State Requirements

Puerto Rico / Non-Resident Licensing No Home State / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  •  Per transaction.

Emergency Independent Adjuster

  • Fee: $250.00

Emergency Public Adjuster

  • Fee: $250.00
  • Please note that license class names can vary by state.
Adjuster

Emergency Independent Adjuster

  • Automobile & Accidents
  • Marine, Transportation, Fire and Allied Lines

Emergency Public Adjuster

  • Automobile & Accidents
  • Marine, Transportation, Fire and Allied Lines

Applicant Can

  • Submit initial license for individuals electronically.

  • Add lines of authority (amend) to an existing active license.

  • Reinstate/reapply through NIPR's No Home State License Application.

  • Print licenses electronically.

Applicant Cannot

  • Submit major lines of authority.

  • Submit limited lines of authority.

Business Rules

  • Applicant must be at least 18 years of age to apply for a license.

  • Applicant must not have an active resident state license on the Producer Database in any state.

  • Applicant must provide either residence or business address that is not in Puerto Rico on the application.

  • Applicant MUST NOT have an active resident or non-resident adjuster license on Producer Database (in any other state) in order to use the No Home State license application.

  • Non-U.S. Citizens must provide legal authorization to be employed in the United States. One of the following is acceptable and must be submitted to the Office of the Commissioner of Insurance of Puerto Rico:
    • Employment Authorization, Visa, Work Permit, Green Card issued by the U.S. Department of Homeland Security
    • Puerto Rican Driver’s License
    • Admission Record 1-94 and copy of valid foreign passport (applicable to emergency licenses only)
  • Important Note: Applicants for following adjuster licenses may not act on behalf of a business entity in Puerto Rico but may on behalf of a carrier with an NAIC company code. If the applicant will be adjusting on behalf of, or working for a business entity in Puerto Rico, the applicant must apply for an Authorized Person license for the same lines of authority as the business entity.

  • Emergency Public Adjusters:
    • Must not hold any other license type with Public Adjuster license.
    • Are required to submit a $10,000.00 bond in favor of the Commonwealth of Puerto Rico to the Office of the Commissioner of Insurance of Puerto Rico. A copy can be submitted after application is completed to cumplimiento@ocs.pr.gov in order to process the license but original bond is required for it to become valid. Bond must be notarized. If notary is outside of Puerto Rico, a copy of the Notary's certificate from the Secretary of State must be provided with bond.
  • Emergency Independent Adjusters:
    • Must not hold any other license type with Emergency Public Adjuster license.
    • Are required to submit a $10,000.00 bond in favor of the Commonwealth of Puerto Rico to the Office of the Commissioner of Insurance of Puerto Rico. A copy can be submitted after application is completed to cumplimiento@ocs.pr.gov in order to process the license but original bond is required for it to become valid. Bond must be notarized. If notary is outside of Puerto Rico, a copy of the Notary's certificate from the Secretary of State must be provided with bond.
    • Submit a copy of driver's license and professional licenses, if applicable. Professional licenses may include, but not limited to real estate, attorney, accountant, etc.
    • Must submit required documentation by email to cumplimiento@ocs.pr.gov within 15 days of submitting application. If documentation is not received within the 15 day period the license will be revoked. Applicant will need to reapply and resubmit license fee.
    • License will be issued for 6 months and will not be renewable. Some exceptions may be made if requested in person or in writing directly to the Office of the Commissioner of Insurance of Puerto Rico.
  • Emergency Independent Adjuster:
    • Must not hold any other license type with Emergency Independent Adjuster license.
    • Submit a copy of driver's license and professional licenses, if applicable. Professional licenses may include, but not limited to real estate, attorney, accountant, etc.
    • Must submit required documentation by email to cumplimiento@ocs.pr.gov within 15 days of submitting application. If documentation is not received within the 15 day period the license will be revoked. Applicant will need to reapply and resubmit license fee.
    • License will be issued for 6 months and will not be renewable. Some exceptions may be made if requested in person or in writing directly to the Office of the Commissioner of Insurance of Puerto Rico.
  • For more information and requirements regarding Emergency Public Adjuster and Emergency Independent Adjuster licensing please review Normative Letter Num. CN-2017-223-D from the Commissioner of Insurance of Puerto Rico.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • For phone, email, and fax number to submit documents or questions concerning documentation requirements to process your application please visit http://www.nipr.com/state_contacts/puerto_rico_state_contact.htm for Office of the Commissioner of Insurance of Puerto Rico contact information page. Failure to submit requested documentation can result in license application being denied.

Contact Information

Address

Office of the Commissioner of Insurance
World Plaza Building
268 Muñoz Rivera Ave
San Juan, PR 00918
United States

Mailing Address

Office of the Commissioner of Insurance
361 Calle Calaf
PO Box 195415
San Juan, PR 00919
United States

Phone (Select (1) English or (2) Spanish, then select (3) for licensing department): (787) 304-8686 or (888) 722-8686
: cumplimiento@ocs.pr.gov

Go to State Website

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

Exams are valid for one (1) year.

Original documents of new name registration with the Puerto Rico Secretary of State must be mailed to Oficina del Comisionado de Seguros address listed above

  • Residents are required to mail request and a corporate resolution to Oficina del Comisionado de Seguros address listed above.
  • Non-Residents can request by email to vortiz@ocs.pr.gov.

A written request must be sent by fax or emailed to cumplimiento@ocs.pr.gov. If a resident changes domicile, the license is cancelled automatically.

Email request to dperez@ocs.pr.gov.

Email request to cumplimiento@ocs.pr.gov.

  • Residents are required to mail request and a corporate resolution to Oficina del Comisionado de Seguros address listed above.
  • Non-Residents can request by email to vortiz@ocs.pr.gov.

A written request must be sent by fax or emailed to cumplimiento@ocs.pr.gov (residents), vortiz@ocs.pr.gov (nonresidents).