New York / Resident Renewal / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

Per application.
$10 late fee applies if the renewal is submitted sixty (60) days or less from the license expiration date.
$10 CE fee applies if CE is required.
Excess lines fee is based on Largest County in New York State in which applicant maintains an office or in which risks are located upon with the propose to place insurance as an excess line broker. Fee is $50 for county population of less than 100,000 and fee is $400.00 for county population of over 100,000.

Property and Casualty Broker

Renewal fee:

$80

Property and Casualty Agent

Renewal fee:

$80

Life/Accident & Health Broker

Renewal fee:

$80

Life/Accident & Health Agent

Renewal fee:

$80

Excess Lines

Renewal fee:

$50

Fee disclaimers:

county population of less than 100,000

Excess Lines

Renewal fee:

$400

Fee disclaimers:

county population of over 100,000.

Independent Adjuster

Renewal fee:

$100

Public Adjuster

Renewal fee:

$100

Bail Bondsman

Renewal fee:

$50

Life Settlement Broker

Renewal fee:

$80

Lines of Authority

Please note that license class names can vary by state.

Applications for Other lines of authority will defer to state for approval.

Property and Casualty Broker

CE Required

Property, Casualty, Personal Lines

CE Not Required

Baggage, Travel Accident

Property and Casualty Agent

CE Required

Property, Casualty, Personal Lines

CE Not Required

Baggage, Travel Accident

Life/Accident & Health Broker

CE Required

Life, Accident & Health

CE Not Required

Variable Life/Variable Annuity

Life/Accident & Health Agent

CE Required

Life, Accident & Health

CE Not Required

Variable Life/Variable Annuity

Excess Lines

CE Not Required

No Line of Authority Required

Independent Adjuster

CE Not Required

Adj-Auto Damage/Theft Appr, Adj-MV No Fault/Wkrs Comp, Adjusting – Automobile, Adjusting-Accident & Health, Adjusting - Aviation, Adjusting - Fidelity & Surety, Adjusting – Casualty, Adjusting - Fire, Adjusting - General, Adjusting-Inland Marine

Public Adjuster

CE Required

Adjusting (PC)

Bail Bondsman

CE Not Required

Bail Bonds

Life Settlement Broker

CE Required

Not Applicable

Rules and Regulations

Applicant Can

Submit renewals for individuals electronically.
Submit renewals for surplus lines for individuals.
Print licenses electronically.
Submit renewals for major lines of authority.
Submit renewals for limited lines of authority.

Applicant Cannot

Late renew through NIPR's Resident License Renewal (RLR) Application.
Submit partial renewals.

Business Rules

Applicant must hold an active renewable license in New York.
An active appointment is required prior to renewal for Property/Casualty Agent and Life/Accident & Health Agent license classes.
Applicant cannot apply earlier than 180 days prior to license expiration date.
New York does not allow renewal past the license expiration date, or if the license is inactive on PDB, for any license type. If the license is inactive they must use the initial licensing application to reapply.
If the applicant has a status reason of "License not yet up for Renewal" on PDB, the renewal will not be allowed.
All active lines of authority will renew simultaneously (of those offered electronically through NIPR). No partial renewals will be accepted.
Individual applicants must provide a business and/or residence address in New York.
- Note: If both the residence and business addresses are not in NY, the transaction will not be allowed.
PO Boxes and Private Mailboxes (PMB) are only permitted in the Mailing address field. If a PO Box or Private Mailbox is supplied in the residence or business address fields, he transaction will not be allowed.
As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.
Excess Lines applicant must also renew their Property and Casualty Broker license with Property and Casualty.
Public Adjuster applicants must submit a bond in the amount of $1,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
Bail Bond applicants must submit a bond in the amount of $5,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.
Cybersecurity Regulation:
- New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met. A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website. Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.

Special Instructions

New York State Department of Financial Services Producer Search.

Print License Electronically