State Requirements

Missouri / Resident Renewal / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.
  • The late renewal fee for Insurance Producer applicants will be an additional $25 per month for up to one year past license expiration date.
  • Applicants for Organizational Credit will be charged the state fee plus $18 per person employed to sell contracts. Fee is calculated through a Non-Uniform Question (NUQ) in the application.
  • The late renewal fee for Insurance Producer and Organizational Credit applicants will be an additional $25 per month for up to one year past license expiration date.
  • The late renewal fee for General Bail Bond Corporation applicants will be an additional $25 per month for up to two years past the license expiration date.

PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.

  • Avoid these common errors that cause duplicate fee payments:
    • Applicant marked the incorrect line of authority when completing the application.
    • Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
    • Applicant completed two (2) identical applications.
    • Applicant applied for a license they are not required to hold.

Business Entity Producer

Fee:

$100

Late renewal fee:

$25

Fee disclaimers:

The late renewal fee for insurance producer applicants will be an additional $25 per month for up to one year past license expiration date.

Motor Vehicle Extended Services Contract

Renewal fee:

$100

Travel Business Entity

Renewal fee:

$100

Late renewal fee:

$25

Fee disclaimers:

The late renewal fee for insurance producer applicants will be an additional $25 per month for up to one year past license expiration date.

General Bail Bond Corporation

Renewal fee:

$150

Late renewal fee:

$25

Fee disclaimers:

The late renewal fee for insurance producer applicants will be an additional $25 per month for up to two years past license expiration date.

Navigator

Renewal fee:

$50

Late renewal fee:

$15

Organizational Credit

Renewal fee:

$50

Late renewal fee:

$25

Fee disclaimers:

$50 + $18/per person employed to sell contracts. Late Fee $25 per month for up to one year past license expiration date. Applicants can pay the late fee, in addition to the renewal fee, up to 1 year after expiration OR apply for a new license.

Portable Electronics Insurance Large

Renewal fee:

$500

Portable Electronics Insurance Small

Renewal fee:

$50

Public Adjuster Corporation

Renewal fee:

$50

Utilization Review

Renewal fee:

$500

Lines of Authority

Please note that license class names can vary by state.

Business Entity Producer

DRLP Required

Lines Held by Employees

Motor Vehicle Extended Services Contract

DRLP Not Required

Motor Vehicle Extended Services Contract

Travel Business Entity

DRLP Required

Insurance Producer with Travel LOA

General Bail Bond Corporation

DRLP Not Required

General Bail Bond Corporation

Navigator

DRLP Not Required

Navigator

Organizational Credit

DRLP Not Required

Organizational Credit

Portable Electronics Insurance Large

DRLP Not Required

Portable Electronics Insurance Large

Portable Electronics Insurance Small

DRLP Not Required

Portable Electronics Insurance Small

Public Adjuster Corporation

DRLP Not Required

Public Adjuster Corporation

Utilization Review

DRLP Not Required

Utilization Review

Rules and Regulations

Applicant Can

  • Submit renewals for business entities electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Late renew through NIPR's Resident License Renewal (RLR) Application.
  • License printing available electronically.

Applicant Cannot

  • Submit partial renewals

Business Rules

  • Renewal period starts ninety (90) days prior to license expiration date.

  • Missouri does not accept partial renewals electronically.

  • Business Entity Producer applicants with the exception of Motor Vehicle Extended Services Contract, will be allowed to late-renew their license electronically for up to one year past license expiration date.

  • Motor Vehicle Extended Services Contract applicants may reapply through Non-Resident Licensing application the day after expiration date. New licensing requirements will need to be met.

  • At least one (1) Designated Responsible Licensed Producer (DRLP) must have an active resident or non-resident license in Missouri. Motor Vehicle Extended Services Contract are an exception to this rule.

  • Utilization Review applications must be submitted by the Owner, Partner, Officer or Director.

  • Public Adjuster Corporations applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q2y1vrg1roizem/) and submit bond information and power of attorney in the form. You must be in good standing with the Missouri Secretary of State for approval of application.

  • Utilization Review applicants are required to submit supplemental documentation. Please see the form at (https://stateofmissouri.wufoo.com/forms/q10m36f90fvoizf/).

  • General Bail Bond Corporation applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q91rcu716safef/).

  • Navigator applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1dxmja31tfidpe/).

  • Organizational Credit applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/qshciua1j15ula/).  You must be in good standing with the Missouri Secretary of State for approval of application.

  • Portable Electronics Insurance Small applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/qgux3u30itxsy0/). You must be in good standing with the Missouri Secretary of State for approval of application.

  • Portable Electronics Insurance Large applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/qbd8xtd0xvv6ha/). You must be in good standing with the Missouri Secretary of State for approval of application.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Renewal Periods

Business Entity Producer

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

For up to 1 year past expiration date.

Motor Vehicle Extended Services Contract

Renewal period

Starts: Ninety (90) days prior to expiration date; Ends: Expiration date.

Travel Business Entity

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

For up to 1 year past expiration date.

General Bail Bond Corporation

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

For up to 2 years past expiration date.

Navigator

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

For up to 2 years past expiration date.

Organizational Credit

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

For up to 1 year past expiration date.

Portable Electronics Insurance Large

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

N/A- Applicant will need to reapply.

Portable Electronics Insurance Small

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

N/A- Applicant will need to reapply.

Public Adjuster Corporation

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

N/A- Applicant will need to reapply.

Utilization Review

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Expiration date.

Late renewal period

For up to 1 year past expiration date.

Contact Information

Mailing Address

Missouri Department of Insurance

P.O. Box 690

Jefferson City, MO 65102

United States

State overview page

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