license class.

  • Applicant renewing Authorized Person license type must list only one affiliation. More than one affiliation to a business entity is not permitted.

  • Applicant renewing Authorized Representative must have an appointment with an insurer. 

  • Applicants with license in voluntary surrender status must reapply through Non-Resident License (NRL) application.

  • Applicants with a resident license in Guam are unable to apply electronically for Puerto Rico licenses. Please contact Puerto Rico directly to apply for a license or amend.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

All License Classes

Renewal Period Begins: Ninety (90) days prior to expiration date.

Renewal Period Ends: Expiration Date

Late Renewal Period Begins: One (1) day past expiration date.

Late Renewal Period Ends: One (1) month past expiration date.

Contact Information

Mailing Address

Office of the Commissioner of Insurance
Office of the Commissioner of Insurance
PMB 356
Guaynabo, PR 00968-3029
United States

Phone (Select (1) English or (2) Spanish, then select (3) for licensing department): (787) 304-8686 or (888) 722-8686

Go to State Website

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

Exams are valid for one (1) year.

Original documents of new name registration with the Puerto Rico Secretary of State must be mailed to Oficina del Comisionado de Seguros address listed above

  • Residents are required to mail request and a corporate resolution to Oficina del Comisionado de Seguros address listed above.
  • Non-Residents can request by email to vortiz@ocs.pr.gov.

A written request must be sent by fax or emailed to cumplimiento@ocs.pr.gov. If a resident changes domicile, the license is cancelled automatically.

Email request to dperez@ocs.pr.gov.

Email request to cumplimiento@ocs.pr.gov.

Email request to cumplimiento@ocs.pr.gov.

  • Residents are required to mail request and a corporate resolution to Oficina del Comisionado de Seguros address listed above.
  • Non-Residents can request by email to vortiz@ocs.pr.gov.

A written request must be sent by fax or emailed to cumplimiento@ocs.pr.gov (residents), vortiz@ocs.pr.gov (nonresidents).