State Requirements

Eligibility Requirements

• Applicants may not renew an Iowa non-resident license if Iowa is their resident state.

Address Requirements

• Business addresses cannot contain a P.O. Box or Private Mailbox (PMB).
• P.O. Boxes and Private Mailboxes may only be used as mailing addresses.

Address Changes

• Address information cannot be updated through the renewal application. The address displayed in the application is populated from the Producer Database (PDB).
• To update an address before renewing:
  1. Submit the electronic NIPR Contact Change Form.
  2. Allow approximately 24–48 hours for the state to review and process the change and for the updated address to appear in the PDB.
  3. Return to the renewal application and confirm that the new address is displayed.
  4. Submit the renewal application only after the correct address appears.
• Important: Do not submit the renewal application immediately after submitting an address change. If the renewal is submitted before the address change has been processed, the application may retain or restore the previous address. Begin the renewal process early to allow sufficient time for address changes and other updates before the license expiration date.

Designated Responsible Licensed Producer (DRLP) Requirements

• Unless an exception is identified below, applicants must identify exactly one DRLP on the renewal application.
• The DRLP must hold an active resident or non-resident license in Iowa before the renewal application is submitted.
• License-specific DRLP requirements include:
  • Business Entity Surplus Lines Producer: The DRLP must hold active Iowa Property, Casualty, and Surplus Lines qualifications.
  • Public Adjuster: The DRLP must hold an active Iowa Public Adjuster license and maintain the required minimum $20,000 bond.
  • Independent Adjuster: The DRLP must hold an active Iowa Independent Adjuster license.
  • Appraiser: The DRLP must hold an active Iowa Appraiser license.
  • Preneed Seller: Each DRLP must hold an active Iowa Sales Agent license. Preneed Seller applicants may identify more than one DRLP.
• Third Party Administrator applicants are not required to identify a DRLP.

Surplus Lines Requirements

• Business Entity Surplus Lines Producer applicants must maintain active Iowa Property and Casualty qualifications.
• Applicants must also maintain an active Surplus Lines license in their resident state to renew the Iowa license.

Third Party Administrator Requirements

• Third Party Administrator applicants must complete the Iowa TPA Application Checklist and submit all required supporting documentation with the renewal.
• An active, current surety bond is required at the time of renewal. Evidence of the bond and any required bond attestation must be submitted as directed in the checklist.

Background Questions and Documentation

• Applicants should answer Yes to a background question only when there has been a new incident, charge, or conviction since the applicant’s last application or renewal.
  • Incidents, charges, or convictions previously disclosed to the Iowa Insurance Division do not need to be disclosed again.
• Applicants who answer Yes must provide:
  • A written statement explaining the circumstances.
  • Official court, regulatory, or administrative documents showing the current status or final resolution of the matter.
  • Any additional documentation requested by the Iowa Insurance Division.
• Supporting documents should be submitted electronically through NIPR’s Attachments Warehouse.
• Documents may also be submitted directly to the Iowa Insurance Division by mail, email, or fax.