Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
- Applicants for Organizational Credit will be charged the state fee plus $18 per person employed to sell contracts. Fee is calculated through a Non-Uniform Question (NUQ) in the application.
- The late renewal fee for Insurance Producer and Organizational Credit applicants will be an additional $25 per month for up to one year past license expiration date.
- The late renewal fee for General Bail Bond Corporation applicants will be an additional $25 per month for up to two years past the license expiration date.
PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.
- Avoid these common errors that cause duplicate fee payments:
- Applicant marked the incorrect line of authority when completing the application.
- Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
- Applicant completed two (2) identical applications.
- Applicant applied for a license they are not required to hold.
Business Entity Producer
Renewal fee:
$100
Late renewal fee:
$25
Fee disclaimers:
The late renewal fee for insurance producer applicants will be an additional $25 per month for up to one year past license expiration date.
Motor Vehicle Extended Services Contract
Renewal fee:
$100
Travel Business Entity
Renewal fee:
$100
Late renewal fee:
$25
Fee disclaimers:
The late renewal fee for insurance producer applicants will be an additional $25 per month for up to one year past license expiration date.
General Bail Bond Corporation
Renewal fee:
$150
Late renewal fee:
$25
Fee disclaimers:
The late renewal fee for insurance producer applicants will be an additional $25 per month for up to two years past license expiration date.
Navigator
Renewal fee:
$50
Late renewal fee:
$15
Organizational Credit
Renewal fee:
$50
Late renewal fee:
$25
Fee disclaimers:
$50 + $18/per person employed to sell contracts. Late Fee $25 per month for up to one year past license expiration date. Applicants can pay the late fee, in addition to the renewal fee, up to 1 year after expiration OR apply for a new license.
Portable Electronics Insurance Large
Renewal fee:
$500
Portable Electronics Insurance Small
Renewal fee:
$50
Public Adjuster Corporation
Renewal fee:
$50
Utilization Review
Renewal fee:
$500
Lines of Authority
Please note that license class names can vary by state.
Business Entity Producer
DRLP Required
Lines Held by Employees
Motor Vehicle Extended Services Contract
DRLP Not Required
Motor Vehicle Extended Services Contract
Travel Business Entity
DRLP Required
Insurance Producer with Travel LOA
General Bail Bond Corporation
DRLP Not Required
General Bail Bond Corporation
Navigator
DRLP Not Required
Navigator
Organizational Credit
DRLP Not Required
Organizational Credit
Portable Electronics Insurance Large
DRLP Not Required
Portable Electronics Insurance Large
Portable Electronics Insurance Small
DRLP Not Required
Portable Electronics Insurance Small
Public Adjuster Corporation
DRLP Required
Public Adjuster Corporation
Utilization Review
DRLP Not Required
Utilization Review
Rules and Regulations
Applicant Can
- Submit renewals for business entities electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Late renew through NIPR's Non-Resident Renewal (NRR) Application.
- Print licenses electronically.
Business Rules
General Requirements
- Applicants must not have a license status of Suspended, Revoked, or Tax Compliance.
- At least one Designated Responsible Licensed Producer (DRLP) must hold an active resident or non-resident license in Missouri. Motor Vehicle Extended Services Contract applicants are exempt from this requirement.
License-Specific Requirements
- Public Adjuster Corporation:
- Applicants must submit supplemental documentation, including bond information and power of attorney, using the Public Adjuster Corporation (Business Entity) form.
- Applicants must be in good standing with the Missouri Secretary of State for application approval.
- General Bail Bond Corporation:
Applicants must submit supplemental documentation using the General Bail Bond Corporation (Business Entity) form.
- Navigator:
Applicants must submit supplemental documentation using the Navigator (Business Entity) form.
- Organizational Credit:
Applicants must submit supplemental documentation using the Organizational Credit (Business Entity) form.
- Applicants must be in good standing with the Missouri Secretary of State for application approval.
- Portable Electronics Insurance Small (10 or Fewer Locations):
Applicants must submit supplemental documentation using the Portable Electronics – 10 or Fewer Locations form.
- Applicants must be in good standing with the Missouri Secretary of State for application approval.
- Portable Electronics Insurance Large (More Than 10 Locations):
Applicants must submit supplemental documentation using the Portable Electronics – More Than 10 Locations form.
- Applicants must be in good standing with the Missouri Secretary of State for application approval.
- Utilization Review:
Applications must be submitted by the Owner, Partner, Officer, or Director.
- Applicants must submit supplemental documentation using the Utilization Review form.
Background Questions and Supporting Documentation
- Applicants who answer "Yes" to any background question must submit supporting documentation electronically through NIPR's Attachments Warehouse. Documents may also be submitted directly to the state by mail, email, or fax.
- Required supporting documentation includes:
- A written statement summarizing the details of each incident.
- A copy of the petition, complaint, or other document that commenced the lawsuit, arbitration, or mediation proceedings.
- A copy of the official document demonstrating the resolution of the charges or any final judgment.
Renewal Periods
Business Entity Producer
Renewal period
Starts: Ninety (90) days prior to license expiration date; Ends: Expiration date.
Late renewal period
For up to one year past expiration date.
Travel Business Entity
Renewal period
Starts: Ninety (90) days prior to license expiration date; Ends: Expiration date.
Late renewal period
For up to one year past expiration date.
General Bail Bond Corporation
Renewal period
Starts: Ninety (90) days prior to expiration; Ends: Expiration date.
Late renewal period
For up to 2 years past expiration date.
Navigator
Renewal period
Starts: Ninety (90) days prior to expiration; Ends: Expiration date
Late renewal period
For up to 2 years past expiration date.
Organizational Credit
Renewal period
Starts: Ninety (90) days prior to license expiration date; Ends: Expiration date.
Late renewal period
For up to one year past expiration date.
Portable Electronics Insurance Large
Renewal period
Starts: Ninety (90) days prior to expiration; Ends: Expiration date.
Late renewal period
N/A - Applicant will need to reapply.
Portable Electronics Insurance Small
Renewal period
Starts: Ninety (90) days prior to expiration; Ends: Expiration date.
Late renewal period
N/A - Applicant will need to reapply.
Public Adjuster Corporation
Renewal period
Starts: Ninety (90) days prior to expiration; Ends: Expiration date.
Late renewal period
N/A - Applicant will need to reapply.
Utilization Review
Renewal period
Starts: Ninety (90) days prior to license expiration date; Ends: Expiration date.
Late renewal period
For up to one year past expiration date.
Contact Information
Mailing Address
Missouri Department of Insurance
P.O. Box 690
Jefferson City, MO 65102
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.