Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
- Applicants who are reinstating an inactive license will be charged the initial licensing fee.
- Applicant late fee is assessed monthly in addition to the $100 renewal fee.
PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.
- Avoid these common errors that cause duplicate fee payments:
- Applicant marked the incorrect line of authority when completing the application.
- Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
- Applicant completed two (2) identical applications.
- Applicant applied for a license they are not required to hold.
Insurance Producer
Fee:
$100
Amendment fee:
$100
Surplus Lines
Fee:
$100
Motor Vehicle Extended Services Contract
Fee:
$25
Bail Bond Agent
Fee:
$150
General Bail Bond Agent
Fee:
$150
Limited Lines Self-Service Storage Producer
Fee:
$100
Navigator
Fee:
$25
Public Adjuster
Fee:
$100
Public Adjuster Solicitor
Fee:
$100
Surety Recovery Agent
Fee:
$150
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life and Variable Annuities, Property, Casualty, Personal Lines, Credit, Travel, Crop, PrePaid Legal, Title
Surplus Lines
Surplus Lines
Motor Vehicle Extended Services Contract
Motor Vehicle Extended Services Contract
Bail Bond Agent
Exam Required
Bail Bond Agent
General Bail Bond Agent
Exam Required
General Bail Bond Agent
Limited Lines Self-Service Storage Producer
Limited Lines Self-Service Storage Producer
Navigator
Navigator
Public Adjuster
Exam Required
Public Adjuster
Public Adjuster Solicitor
Exam Required
Public Adjuster Solicitor
Surety Recovery Agent
Exam Required
Surety Recovery Agent
Rules and Regulations
Applicant Can
- Submit initial license for individuals electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit Surplus Lines for individuals.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
- Print Licenses Electronically.
Business Rules
General Requirements
- Applicants must be at least eighteen (18) years old, as determined by their date of birth.
- Applicants may not use a P.O. Box for their business or residence address.
- Applicants may not apply for a non-resident license in their own resident state.
- Applicants must not have a license status of Suspended, Revoked, or Tax Compliance.
Line of Authority Requirements
- Variable Contracts: Applicants applying for the Variable Contracts line of authority (LOA) must hold the Life license in their resident state.
- Surplus Lines:
Applicants must hold an active Missouri non-resident Insurance Producer license with Property and Casualty LOAs.
- Surplus Lines applications for Missouri non-residents are subject to license mapping. Applicants who hold an active qualifying Surplus Lines license in their resident state may apply. Applications will be rejected if the applicant does not hold an active qualifying Surplus Lines license in their resident state.
License-Specific Requirements
- Limited Lines Self-Service Storage Producer:
Applicants must complete a qualified training program.
- Applicants must submit the Limited Lines Self-Service Storage Insurance Producer form.
- Public Adjuster:
Applicants must submit supplemental documentation using the Public Adjuster form.
- Non-resident applicants must pass the required examination.
- Public Adjuster Solicitor:
- Applicants must submit supplemental documentation using the Public Adjuster Solicitor form.
- Non-resident applicants must pass the required examination.
- Bail Bond Agent:
- Applicants must be at least twenty-one (21) years old, as determined by their date of birth.
- Applicants must be U.S. citizens.
- Applicants must pass the required examination.
- Applicants must submit supplemental documentation using the Bail Bond Agent form.
- Applicants must submit fingerprints in accordance with the Fingerprinting Requirements section below.
- General Bail Bond Agent:
- Applicants must be at least twenty-one (21) years old, as determined by their date of birth.
- Applicants must be U.S. citizens.
- Applicants must have previously held a Bail Bond Agent license for two years.
- Applicants must submit supplemental documentation using the General Bail Bond Agent (Individual) form.
- Applicants must submit fingerprints in accordance with the Fingerprinting Requirements section below.
- Surety Recovery Agent
- Applicants must be at least twenty-one (21) years old, as determined by their date of birth.
- Applicants must be U.S. citizens.
- Applicants must pass the required examination.
- Applicants must submit supplemental documentation using the Surety Recovery Agent form.
- Applicants must submit fingerprints in accordance with the Fingerprinting Requirements section below.
- Navigator
- Applicants must pass the Navigator exam or actively hold a Federal Certified Marketplace Certificate.
- Applicants must submit supplemental documentation using the Navigator (Individual) form.
Fingerprinting Requirements
- Applicants applying for the following license classes must submit fingerprints:
- Missouri requires fingerprints to be resubmitted through the Missouri Automated Criminal History System (MACHS).
- Applicants should visit the MACHS fingerprinting website for instructions on submitting fingerprints.
- The Missouri Department of Commerce and Insurance (DCI) fingerprint registration number is 2955.
Background Questions and Supporting Documentation
- Applicants who answer "Yes" to any background question must submit supporting documentation electronically through NIPR's Attachments Warehouse. Documents may also be submitted to the state by mail, email, or fax.
- Required supporting documentation includes:
- A written statement summarizing the details of each incident.
- A copy of the petition, complaint, or other document that commenced the lawsuit, arbitration, or mediation proceedings.
- A copy of the official document demonstrating the resolution of the charges or any final judgment.
Contact Information
Mailing Address
Missouri Department of Insurance
P.O. Box 690
Jefferson City, MO 65102
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.