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State Requirements

New Hampshire / Resident Renewal / Individual

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Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

Fee Definitions

  • Insurance Producers:
    • Renewal fee ($150): Applies when your license is still active, you are renewing before the expiration date, and continuing education was completed at least 60 days prior to expiration.
    • Late renewal fee ($200): Applies when your license is still active and you renew before expiration, but continuing education was completed less than 60 days prior to expiration. New Hampshire considers this a late renewal even though the license has not expired. A $50 continuing education late fee is included.
    • Reinstatement fee ($300): Applies if your license has expired. Renewal is no longer available. You must reapply through the initial application.
  • Life Settlement Producer:
    • Renewal fee ($150): Applies when your license is still active and renewed before the expiration date.
    • Reinstatement fee ($300): Applies if your license has expired. Renewal is no longer available. You must reapply through the initial application.
  • Adjuster:
    • Renewal fee ($75): Applies when your license is still active, you are renewing before the expiration date, and continuing education was completed at least 60 days prior to expiration.
    • Late renewal fee ($100): Applies when your license is still active and you renew before expiration, but continuing education was completed less than 60 days prior to expiration. A $25 continuing education late fee is included.
    • Reinstatement fee ($150): Applies if your license has expired. Renewal is no longer available. You must reapply through the initial application.
  • Public Adjuster:
    • Renewal fee ($100): Applies when your license is still active, you are renewing before the expiration date, and continuing education was completed at least 60 days prior to expiration.
    • Late renewal fee ($125): Applies when your license is still active and you renew before expiration, but continuing education was completed less than 60 days prior to expiration. A $25 continuing education late fee is included.
    • Reinstatement fee ($200): Applies if your license has expired. Renewal is no longer available. You must reapply through the initial application.
  • All fees are per application.

Insurance Producer

Renewal fee:

$150

Late renewal fee:

$200

Reinstatement fee:

$300

Life Settlement Producer

Renewal fee:

$150

Reinstatement fee:

$300

Adjuster

Renewal fee:

$75

Late renewal fee:

$100

Reinstatement fee:

$150

Public Adjuster

Renewal fee:

$100

Late renewal fee:

$125

Reinstatement fee:

$200

Lines of Authority

Please note that license class names can vary by state.

Insurance Producer

CE Required

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Casualty, Property, Property & Casualty, Personal Lines

CE Not Required

Travel, Credit, Car Rental, Surplus Lines, Motor Vehicle Road Service

Life Settlement Producer

CE Not Required

Life Settlement Producer

Adjuster

CE Required

Workers' Compensation, Property & Casualty (excluding Workers' Compensation), Property & Casualty (including Workers' Compensation)

Public Adjuster

CE Required

Fire & Homeowners

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for individuals.
  • Print Licenses Electronically.

Applicant Cannot

  • Late renew through NIPR's Resident License Renewal Application.
  • Submit partial renewals.

Business Rules

  • General Requirements

    • Applicants must renew all active lines of authority on the license. Partial renewals are not allowed.
    • Applicants with a status reason of Revoked or Suspended are not eligible to apply electronically. Please contact the New Hampshire Insurance Department.

  • Address Changes

    • Address information cannot be updated through the renewal application. The address displayed in the application is populated from the Producer Database (PDB).
    • To update an address before renewing:
      1. Submit the electronic NIPR Contact Change Form.
      2. Allow approximately 24–48 hours for the state to review and process the change and for the updated address to appear in the PDB.
      3. Return to the renewal application and confirm that the new address is displayed.
      4. Submit the renewal application only after the correct address appears.
    • Important: Do not submit the renewal application immediately after submitting an address change. If the renewal is submitted before the address change has been processed, the application may retain or restore the previous address. Begin the renewal process early to allow sufficient time for address changes and other updates before the license expiration date.

  • Line of Authority Requirements

    • Applicants renewing the Surplus Lines line of authority must also hold or renew the Property and Casualty line(s) of authority.
    • Applicants renewing the Variable Life and Variable Annuity line of authority must also hold or renew the Life line of authority.
    • All Variable Life and Variable Annuity renewal applicants must provide a FINRA CRD number.

  • Background Questions & Documentation

    • When renewing a license, applicants should only answer "Yes" to a background question if there has been a new incident, charge, or conviction since the last application or renewal.
    • If an applicant responds "Yes" to any background question, supporting documentation must be submitted within thirty (30) days of the application date or the application will be declined.
    • Supporting documentation should be submitted electronically through NIPR's Attachments Warehouse.
    • Required documentation includes:
      • A written statement explaining the circumstances.
      • A copy of the official document demonstrating the resolution of the charges or final judgment.
      • All correspondence must include the applicant's name, SSN / FEIN, NIPR Transaction Number, and National Producer Number (NPN), if available.

