State Requirements

Kentucky / Non-Resident Renewal No Home State / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Fees are per line of authority.
  • An individual submitting insurance application or renewal fees who is the spouse of a current member of the Armed Forces of the United States who is assigned a duty station in the Commonwealth of Kentucky shall be eligible for refund of fees, pursuant to KRS 12:357. Upon notification to the Kentucky Department of Insurance, the fees will be refunded to the individual within thirty (30) days of their submission if the applicant demonstrates compliance with the requirements of KRS 12:357.
    • To demonstrate compliance with KRS 12.357, an applicant shall include the following with their application:
      • Proof that the applicant is married to a current member of the Armed Forces of the United States;
      • Proof that the applicant's spouse is assigned to a duty station in the Commonwealth of Kentucky; and
      • Proof that the applicant has satisfied all statutory and regulatory pre-licensing course of study requirements, and all statutory and regulatory examination requirements, or proof that the applicant holds a valid individual insurance license issued by another state, the District of Columbia, or any possession or territory of the United States.

Independent Adjuster

Fee:

$50

Fee disclaimers:

Late Renewal Fee: $100

Staff Adjuster

Fee:

$50

Fee disclaimers:

Late Renewal Fee: $100

Lines of Authority

Please note that license class names can vary by state.

Independent Adjuster

Property & Casualty, Crop, Workers' Compensation

Staff Adjuster

Property & Casualty, Crop, Workers' Compensation

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Late renew through NIPR's Non-Resident Renewal No Home State Application.
  • Print license electronically.

Applicant Cannot

  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit a partial renewal. All Lines of Authority must be renewed.

Business Rules

  • Applicant must not have an active resident state license on PDB in any state.

  • Applicant cannot renew earlier than 90 days prior to license expiration date.

  • Independent Adjuster and Staff Adjuster licenses cannot be actively held simultaneously.

  • Applicant must provide either residence or business address that is not in the state of Kentucky.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Special Instructions

Contact Information

Physical Address

Kentucky Department of Insurance

Mayo-Underwood Building

500 Mero Street, 2 SE 11

Frankfort, KY 40601

United States

Mailing Address

Kentucky Department of Insurance

P.O. Box 517

Frankfort, KY 40602

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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