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Fees shown are state fees only. These fees do not include NIPR transaction fees.
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All fees are class based.
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The full fee is to be reduced to a half fee if the license will be issued for a period of one (1) year or less. The filing fee is never reduced to a half fee. The license fee is based off when the application is submitted and when the expiration date is.
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The expiration date for individuals will be the individual applicant’s date of birth in an odd/even year (based on the applicant’s year of birth).
- Attention: The state you have selected imposes a retaliatory fee. Please click below to review the fees.
Life/Accident & Health Agent
- Fee Disclaimers: See Retaliatory Fee
Property and Casualty Agent
- Fee Disclaimers: See Retaliatory Fee
Property and Casualty Broker
- Fee Disclaimers: See Retaliatory Fee
Life/Accident & Health Broker
Line of Authority Combination: All Lines without Variable
- Fee Disclaimers: See Retaliatory Fee
Life/Accident & Health Broker
Line of Authority Combination: All Lines with Variable
- Fee Disclaimers: See Retaliatory Fee
Life/Accident & Health Broker
- Fee Disclaimers: See Retaliatory Fee
Excess Lines
- Fee Disclaimers: See Retaliatory Fee
- Please note that license class names can vary by state.
Life / Accident & Health Agent
- Life
- Accident & Health
- Variable Life / Variable Annuity
- Travel Accident
Property and Casualty Agent
- Property
- Casualty
- Personal Lines
- Baggage
Property and Casualty Broker
- Property
- Casualty
- Personal Lines
- Baggage
Life/Accident & Health Broker
- Life
- Accident & Health
- Variable Life / Variable Annuity
- Travel Accident
Life/Accident & Health Broker
- All Lines without Variable
Life/Accident & Health Broker
- All Lines with Variable
Excess Lines
- No Line of Authority Required
Applicant Can
- Submit initial license for individuals electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit Surplus Lines for individuals.
- Reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
- Print licenses electronically
- Add lines of authority (amend) to an existing active license.
Business Rules
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Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.
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The expiration date for individuals will be the individual applicant’s date of birth in an odd/even year (based on the applicant’s year of birth).
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New York requires applicant’s residence or business address to match the resident state in order to apply.
- Individual applicants must supply a residence and/or business address that is not in New York.
- If residence and business address are in NY, the transaction will be declined.
- If only one address type is in NY the transaction will be allowed.
- If neither address is in NY the transaction will be allowed.
- In New York there are two (2) different types of Broker: Property and Casualty Broker and Life/Accident and Health Broker.
- A Property and Casualty Broker would be authorized to write all lines of insurance except Life and Variable Annuities.
- A Life/Accident and Health Broker Broker could be authorized to write life and/or accident/health and or variable annuities. The Lines of Authority (LOAs) are determined by the qualifications.
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The Property/Casualty Lines of Authority on a Property and Casualty Broker license are - Property, Casualty, Personal Lines and Baggage. However, Section 2104 (B) of the New York Insurance Law states that a Property and Casualty Broker with the Property and Casualty Lines of Authority (LOAs) is authorized to write any and every Line of Authority except Life insurance and Variable Life and Variable Annuity Products.
- Individuals License classes below with the status reason of Expired can reapply through Non Resident License application.
- Property and Casualty Broker
- Life/Accident and Health Broker
- Life/Accident & Health Agent
- Property and Casualty Agent
- Excess Lines
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Individual applicants reapplying for a license they previously held in New York and has been inactive for less than 2 years and is not CE compliant will be charged a CE fee of $10.00 in addition to the licensing fees.
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Applicants can reapply through Non-Resident licensing once the license is Inactive on PDB.
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PO Box and Private Mailbox (PMB) are only permitted in the Mailing address field. They are not allowed in the residence or business address fields.
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In New York State, an Agent is a Producer who represents one (1) or more insurers and sells insurance to the public on behalf of that insurer(s). In order for the agent to sell insurance, an insurer(s) must have appointed the agent.
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In New York State, a Broker is a Producer who represents the public and will do business with any New York licensed insurer which will do business with a Broker. Brokers are not required to have an insurer appointment on file.
