NIPR logotype, go to home page

State Requirements

Iowa / Non-Resident Renewal / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.

Insurance Producer

Renewal fee:

$50

Late renewal fee:

$150

Surplus Lines Producer

Renewal fee:

$50

Late renewal fee:

$150

Appraiser

Renewal fee:

$50

Late renewal fee:

$150

Umpire

Renewal fee:

$50

Late renewal fee:

$150

Sales Agent

Renewal fee:

$10

Fee disclaimers:

No Late Renewal Penalty Fee

Lines of Authority

Please note that license class names can vary by state.

Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Life, Accident & Health, Property, Casualty, Variable Life / Variable Annuity, Personal Lines, Credit, Crop, Surety, Travel

Surplus Lines Producer

Surplus Lines Producer

Appraiser

Appraiser

Umpire

Umpire

Sales Agent

Sales Agent

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for individuals.
  • Late renew through NIPR's Non-Resident Renewals (NRR) Application (exception: Sales Agent).
  • Print Licenses Electronically.

Applicant Cannot

  • Submit partial renewals.

Business Rules

  • General Requirements

    • Applicants must renew all active lines of authority. Partial renewals are not allowed.
    • If any line of authority included in the application cannot be approved, the entire renewal application will be declined.
  • Address Requirements

    • Applicants must provide physical residence and business addresses.
    • Residence and business address fields cannot contain a P.O. Box or Private Mailbox (PMB).
  • Address Changes

    • Address information cannot be updated through the renewal application. The address displayed in the application is populated from the Producer Database (PDB).
    • To update an address before renewing:
      1. Submit the electronic NIPR Contact Change Form.
      2. Allow approximately 24–48 hours for the state to review and process the change and for the updated address to appear in the PDB.
      3. Return to the renewal application and confirm that the new address is displayed.
      4. Submit the renewal application only after the correct address appears.
    • Important: Do not submit the renewal application immediately after submitting an address change. If the renewal is submitted before the address change has been processed, the application may retain or restore the previous address. Begin the renewal process early to allow sufficient time for address changes and other updates before the license expiration date.
  • License Status Requirements

    • Applicants cannot use the renewal application if their Iowa license has any of the following status reasons:
      • Voluntary Surrender
      • Terminated
      • Canceled
      • Surrendered
      • Suspended
      • Revoked
    • Applicants with one of these license status reasons must apply through the initial licensing application.
  • Variable Life and Variable Annuity Requirements

    • All Variable Life and Variable Annuity renewal applicants must provide a FINRA CRD number.
  • Sales Agent Requirements

    • Applicants renewing a Sales Agent license must identify an affiliation with an active Iowa Pre-Need Seller license.
  • Public Adjuster Requirements

    • Public Adjuster applicants must comply with Iowa’s current proof of financial responsibility requirements. Information regarding these requirements can be found on the Iowa Insurance Division website.
  • Non-U.S. Citizen Requirements

    • Applicants who are not U.S. citizens must submit a copy of a valid work permit issued by the appropriate federal immigration authority.
  • Background Questions and Documentation

    • Applicants should answer Yes to a background question only when there has been a new incident, charge, or conviction since the applicant’s last application or renewal.
      • Incidents, charges, or convictions previously disclosed to the Iowa Insurance Division do not need to be disclosed again.
    • Applicants who answer Yes must provide:
      • A written statement explaining the circumstances.
      • Official court, regulatory, or administrative documents showing the current status or final resolution of the matter.
      • Any additional documentation requested by the Iowa Insurance Division.
    • Supporting documents should be submitted electronically through NIPR’s Attachments Warehouse.
    • Documents may also be submitted directly to the Iowa Insurance Division by mail, email, or fax.

Renewal Periods

Reapplication requirement: Once the late renewal period has ended, the license cannot be renewed. The applicant must submit a new initial licensing application and meet all current initial licensing requirements.

Insurance Producer

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.

Late renewal period

Up to one (1) year past expiration date.

Surplus Lines Producer

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.

Late renewal period

Up to one (1) year past expiration date.

Appraiser

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.

Late renewal period

Up to one (1) year past expiration date.

Umpire

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.

Late renewal period

Up to one (1) year past expiration date.

Sales Agent

Renewal period

Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.

Late renewal period

N/A

Reapplication period

Begins the day after the expiration date. The applicant must submit a new initial licensing application.

Contact Information

Mailing Address

Iowa Insurance Division

1963 Bell Ave.

Suite 100

Des Moines, IA 50315

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

Get details