Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
Business Entity Producer
Renewal fee:
$50
Fee disclaimers:
No Late Renewal Penalty Fee
Business Entity Surplus Lines Producer
Renewal fee:
$50
Fee disclaimers:
No Late Renewal Penalty Fee
Preneed Seller
Renewal fee:
$15
Fee disclaimers:
No Late Renewal Penalty Fee
Third Party Administrator
Late renewal fee:
$100
Late renewal fee:
$200
Appraiser
Renewal fee:
$50
Late renewal fee:
$150
Independent Adjuster
Renewal fee:
$50
Late renewal fee:
$100
Public Adjuster
Renewal fee:
$50
Fee disclaimers:
No Late Renewal Penalty Fee
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Business Entity Producer
DRLP Required
No Line of Authority Required
Business Entity Surplus Lines Producer
DRLP Required
No Line of Authority Required
Preneed Seller
DRLP Required
Preneed Seller
Third Party Administrator
DRLP Not Required
No Line of Authority Required
Appraiser
DRLP Required
Appraiser
Independent Adjuster
DRLP Required
Independent Adjuster
Public Adjuster
DRLP Required
Public Adjuster
Rules and Regulations
Applicant Can
- Submit renewals for business entities electronically.
- Submit renewals for major lines of authority.
- Submit renewals for surplus lines for business entities.
- Late renew through NIPR's Resident License Renewal (RLR) Application.
- Print Licenses Electronically.
Applicant Cannot
- Submit renewals for limited lines of authority.
Business Rules
Address Requirements
- Business addresses cannot contain a P.O. Box or Private Mailbox (PMB).
- P.O. Boxes and Private Mailboxes may only be used as mailing addresses.
Address Changes
- Address information cannot be updated through the renewal application. The address displayed in the application is populated from the Producer Database (PDB).
- To update an address before renewing:
- Submit the electronic NIPR Contact Change Form.
- Allow approximately 24–48 hours for the state to review and process the change and for the updated address to appear in the PDB.
- Return to the renewal application and confirm that the new address is displayed.
- Submit the renewal application only after the correct address appears.
- Important: Do not submit the renewal application immediately after submitting an address change. If the renewal is submitted before the address change has been processed, the application may retain or restore the previous address. Begin the renewal process early to allow sufficient time for address changes and other updates before the license expiration date.
Designated Responsible Licensed Producer (DRLP) Requirements
- Unless an exception is identified below, applicants must identify exactly one DRLP on the renewal application.
- The DRLP must hold an active resident or non-resident license in Iowa before the renewal application is submitted.
- License-specific DRLP requirements include:
- Business Entity Surplus Lines Producer: The DRLP must hold active Iowa Property, Casualty, and Surplus Lines qualifications.
- Public Adjuster: The DRLP must hold an active Iowa Public Adjuster license and maintain the required minimum $20,000 bond.
- Independent Adjuster: The DRLP must hold an active Iowa Independent Adjuster license.
- Appraiser: The DRLP must hold an active Iowa Appraiser license.
- Preneed Seller: Each DRLP must hold an active Iowa Sales Agent license. Preneed Seller applicants may identify more than one DRLP.
- Third Party Administrator applicants are not required to identify a DRLP.
Third Party Administrator Requirements
- Third Party Administrator applicants must complete the Iowa TPA Application Checklist and submit all required supporting documentation with the renewal.
- An active, current surety bond is required at the time of renewal. Evidence of the bond and any required bond attestation must be submitted as directed in the checklist.
Background Questions and Documentation
- Applicants should answer Yes to a background question only when there has been a new incident, charge, or conviction since the applicant’s last application or renewal.
- Incidents, charges, or convictions previously disclosed to the Iowa Insurance Division do not need to be disclosed again.
- Applicants who answer Yes must provide:
- A written statement explaining the circumstances.
- Official court, regulatory, or administrative documents showing the current status or final resolution of the matter.
- Any additional documentation requested by the Iowa Insurance Division.
- Supporting documents should be submitted electronically through NIPR’s Attachments Warehouse.
- Documents may also be submitted directly to the Iowa Insurance Division by mail, email, or fax.
- Applicants should answer Yes to a background question only when there has been a new incident, charge, or conviction since the applicant’s last application or renewal.
Renewal Periods
Business Entity Producer
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reinstatement period
After expiration, the business entity must apply as a new applicant through the initial license application.
Business Entity Surplus Lines Producer
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reinstatement period
After expiration, the business entity must apply as a new applicant through the initial license application.
Preneed Seller
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reinstatement period
After expiration, the business entity must apply as a new applicant through the initial license application.
Third Party Administrator
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Appraiser
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Independent Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Public Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reinstatement period
After expiration, the business entity must apply as a new applicant through the initial license application.
Contact Information
Mailing Address
Iowa Insurance Division
1963 Bell Ave.
Suite 100
Des Moines, IA 50315
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.