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Applicant applying for Excess Lines must hold an active Property and Casualty Broker license with Property and Casualty.
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Excess Line applicants that are a resident of California must obtain a $50,000 Bond in New York to before a license is issued.
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With the exception of 'other' lines, applicant must have an equivalent active resident license when applying for a non-resident license.
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Applicants for the Variable Life / Variable Annuity Line of Authority must supply FINRA CRD number on application.
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If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
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As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.
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When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.
- Cybersecurity Regulation:
- New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met. A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website. Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.
Contact Information
Mailing AddressNew York Department of Financial Services
One State Street
New York, NY 10004-1511
United States
Phone:
(800) 342-3736
Email:
licensing@dfs.ny.gov
Frequently Asked Questions
- The licensee must submit a letter in writing requesting cancellation of the license(s); the license(s) must be returned with the request. If the license is not in the licensee's possession, the licensee must clearly state this in the letter. You can obtain a letter of clearance from Letters of Clearance
Online printing information can be found by going to NIPR's license print page and selecting the state.
- PSI
- (800)733-9267
- 2 years
- You must submit documentation to our Department to verify the name change, along with your original license.
- You must submit documentation to our Department to verify the name change, along with your original license. NAME CHANGES FOR ENTITIES MUST INCLUDE AMENDED FILING RECEIPTS OR BUSINESS CERTIFICATES AND THE RETURN OF ALL LICENSES IN THE PREVIOUS NAME.
- DRLP can be added at time of renewal. Outside of renewal, a supplemental application must be completed and submitted. Supplemental applications and instructions can be found on the Department's website at:
- Licensing Application Forms and Class Information
- To report a change in an officer or directors of a licensed entity, a letter must be submitted providing a list of all changes. If a new sublicensee is being added, a supplemental application must be completed and submitted. Supplemental applications and instructions can be found on the Department's website at
- Licensing Application Forms and Class Information
- If you are currently licensed in both states, you can change your address on our website and select New York as your home state.
- To access the Online Producer Services applications, please select this link: https://myportal.dfs.ny.gov/nylinxext/ , OR submit an address change form along with a written statement to switch the home state to New York.
IdentoGO Live Scan Fingerprinting
DFS uses IdentoGO for live scan fingerprinting services.
- Learn more about live scan fingerprinting on the IdentoGO website.
New York State Authorized IdentoGO Locations
Only New York State Authorized IdentoGO Centers may be used. Not all IdentoGO sites are authorized for use.
Use the IdentoGO website to locate a New York State Authorized IdentoGO enrollment center
- Enter the correct Service Code (see below) for your license type and hit 'Go'.
- At the top of the screen you will see the service code you entered and the name of the associated license. Make sure it is correct.
- Select 'Locate an Enrollment Center'. You can search for a New York State Authorized IdentoGO Center by using current location, postal code, city and state, or airport code.
Appointment Scheduling
Appointment scheduling via the IdentoGO website is available at all times. Appointment scheduling via phone is available from 9:00 a.m. to 9:00 p.m. Monday through Saturday.
To schedule an appointment for fingerprinting, note your Service Code (see below) and go to the IdentoGO website or call IdentoGO at (877) 472-6915.
Identification
To avoid rejection, please make sure your personal information is consistent across all ID documents.
- Use the IdentoGO website to learn what ID to bring to an Appointment.
Fees
You will pay a fingerprinting fee at the IdentoGO Center at the time of your appointment. If fingerprinting is done at a New York authorized IdentoGO Center located outside of New York State, an additional and separate fee will be charged.
If you enroll under the wrong service code your prints cannot be used and you will need to enroll again and incur additional costs.
Receipts
At the IdentoGO Center, your ID documents will be reviewed, fingerprints will be taken, and your photo will be taken.
You will be given two receipts indicating your name, fingerprinting location, date and time, fee paid and reason for fingerprinting. You must submit/attach one receipt to DFS with your application, submission or biographical affidavit as proof of fingerprinting. Retain the other copy for your records.