Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are per application.
- Amendment Fee: No fee is charged to add a new line of authority.
- Exception: A $75 lead paint surcharge applies only when adding Property, Casualty, or Personal Lines.
- All Other Lines: $0 fee
- Note: Reapplication fee is the same as initial license fee
Insurance Producer
Fee:
$225
Fee disclaimers:
If applicant is applying for Property, Casualty and/or Personal Lines, they must pay a lead paint surcharge in the amount of $75.00
Surplus Lines Broker
Fee:
$150
Auto Damage Appraiser
Fee:
$100
Insurance Adviser
Fee:
$200
Life Settlement Broker
Fee:
$225
Public Insurance Adjuster
Fee:
$200
Reinsurance Intermediary Broker
Fee:
$200
Reinsurance Intermediary Manager
Fee:
$200
Motor Club
Fee:
$25
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines, Credit, Travel
Surplus Lines Broker
Property & Casualty
Auto Damage Appraiser
Auto Damage Appraiser
Insurance Adviser
Exam Required
Life, Accident & Health or Sickness, Property, Casualty
Life Settlement Broker
Life
Public Insurance Adjuster
Exam Required
Public Insurance Adjuster
Reinsurance Intermediary Broker
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
Motor Club
Rules and Regulations
Applicant Can
- Submit initial license for individuals electronically.
- Apply for major and limited lines of authority (LOA).
- Amend licenses electronically.
- License printing available electronically.
Applicant Cannot
- Reinstate or reapply for an expired license.
Business Rules
Lines of Authority: Applicants may apply for one or more lines of authority. To apply for a Massachusetts line of authority, non-resident applicants must first hold the equivalent line of authority in their home state, unless otherwise permitted by the Division.
- Variable Life and Variable Annuity: Applicants must hold an active Life line of authority and provide a valid FINRA/CRD number. If the FINRA/CRD number provided is incorrect or invalid, the Variable lines will not be approved.
- Public Insurance Adjuster, Motor Vehicle Damage Appraiser, and Adviser Licenses: Non-resident applicants applying for a Public Insurance Adjuster, Motor Vehicle Damage Appraiser, or Adviser license must satisfy the applicable Massachusetts examination requirements.
- Lead Paint Surcharge: A $75 Lead Paint Surcharge applies when applying for or renewing Property, Casualty, and Personal Lines of authority.
- Background Documentation: Applicants required to submit supporting documentation, including proof of U.S. citizenship or background documentation, must upload it through the NIPR Attachment Warehouse.
DBA: Applicants may not enter a DBA name. Email DOINameApproval@mass.gov to add a DBA to an individual license.
Surplus Lines Broker: Must actively hold Producer Property and Casualty licenses or be from a state that does not require Property and Casualty licenses before issuance of a Surplus Lines license.
Reinsurance Intermediary Broker/Manager: Must be actively licensed as an Insurance Producer for at least three years.
Motor Club: Applications must be submitted by the affiliated Motor Club. A Motor Club agent license will not be issued to an individual who is not affiliated with a Motor Club.
Supplemental Documentation: The following applicants must submit supplemental documentation through the NIPR Attachment Warehouse. See the state website for additional information:
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.