Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Excess lines fee is based on Largest County in New York State in which applicant maintains an office or in which risks are located upon with the propose to place insurance as an excess line broker. Fee is $50 for county population of less than 100,000 and fee is $400 for county population of over 100,000.
- The full fee is to be reduced to a half fee if the license will be issued for a period of one (1) year or less. The filing fee is never reduced to a half fee. The license fee is based off when the application is submitted and when the expiration date is.
- An additional $10 Continuing Education (CE) Fee may be assessed. This is determined by data supplied by New York and is assessed per application.
Property and Casualty Agent
Fee:
$80
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Life/Accident & Health Agent
Fee:
$80
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Property and Casualty Broker
Renewal fee:
$80
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Life/Accident & Health Broker
Fee:
$80
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Excess Lines
Fee:
$50
Fee disclaimers:
County population of less than 100,000/ Issued for greater than one year
Excess Lines
Fee:
$400
Fee disclaimers:
County population of more than 100,000/Issued for greater than one year
Excess Lines
Fee:
$25
Fee disclaimers:
County population of less than 100,000/Issued for less than one year
Excess Lines
Fee:
$200
Fee disclaimers:
County population of more than 100,000/Issued for less than one year
Independent Adjuster
Fee:
$100
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Public Adjuster
Fee:
$100
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Limited Rental
Fee:
$80
Fee disclaimers:
The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Bail Bondsman
Fee:
$50
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Life Settlement Broker
Fee:
$80
Fee disclaimers:
Per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Property and Casualty Agent
DRLP Required
Property, Casualty, Personal Lines
Life/Accident & Health Agent
DRLP Required
Life, Accident & Health, Variable Life/Variable Annuity
Property and Casualty Broker
DRLP Required
Property, Casualty, Personal Lines
Life/Accident & Health Broker
DRLP Required
Life, Accident & Health, Variable Life/Variable Annuity
Excess Lines
DRLP Required
No Line of Authority Required
Independent Adjuster
DRLP Required
Adj-Auto Damage/Theft Appr, Adj-MV No Fault/Wkrs Comp, Adjusting – Automobile, Adjusting-Accident & Health, Adjusting - Aviation, Adjusting-Inland Marine, Adjusting - Fidelity & Surety, Adjusting – Casualty, Adjusting - Fire, Adjusting - General
Public Adjuster
DRLP Required
Adjusting (PC)
Limited Rental
DRLP Required
Wireless Communication, Self-Service Storage Personal Affects
Bail Bondsman
DRLP Required
Bail Bonds
Life Settlement Broker
DRLP Required
Not Available
Rules and Regulations
Applicant Can
- Submit initial license for business entities electronically.
- Submit surplus lines for business entities.
- Print license electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through NIPR's Resident License (RL) Application.
Business Rules
Applicant must not hold active resident license in another state.
Applicant cannot hold an active non-resident NY license while applying for a resident New York license.
Applicant must be one of the following legal business types:
- Corporation
- Partnership
- Limited Liability Company (LLC)
- Limited Liability Partnership (LLP)
- Note: Sole Proprietorships are not allowed in New York. This is contained within the TBA license type and must be applied for directly through New York.
Business Entity applicants who currently have an active license or previously had a license with New York must use the same Legal Business Type that is on file with New York. If you are unsure what Business Entity type you have used or would like to update it, please contact New York Department of Financial Services at licensing@dfs.ny.gov.
Applicants applying for ‘VARIABLE LIFE/VARIABLE ANNUITY’ line of authority must be actively licensed for ‘Life’ line of authority for the same license class on PDB or be applying for ‘Life’ line of authority for the same license class at the same time.
Applicant’s applying for ‘VARIABLE LIFE/VARIABLE ANNUITY’ line of authority must supply CRD# on the application.
Applicant applying for Excess Lines must hold an active Property and Casualty Broker license with Property and Casualty.
Each Designated Responsible Licensed Producer (DRLP) that was supplied on the application must also be listed on the Owner, Partner, Officer or Director (OPOD) section of the application.
