State Requirements

Arkansas / Resident Licensing / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Per application.
  • There is no amendment fee if the LOA is in the same license class that is already held and displayed on PDB.

Insurance Producer

Fee:

$35

Reinstatement fee:

$35

Adjuster

Fee:

$120

Reinstatement fee:

$120

Reinsurance Intermediaries Broker

Fee:

$300

Reinstatement fee:

$300

Life Settlement Broker Business Entity

Fee:

$100

Reinstatement fee:

$100

Car Rental Agency

Fee:

$35

Reinstatement fee:

$35

Consultant Agency

Fee:

$60

Reinstatement fee:

$60

Exchange Agency

Fee:

$35

Reinstatement fee:

$35

Portable Electronics

Fee:

$1000

Reinstatement fee:

$1000

Portable Electronics - Limited

Fee:

$100

Reinstatement fee:

$100

Reinsurance Intermediaries Manager

Fee:

$500

Reinstatement fee:

$500

Self Service Storage Insurance

Fee:

$35

Reinstatement fee:

$35

Surplus Lines Agency

Fee:

$1035

Reinstatement fee:

$1035

Title Agency

Fee:

$250

Reinstatement fee:

$250

Life Settlement Provider Business Entity

Fee:

$100

Reinstatement fee:

$100

Lines of Authority

Please note that license class names can vary by state.

  • Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Credit, Crop, Travel, Health Maintenance Dental, PrePaid Legal, Farm Mutual Aid, Motor Club, Funeral Expense, Health Maintenance Org, Marine, Mobile Home

Adjuster

Property, Casualty, Workers' Compensation

Reinsurance Intermediaries Broker

No Line of Authority Required

Life Settlement Broker Business Entity

No Line of Authority Required

Car Rental Agency

No Line of Authority Required

Consultant Agency

DRLP Required

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Credit, Crop, Health Maintenance Dental, Marine, Funeral Expense, Health Maintenance Org

Exchange Agency

DRLP Required

Exchange Health

Portable Electronics

No Line of Authority Required

Portable Electronics - Limited

No Line of Authority Required

Reinsurance Intermediaries Manager

No Line of Authority Required

Self Service Storage Insurance

No Line of Authority Required

Surplus Lines Agency

DRLP Required

No Line of Authority Required

Title Agency

DRLP Required

Title

Life Settlement Provider Business Entity

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit initial license for business entities electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for business entities.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print license electronically.

Business Rules

  • MET, MEWA, Self Funded Plans, TPA, and MGA license classes will not be offered electronically at this time and will not display on PDB at this time due to all of them receiving a registration and not a license.

  • All business entity applications, except for the surplus lines agency applications, require an owner or director’s first and last name.

  • Surplus lines agency applications:

    • Please note that at least one Designated Responsible Licensed Producer (DRLP) must hold an active Arkansas Surplus Lines Producer license class on PDB.
    • The surplus lines agency DRLP will load to SBS as the affiliation. Please note that this is the only DRLP that will load to SBS as an affiliation. All other additions or removal of affiliations must be completed through SBS or the state.
  • Applicants applying for the title agency license class must provide a DRLP that holds an active title line of authority (LOA) in the state of Arkansas.

  • Other than surplus lines agency and the title agency license class, a DRLP is not mandatory on business entity renewal applications. Business entity applicants may enter a DRLP if they choose to, but please note the following validations will apply:

    • All DRLPs must cumulatively cover all lines of authority (LOAs) being requested.
    • The DRLP must have an active license in the state of Arkansas.
    • If a DRLP is entered in for the following business applications, they will not require the above stated validation:
      • Surplus Lines Agency
      • Car Rental Agency
      • Portable Electronics
      • Portable Electronics – Limited
      • Reinsurance Intermediaries Manager
      • Self Service Storage Insurance
      • Title Agency
      • Life Settlement Broker Business Entity
      • Life Settlement Provider Business Entity
  • Sole proprietorships are not an allowable business type.

  • Business entity applicants may have a P.O. Box address for the mailing address.

  • Reapplication is allowed up to one (1) year after license expiration date.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

Arkansas Department of Commerce

ATTN: Arkansas Insurance Department

1 Commerce Way, Suite 104

Little Rock, AR 72202

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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