Renewal Periods

Insurance Producer

Renewal period

Starts: Ninety (90) days prior to expiration. Ends: License expiration date (last day of birth month biennially).

Late renewal period

Applies if continuing education is completed less than 60 days prior to expiration, even if the license is still active.

Reinstatement period

Up to 2 years after expiration. Must reapply using a new application.

Life Settlement Producer

Renewal period

Starts: 90 days prior to expiration. Ends: License expiration date.

Late renewal period

N/A

Reinstatement period

Up to 2 years after expiration. Must reapply using a new application.

Adjuster

Renewal period

Starts: Ninety (90) days prior to expiration. Ends: License expiration date (last day of birth month biennially).

Late renewal period

Applies if continuing education is completed less than 60 days prior to expiration, even if the license is still active.

Reinstatement period

Up to 2 years after expiration. Must reapply using a new application.

Public Adjuster

Renewal period

Starts: 90 days prior to expiration. Ends: License expiration date.

Late renewal period

Applies if continuing education is completed less than 60 days prior to expiration, even if the license is still active.

Reinstatement period

Up to 2 years after expiration. Must reapply using a new application.

Continuing Education

NIPR verifies compliance with New Hampshire’s continuing education (CE) requirements before allowing submission of a renewal application. Use Verify My CE to view your CE transcript and determine whether your status has been updated to CE compliant.

Important: New Hampshire’s 60-Day CE Deadline

  • New Hampshire requires CE to be completed at least 60 days before the license expiration date. This is a state requirement, not a recommended timeframe.
  • If CE is completed fewer than 60 days before the expiration date, a late CE penalty will be added to the renewal fee—even if the license has not yet expired. This late CE penalty is separate from any late renewal requirements that apply after the license expires.
  • After completed CE is reported and accepted by the state, it may take up to 72 hours for the compliant status to appear in NIPR’s system. Expedited processing offered by a CE provider does not eliminate this state-to-NIPR update time.
  • NIPR cannot manually update or override a CE status. The renewal application cannot be submitted through NIPR until the applicant is reported as CE compliant.
    If the license expires, all CE requirements must be completed before the applicant can reapply. Reinstatement is processed through a new license application.

Insurance Producer Requirements

  • Complete 24 total approved CE credits during each two-year license term.
  • Complete at least 3 credits in Ethics.
  • Apply no more than 10 Ethics credits toward the 24-credit requirement.

Adjuster Requirements

  • Complete 24 total approved CE credits during each two-year license term.
  • Complete at least 3 credits in Ethics.
  • Complete an additional 10 Workers’ Compensation credits if licensed for Workers’ Compensation.

Public Adjuster Requirements

  • Complete 15 total approved CE credits during each two-year license term.
  • Complete at least 3 credits in Ethics.

CE Questions and Assistance

NIPR does not administer New Hampshire’s continuing education program. NIPR receives the final CE compliance status reported by the state and allows the renewal application to proceed once the applicant is reported as compliant.

NIPR cannot:

  • Advise applicants which courses or credits they must complete
  • Confirm whether a course satisfies New Hampshire’s requirements
  • Process or report completed CE credits
  • Change or override an applicant’s CE status
  • Expedite the reporting or system-update process
  • Waive state-imposed CE penalties or late fees

For questions about CE requirements, approved courses, penalties, or your compliance status, contact the New Hampshire Insurance Department. Questions about whether completed credits have been submitted should be directed to your CE provider.

For complete regulatory requirements, review the New Hampshire Insurance Department website.

The following license classes/lines of authority must be CE compliant:

Insurance Producer

  • Life
  • Accident & Health or Sickness
  • Variable Life and Variable Annuity
  • Casualty
  • Property
  • Property & Casualty
  • Personal Lines

Adjuster

  • Workers' Compensation
  • Property & Casualty (excluding Workers' Compensation)
  • Property & Casualty (including Workers' Compensation)

Public Adjuster

  • Fire & Homeowners

Contact Information

Mailing Address

New Hampshire Insurance Department, Attention: Producer Licensing

21 South Fruit Street

Suite 14

Concord, NH 03301

United States

Licensing Department: (603) 271-0203

Phone (main): (603) 271-2261

Email: producerquestions@ins.nh.gov

Fax: (603) 271-7029

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