Any Designated Responsible Licensed Producer (DRLP) listed on the application must be listed as an officer, owner, director, partner, member or manager. Employees should not be listed.
Excess Lines Business Entity application - Each Designated Responsible Licensed Producer/ Sublicensee entered for Excess Lines must hold a Broker license or Sublicensee of the Broker license with Property and Casualty.
Excess Lines Business Entity application - The DRLP(s)/Sublicensee(s) entered for the Excess Lines license must be the same person(s) entered for the Property and Casualty Broker license. If the person(s) entered are not the same then the transaction will be declined.
Designated Responsible Licensed Producer (DRLP) / Sublicensee for the following license classes, can qualify the business entity in the following ways:
- Property Casualty Broker
Designated Responsible Licensed Producer (DRLP) can be actively licensed in New York (resident or non-resident) for the same license class and must cumulatively cover the line(s) of authority being applied for by the business entity.
Hold an active Sublicensee designation on PDB. Line(s) of authority (LOAs) held by the sublicensee must cumulatively cover the lines of authority being applied for by the business entity. Sublicensee can be resident or non-resident.
Individual(s) entered can have a passed exam record on file for the same Line(s) of authority (LOAs) being applied for by the business entity.
Designated Responsible Licensed Producer (DRLP) can qualify based on an out of state license. These transactions will defer for state review to determine if the individual meets the necessary qualifications.
Business Entity applicants are required to submit supplemental documentation to New York Department of Financial Services. Please reference the following link for additional information: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/original_entity_application.
Each Designated Responsible Licensed Producer (DRLP) or Sublicensee for the business entity must answer New York’s background questions. Please refer to the following link to complete: https://myportal.dfs.ny.gov/nylinxext/niprlogin.alice
Excess Lines Business Entity application - Each Designated Responsible Licensed Producer/Sublicensee entered for Excess Lines must hold a Broker license or Sublicensee of the Broker license with Property and Casualty.
Excess Lines Business Entity application - The DRLP(s)/Sublicensee(s) entered for the Excess Lines license must be the same person(s) entered for the Property and Casualty Broker license. If the person(s) entered are not the same then the transaction will be declined.
Designated Responsible Licensed Producer (DRLP) / Sublicensee for the following license classes, can qualify the business entity in the following ways:
- Property Casualty Broker
- Property Casualty Agent
- Life/Accident & Health Broker
- Life/Accident & Health Agent
- Independent Adjuster
- Public Adjuster
- Bail Bondsman
- Life Settlement Broker
- Designated Responsible Licensed Producer (DRLP) can be actively licensed in New York (resident or non-resident) for the same license class and must cumulatively cover the line(s) of authority being applied for by the business entity.
- Hold an active Sublicensee designation on PDB. Line(s) of authority (LOAs) held by the sublicensee must cumulatively cover the lines of authority being applied for by the business entity. Sublicensee can be resident or non-resident.
- Individual(s) entered can have a passed exam record on file for the same Line(s) of authority (LOAs) being applied for by the business entity.
- Designated Responsible Licensed Producer (DRLP) can qualify based on an out of state license. These transactions will defer for state review to determine if the individual meets the necessary qualifications.
- Business Entity applicants are required to submit supplemental documentation to New York Department of Financial Services. Please reference the following link for additional information: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/original_entity_application.
Each Designated Responsible Licensed Producer (DRLP) or Sublicensee for the business entity must answer New York’s background questions. Please refer to the following link to complete: https://myportal.dfs.ny.gov/nylinxext/niprlogin.alice
If the applicant has a renewable license, applications for amendments (LOA addition) will not be allowed. Adding lines of authority during the renewal period is not allowed. Applicant must first renew their existing license and then submit amendment (LOA addition) application.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.
Public Adjuster applicants must submit a bond in the amount of $1,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
Bail Bond applicants must submit a bond in the amount of $5,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.
Cybersecurity Regulation:
- New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met. A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website. Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.
Special Instructions
Contact Information
Mailing Address
New York Department of Financial Services
One State Street
New York, NY 10004-1511
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.