State Requirements

Business Rules

• Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

• Non-citizens of the U.S. must have a resident license for selling insurance in one (1) of the fifty (50) U.S. states.

• All applications for the public adjuster license class will be deferred to the state for further review. The New Jersey Public Adjusters’ Licensing Act requires each licensee to maintain a $10,000 dollar bond from a surety insurer authorized in New Jersey. The law also requires two (2) passport photos. Proof of bond is required before license will be issued. Please provide proof of compliance with bond requirement and two (2) passport photos to the state.

• New Jersey will allow reinstatement of a license through NIPR's Non-Resident Adjuster License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR’s Non-Resident Adjuster Renewal Application.

• Applicants must not have an inactive non-resident license in the state with an expiration date in the future.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state. 

• Disabled Veterans: If you are a disabled veteran and would like your licensing fee waived you may either:
  • Submit application through NIPR, pay the license fee, and contact New Jersey with documentation for a refund. Note: NIPR transaction fee is non-refundable.
  • Apply to New Jersey by paper application.
  • Refer to the state for more information.