State Requirements

Maryland / Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

All Fees are per application.

  • License amendments for Insurance Producers are $0.
  • Surplus Lines Broker
    • $100 - If date of application is LESS than 1 year from or EQUAL to insurance producer License Expiration Date.
    • $200 - If date of application is GREATER than 1 year from insurance producer License Expiration Date
  • Motor Club Representative
    • $3 - if date of application is September 1st – April 30th.
    • $5 - if date of application is May 1st – August 31st.

Insurance Producer

Fee:

$54

Reinstatement fee:

$54

Amendment fee:

$0

Public Adjuster

Fee:

$50

Reinstatement fee:

$50

Surplus Lines Broker

Fee:

$100

Reinstatement fee:

$100

Fee disclaimers:

If date of application is LESS than 1 year from or EQUAL to insurance producer License Expiration Date.

Surplus Lines Broker

Fee:

$200

Reinstatement fee:

$200

Fee disclaimers:

If date of application is greater than (1) year from insurance producer License Expiration Date.

Adviser

Fee:

$200

Reinstatement fee:

$200

Motor Club Representative

Fee:

$3

Fee disclaimers:

If date of application is September 1st – April 30th.

Motor Club Representative

Fee:

$5

Fee disclaimers:

If date of application is May 1st – August 31st.

Viatical Settlement Broker

Fee:

$250

Reinstatement fee:

$250

Lines of Authority

Please note that license class names can vary by state.

  • NIPR verifies exams prior to allowing submission of an application.
  • Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Exam Required

Life, Accident and Health or Sickness, Property, Casualty, Title, Personal Lines

Exam Not Required

Credit, Travel, Variable Life and Variable Annuity

Public Adjuster

Exam Required

No Line of Authority Required

Surplus Lines Broker

Exam Not Required

No Line of Authority Required

Adviser

Exam Required

Adviser Life & Health, Adviser Property & Casualty

Exam Not Required

Adviser Variable

Motor Club Representative

Exam Not Required

No Line of Authority Required

Viatical Settlement Broker

Exam Not Required

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit for major lines of authority.
  • Submit for limited lines of authority.
  • Submit for surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • MD Adviser applicants: Please note selecting the incorrect license type and LOAs will not result in the issuance of an insurance producer license. Maryland refers to an insurance producer as: A person or an entity who sells, solicits, or negotiates insurance contracts. An adviser is referred to as a person that, for compensation examines or offers to examine policy, annuity contract, or pure endowment contract for the purpose of giving or offers advice or information. Please select the correct license type. For questions contact the Maryland Insurance Administration Customer Service at 1-888-204-6198.

  • If adviser is the correct license selection, please submit your original bond in the amount of $1000.00 directly to the Maryland Insurance Administration to have the application resolved.

  • Variable Life and Variable Annuity will be deferred and must provide proof of Series 63, Series7, or Series 6 to Maryland by submitting documentation to producerlicensing.mia@maryland.gov

  • Initial Self-Service Storage license applications must be submitted via a paper application directly to state.

  • The Maryland supplement is only required for those requesting the title line of authority (LOA), applying for a surplus lines license, or non-residents requesting a limited LOA not issued by Maryland.

  • Insurance Producer Title applicants must email a copy of the original bond(s) or other required documentation directly to the Maryland Insurance Administration. The email address is producerlicensing.mia@maryland.gov. Please visit the Maryland Title  for more information.

  • Reinstatements through the Resident License (RL) Application are allowed if license is inactive for over one (1) year and one (1) day after expiration date.

  • Viatical settlement brokers must hold an active Maryland insurance producer License with the Life line of authority.

  • Adviser variable applicants must also apply for or actively hold an active Maryland Adviser License with the Life and Health line of authority. In addition Surplus Lines applicants are required to hold a $1,000 Adviser Surety bond.

  • Variable applicants must also hold life within requested license class.

  • Motor Club Representatives cannot reinstate electronically through NIPR.

  • Applicants for the variable line of authority (LOA) must supply a FINRA Central Registry Depository (CRD) number on the application.  If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.

  • Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

  • Surplus lines broker applicants should hold an active Maryland insurance producer License with the Property & Casualty lines of authority prior to submitting the Surplus Lines Broker application. In addition Surplus Lines applicants are required to hold a $10,000 Surplus Lines Surety bond.

  • Applicants with a Cancelled license status must contact Maryland Insurance Administration directly if attempting to re-apply.

  • Viatical Settlement Broker re-applications are allowed the day after expiration date.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

Maryland Insurance Administration, Attention: Producer Licensing Unit

200 St. Paul Place

Suite 2700

Baltimore, MD 21202

United States

State overview page

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