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State Requirements

Missouri / Non-Resident Licensing No Home State / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Fees shown are state fees only.

  • These fees do not include NIPR transaction fees.

  • All fees are charged per application.

  • Applicants for Organizational Credit will be charged the state fee plus $18 per person employed to sell contracts. Fee is calculated through a Non-Uniform Question (NUQ) in the application.

  • Missouri application fees are non-refundable. Avoid these common errors, which result in non-refundable payment of fees:

    • Applicant marked the incorrect line of authority when completing the application.
    • Applicant applied for an agency license that was already held by the Agency.
    • Applicant completed two (2) identical applications.
    • Applicant applied for a license they are not required to hold.
    • Applicant applied for a license they were not qualified to hold.

Navigator

Application fee:

$50

Utilization Review

Application fee:

$1000

Portable Electronics Insurance Small

Application fee:

$100

Portable Electronics Insurance Large

Application fee:

$1000

Motor Vehicle Extended Services Contract

Application fee:

$1000

Lines of Authority

Please note that license class names can vary by state.

Please note that license class names can vary by state.

Navigator

DRLP Not Required

Navigator

Organizational Credit

DRLP Not Required

Organizational Credit

Utilization Review

DRLP Not Required

Utilization Review

Portable Electronics Insurance Small

DRLP Not Required

Portable Electronics Insurance Small

Portable Electronics Insurance Large

DRLP Not Required

Portable Electronics Insurance Large

Motor Vehicle Extended Services Contract

DRLP Not Required

Motor Vehicle Extended Services Contract

Rules and Regulations

Business Rules

  • General Requirements

    • Applicants may not apply for a non-resident license in their own resident state.
    • Applicants must not have a license status of Suspended, Revoked, or Tax Compliance.
  • License-Specific Requirements

    • Navigator:
    • Organizational Credit:
    • Portable Electronics Insurance Small (10 or Fewer Locations):
    • Portable Electronics Insurance Large (More Than 10 Locations):
    • Utilization Review:
      • Applications must be submitted by the Owner, Partner, Officer, or Director.

      • Applicants must submit supplemental documentation using the Utilization Review form.
  • Organizational Documentation Requirements

    • Foreign Corporations, Limited Liability Companies, and Limited Liability Partnerships:
      • Applicants domiciled outside Missouri must submit a Certificate of Good Standing, Certificate of Incorporation, or Certificate of Organization.

      • The certificate must be dated within the past year and issued by the state granting the entity authority to conduct business as a corporation or limited liability company, or by the Missouri Secretary of State.
      • If the business entity has an office in Missouri, the certificate must be issued by the Missouri Secretary of State.
      • In lieu of a Secretary of State document, applicants may submit a letter of certification dated within the past six (6) months from their home state insurance department.
    • Partnerships:
      • Applicants must submit a copy of the Registration of Fictitious Name.

    • Sole Proprietorships:
      • A Registration of Fictitious Name is not required.

  • Additional Business Entity Requirements

    • Business Entity Producer applicants must provide a list of all Missouri-licensed insurance producers conducting business on behalf of the entity.
    • Applicants must attach a list of all branch offices conducting Missouri business.
    • Applicants submitting applications electronically must email all organizational documents and other required documentation to licensing@insurance.mo.gov, Attn: Online Transactions.
  • Background Questions and Supporting Documentation

    • Applicants who answer "Yes" to any background question must submit supporting documentation electronically through NIPR's Attachments Warehouse. Documents may also be submitted directly to the state by mail, email, or fax.
    • Required supporting documentation includes:
      • A written statement summarizing the details of each incident.
      • A copy of the petition, complaint, or other document that commenced the lawsuit, arbitration, or mediation proceedings.
      • A copy of the official document demonstrating the resolution of the charges or any final judgment.

Contact Information

Mailing Address

Missouri Department of Insurance

P.O. Box 690

Jefferson City, MO 65102

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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