New York / Non-Resident Renewal / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

Per application.
All fees are class based.
The full fee is to be reduced to a half fee if the license will be issued for a period of one (1) year or less. The filing fee is never reduced to a half fee. The license fee is based off when the application is submitted and when the expiration date is.

Property and Casualty Agent

Fee disclaimers:

See Retaliatory Fee

Life/Accident & Health Agent

Fee disclaimers:

See Retaliatory Fee

Excess Lines

Renewal fee:

$400

Property and Casualty Broker

Fee disclaimers:

See Retaliatory Fee

Life/Accident & Health Broker

Fee disclaimers:

See Retaliatory Fee

Independent Adjuster

Renewal fee:

$100

Fee disclaimers:

per Designated Responsible Licensed Producer (DRLP).

Public Adjuster

Renewal fee:

$100

Fee disclaimers:

per Designated Responsible Licensed Producer (DRLP).

Limited Rental

Renewal fee:

$80

Bail Bondsman

Renewal fee:

$50

Fee disclaimers:

per Designated Responsible Licensed Producer (DRLP).

Life Settlement Broker

Fee disclaimers:

See Retaliatory Fee

Lines of Authority

Please note that license class names can vary by state.

Fees shown are state fees only. These fees do not include NIPR transaction fees.
Per application.
All fees are class based.
An additional $10 Continuing Education (CE) Fee may be assessed. This is determined by data supplied by New York and is assessed per application.

Property and Casualty Agent

DRLP Required

Property, Casualty, Personal Lines

Life/Accident & Health Agent

DRLP Required

Accident & Health, Life, Variable Life/Variable Annuity

Excess Lines

DRLP Required

No Line of Authority Required

Property and Casualty Broker

DRLP Required

Property, Casualty, Personal Lines

Independent Adjuster

DRLP Required

Adjusting - Fidelity & Surety, Adj-Auto Damage/Theft Appr, Adj-MV No Fault/Wkrs Comp, Adjusting – Automobile, Adjusting - Aviation, Adjusting – Casualty, Adjusting - Fire, Adjusting - General, Adjusting-Accident & Health, Adjusting-Inland Marine

Public Adjuster

DRLP Required

Adjusting (PC)

Limited Rental

DRLP Required

Wireless Communication, Self-Service Storage Personal Affects

Bail Bondsman

DRLP Required

Bail Bonds

Life Settlement Broker

DRLP Required

Not Available

Rules and Regulations

Applicant Can

Submit renewals for major lines of authority.
Submit renewals for limited lines of authority.
Submit renewals for business entities electronically.
Submit renewals for Surplus lines (Excess lines) for business entities.
Print licenses electronically.

Applicant Cannot

Submit partial renewals.
Late renew through NIPR's Non-Resident Renewal (NRR) Application.

Business Rules

- New York does not allow any renewals past the license expiration date for any license type.
- If the applicant has a status reason of "License not yet up for Renewal" on PDB, the renewal will not be allowed.
- Excess Lines applicants who reside in California must submit a bond in the amount of $50,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
- All active lines of authority will renew simultaneously (of those offered electronically through NIPR). No partial renewals will be accepted.
- Business Entity applicants must supply a business address that is not in New York. If the business address is not in New York, the transaction will be declined.
- Business address fields must not contain a PO Box or PMB (Private Mailbox). PO Box or PMB (Private Mailbox) are only permitted in the mailing address field.
- If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
- As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.
- Excess Lines applicant must also renew their Broker license with Property and Casualty.
- Excess Lines Business Entity applicants - The Designated Responsible Licensed Producer (DRLP) /Sublicensee entered for the Excess Lines license must be the same person(s) entered for the Property and Casualty Broker license. If the person(s) entered are not the same then the transaction will be declined.
- Designated Responsible Licensed Producer (DRLP) / Sublicensee for the following license classes, can qualify the business entity in the following ways:
  - Property Casualty Broker
  - Property Casualty Agent
  - Life/Accident & Health Broker
  - Life/Accident & Health Agent
  - Independent Adjuster
  - Public Adjuster
  - Bail Bondsman
  - Life Settlement Broker
    - Designated Responsible Licensed Producer (DRLP) can be actively licensed in New York (resident or non-resident) for the same license class and must cumulatively cover the line(s) of authority being applied for by the business entity.
    - Hold an active Sublicensee designation on PDB. Line(s) of authority (LOAs) held by the sublicensee must cumulatively cover the lines of authority being applied for by the business entity. Sublicensee can be resident or non-resident.
    - Individual(s) entered can have a passed exam record on file for the same Line(s) of authority (LOAs) being applied for by the business entity.
    - Designated Responsible Licensed Producer (DRLP) can qualify based on an out of state license. These transactions will defer for state review to determine if the individual meets the necessary qualifications.
- Each Designated Responsible Licensed Producer (DRLP) or Sublicensee entered on the application must also be listed as an Owner, Partner, Officer or Director (OPOD).
- Each Designated Responsible Licensed Producer (DRLP) or Sublicensee for the business entity must answer New York’s background questions. Please refer to the following link to complete: https://myportal.dfs.ny.gov/nylinxext/niprlogin.alice
- At least one Owner, Partner, Officer or Director (OPOD) must be listed on the application.
- Any DRLP listed on the application must be listed as an officer, owner, director, partner, member or manager. Employees should not be listed.
- Each Designated Responsible Licensed Producer entered for Excess Lines must hold a Property and Casualty Broker license or Sublicensee of the Broker license with Property and Casualty.
- Public Adjuster applicants must submit a bond in the amount of $1,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
- Bail Bond applicants must submit a bond in the amount of $5,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.
- When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.
- Cybersecurity Regulation:
  - New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met. A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website. Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.

Special Instructions

New York State Department of Financial Services Producer Search.

Print License Electronically