State Requirements

Applicant must not have an active resident state license on the Producer Database in any state.

Applicant must provide business address that is not in Puerto Rico on the application.

Applicant MUST NOT have an active resident or non-resident adjuster license on Producer Database (in any other state) in order to use the No Home State license application.

Business Entities must be registered with the Department of State prior to becoming licensed in Puerto Rico at www.estado.pr.gov. Application will be deferred to Puerto Rico for verification.

• At least one (1) DRLP is required on application.
• DRLP (s) must hold active Authorized Person license.
• DRLP must hold ALL lines of authority requested on Business Entity application.
• At least one (1) DRLP must also be listed as a Director, Officer, Partner, or Owner and hold all the lines of authority requested on the application.

Important Note: Applicants must list at least one Designated Responsible Licensed Producer (DRLP) that holds an Authorized Person license with the same lines of authority as the business entity applying for.

All Business entities must be registered with the Secretary of State prior to becoming licensed in Puerto Rico. Applicant can register at www.estado.pr.gov. Please email a copy to cumplimiento@ocs.pr.gov and provide the NIPR transaction number, if applicable.. All applications will be deferred to Puerto Rico for verification and will not be processed until this is complete.

• Must not hold any other license type with Public Adjuster license.
• Fee will be charged per DRLP listed on the application.
• Are required to submit a $10,000.00 bond per Authorized Person acting on behalf of the business and listed as a DRLP on the application. The bond must be in favor of the Commonwealth of Puerto Rico and sent to the Office of the Commissioner of Insurance of Puerto Rico. A copy can be submitted after application is completed to cumplimiento@ocs.pr.gov in order to process the license but original bond is required for it to become valid. Bond must be notarized. If notary is outside of Puerto Rico, a copy of the Notary's certificate from the Secretary of State must be provided with bond.

• Must not hold any other license type with Emergency Independent Adjuster license.
• Submit a copy of professional licenses, if applicable. Professional licenses may include, but not limited to real estate, attorney, accountant, etc.
• Must submit required documentation by email to cumplimiento@ocs.pr.gov within 15 days of submitting application. If documentation is not received within the 15-day period, the license will be revoked. Applicant will need to reapply and resubmit license fee.
• License will be issued for 6 months and will not be renewable. Some exceptions may be made if requested in person or in writing directly to the Office of the Commissioner of Insurance of Puerto Rico.

For more information and requirements regarding Emergency Public and Emergency Independent Adjuster licensing please review Normative Letter Num. CN-2017-223-D from the Commissioner of Insurance of Puerto Rico.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

For phone, email, and fax number to submit documents or questions concerning documentation requirements to process your application please visit http://www.nipr.com/state_contacts/puerto_rico_state_contact.htm for Office of the Commissioner of Insurance of Puerto Rico contact information page. Failure to submit requested documentation can result in license application being denied.