State Requirements

Missouri / Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.
  • Applicants who are reinstating an inactive license will be charged the initial licensing fee.

PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.

  • Avoid these common errors that cause duplicate fee payments:
    • Applicant marked the incorrect line of authority when completing the application.
    • Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
    • Applicant completed two (2) identical applications.
    • Applicant applied for a license they are not required to hold.

Insurance Producer

Fee:

$100

Amendment fee:

$100

Surplus Lines

Fee:

$100

Motor Vehicle Extended Services Contract

Line of Authority Combination:

No Line of Authority Required

Fee:

$25

Bail Bond Agent

Renewal fee:

$150

General Bail Bond Agent

Renewal fee:

$150

Limited Lines Self-Service Storage Producer

Renewal fee:

$100

Navigator

Renewal fee:

$25

Public Adjuster

Renewal fee:

$100

Public Adjuster Solicitor

Renewal fee:

$100

Surety Recovery Agent

Renewal fee:

$150

Lines of Authority

Please note that license class names can vary by state.

  • NIPR verifies exams prior to allowing submission of an application.

Insurance Producer

Exam Required

Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Crop, Title

Exam Not Required

Variable Life and Variable Annuities, Credit, Travel

Surplus Lines

Exam Required

Surplus Lines

Motor Vehicle Extended Services Contract

Exam Not Required

Motor Vehicle Extended Services Contract

Bail Bond Agent

Exam Required

Bail Bond Agent

General Bail Bond Agent

Exam Not Required

General Bail Bond Agent

Limited Lines Self-Service Storage Producer

Exam Not Required

Limited Lines Self-Service Storage Producer

Navigator

Exam Required

Navigator

Public Adjuster

Exam Required

Public Adjuster

Public Adjuster Solicitor

Exam Required

Public Adjuster Solicitor

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • Note: The Missouri Department of Commerce and Insurance does not issue Letters of Certification or Letters of Clearance. If your new resident state requires a Letter of Clearance, Missouri may cancel your license upon request and/or update your license to non-resident status. Once the cancellation and/or changes are complete, the status of your license may be verified by all states through the National Producer Database (PDB) or through SBS.

  • Applicants with a status reason of Voluntary Surrender are not eligible for renewal. Applicant is required to apply as a new applicant and meet all initial licensing requirements.

  • An applicant may not apply electronically if a resident license was held in another state within the past ninety (90) days.

  • Applicant must provide a residence and/or business address in the state.

  • Applicant must not a have an active non-resident license in the state.

  • Motor Vehicle Extended Services Contract applicants may reapply through Resident Licensing application the day after expiration date. New licensing requirements will need to be met.

  • Applicant applying for line of authority (LOA) of Variable Life and Variable Annuities must hold active resident Life line of authority (LOA) or be applying for Life line of authority (LOA).

  • Resident Surplus Lines Producers must hold an active Insurance Producer license with active Property and Casualty lines of authority (LOA).

  • Insurance Producer applicants with the exception of Motor Vehicle Extended Services Contract, will be allowed to late-renew their license electronically for up to one year past license expiration date.

  • Applicants must be 21 years old or older as determined from the applicant’s Date of Birth for the following classes: Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent.

  • Limited Lines Self-Service Storage Producer applicants are required to complete qualified training program.  Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q10fw6d30qxizwd/).

  • Public Adjuster applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/qu1vpmf0giihob/).

  • Applicants applying for the Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent license classes must be US Citizen.

  • Bail Bond Agent applicants are required to submit supplemental documentation and fingerprints. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1is1v5n0yg5wvj/). Missouri requires fingerprints to be resubmitted through MACHS. For further information on how to submit fingerprints through their system, please visit: https://www.machs.mo.gov/MACHSFP/home.html. The registration number for DCI when submitting fingerprints is 2955.

  • General Bail Bond Agent license requires that applicant has previously held a Bail Bond Agent license for two years.

  • General Bail Bond applicants are required to submit supplemental documentation and fingerprints. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1thbjc50davnvj/). Missouri requires fingerprints to be resubmitted through MACHS. For further information on how to submit fingerprints through their system, please visit: https://www.machs.mo.gov/MACHSFP/home.html. The registration number for DCI when submitting fingerprints is 2955.

  • Surety Recovery Agent applicants are required to submit supplemental documentation and fingerprints. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q15caz5912cu31b/). Missouri requires fingerprints to be resubmitted through MACHS. For further information on how to submit fingerprints through their system, please visit: https://www.machs.mo.gov/MACHSFP/home.html. The registration number for DCI when submitting fingerprints is 2955.

  • Public Adjuster Solicitor applicants are required to submit supplemental documentation. Please submit the form located at(https://stateofmissouri.wufoo.com/forms/q1x983ay0gaszca/).

  • Navigator applicants are required to submit supplemental documentation and to pass the Navigator exam or actively hold a Federal Certified Marketplace Certificate. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1orbvi817xcvel/).

  • Surplus Lines applicant can reapply for their license starting the day after the expiration date. Note: exam requirements and all initial licensing requirements apply for Surplus Lines reinstatement transactions.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via 

    NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
    • Non-citizens must submit work authorization.

Contact Information

Mailing Address

Missouri Department of Insurance

P.O. Box 690

Jefferson City, MO 65102

United States

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