State Requirements

• Applicant's license number, state of residence and Tax ID must match current Producer Database (PDB) record for resident state.
• Business entities must register with the State Corporation Commission (SCC) within 90 days of obtaining your insurance agency license or your insurance agency license will be terminated. You may register your business with the Clerk's Office prior to obtaining the insurance agency license. The Bureau will verify your business registration electronically. If operating under a trade name or ‘doing business as' name, register your fictitious name with the SCC Clerk’s Office. Click here for more information regarding agency registration.  The Clerk's Office phone number: (804) 371-9733. Email any required licensing documents to AgentLicensing@scc.virginia.gov or fax to 804-371-9290.
• Phone and fax numbers provided cannot begin with one (1).
• Business applicants must provide an address in the jurisdiction. P.O. Boxes will only be accepted for mailing address but not business address.
• Virginia does not license Sole Proprietorships.
• If one (1) or more lines of authority (LOAs) in the transaction are declined by the gateway then the entire transaction should be declined and not sent to the state.
• Business Entity applicants are allowed to reapply the day after expiration date.

•  On the NAIC Uniform Application used by NIPR, a DRLP in the state of Virginia is the DRLP on the uniform application"
  • Insurance agencies are required to maintain a Designated Licensed Producer responsible for the agency's compliance with insurance laws and regulations. The DRLP:
  • Must be an employee, officer, or director of the agency
  • For Limited Liability Companies and Partnerships, the Bureau will accept members and partners respectively as the DRLP.
  • Business entities are required within 30 calendar days to report the removal of the DRLP and the name of the new DRLP.

For standard license applications, DRLP must actively hold at least one of the following:

• Major Lines of Authority: Life, Health, Property & Casualty, Personal Lines, Variable Contracts, or Title.
• Limited Lines of Authority: Limited Lines P&C, Limited Lines Life & Health, Motor Vehicle Rental Contract, or Credit.
• Limited Lines Firm: Resident, Non-resident Producer or Property & Casualty license
  • Portable Electronics Insurance and Self Storage Insurance must hold a Producer P&C
  • Travel can hold either a Producer or Limited Lines P&C

• Consultant applications: Virginia Life & Health Consultant License or Property & Casualty Consultant License, or at least one VA (resident or non-resident) active major line of authority.
• Public Adjusters: Virginia Public Adjuster license.
• Surplus Lines: Must at least hold Virginia Property & Casualty Insurance Producer License
• Viatical Settlement Broker: Virginia Viatical Settlement Broker License.

• Viatical Settlement Brokers:

  • A Broker (VSB) must first obtain a written agreement from the Viator before performing and services or obtaining any compensation from the Viator.

  • Effective July 1, 2023, a broker (VSB) will affirm when submitting an initial or renewal application that they will or have implemented and operated antifraud initiatives reasonably calculated to detect, prosecute, and prevent fraudulent viatical settlement acts (or life settlement acts) in compliance with § 38.2-6011.E of the Code of Virginia from the effective date of initial licensure as a viatical settlement broker (or life settlement broker) in Virginia and further certify that they will maintain the operation of these antifraud initiatives while they continue to be licensed as a Virginia viatical settlement broker (of life settlement broker). Brokers (VSB) are not required to provide an updated copy of the antifraud plan to the Commission unless requested. This replaces the form filing requirement and the annual March 1 filing. Questions concerning compliance may be sent to AgentLicensing@scc.virginia.gov.