State Requirements

Arkansas / Resident Renewal / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Per application.

Insurance Producer

Renewal fee:

$35

Late renewal fee:

$105

Adjuster

Renewal fee:

$120

Late renewal fee:

$360

Reinsurance Intermediaries Broker

Renewal fee:

$75

Late renewal fee:

$225

Life Settlement Broker Business Entity

Renewal fee:

$100

Late renewal fee:

$200

Car Rental Agency

Renewal fee:

$35

Late renewal fee:

$105

Consultant Agency

Renewal fee:

$60

Late renewal fee:

$120

Exchange Agency

Renewal fee:

$35

Late renewal fee:

$70

Portable Electronics

Renewal fee:

$1000

Late renewal fee:

$3000

Portable Electronics - Limited

Renewal fee:

$100

Late renewal fee:

$300

Reinsurance Intermediaries Manager

Renewal fee:

$100

Late renewal fee:

$300

Self Service Storage Insurance

Renewal fee:

$35

Late renewal fee:

$105

Surplus Lines Agency

Renewal fee:

$60

Late renewal fee:

$180

Title Agency

Renewal fee:

$250

Late renewal fee:

$350

Life Settlement Provider Business Entity

Renewal fee:

$100

Late renewal fee:

$200

Lines of Authority

Please note that license class names can vary by state.

  • Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Credit, Crop, Travel, Health Maintenance Dental, PrePaid Legal, Farm Mutual Aid, Health Maintenance Org, Marine, Mobile Home

Adjuster

Property, Casualty, Workers' Compensation

Reinsurance Intermediaries Broker

No Line of Authority Required

Life Settlement Broker Business Entity

No Line of Authority Required

Car Rental Agency

No Line of Authority Required

Consultant Agency

DRLP Required

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Credit, Crop, Health Maintenance Dental, Health Maintenance Org, Marine, Funeral Expense

Exchange Agency

DRLP Required

Exchange Health

Portable Electronics

No Line of Authority Required

Portable Electronics - Limited

No Line of Authority Required

Reinsurance Intermediaries Manager

No Line of Authority Required

Self Service Storage Insurance

No Line of Authority Required

Surplus Lines Agency

DRLP Required

No Line of Authority Required

Title Agency

DRLP Required

No Line of Authority Required

Life Settlement Provider Business Entity

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit renewals for business entities electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for business entities.
  • Late renew through NIPR's Resident License Renewal (RLR) Application.
  • Renew partial lines of authority.
  • Print license electronically.

Business Rules

  • Partial renewals are allowed. Applicant must select all lines they wish to continue to hold on their Arkansas license during renewal.

  • Late renewals are allowed if:

    • after license expiration date and
    • up to 12 months past license expiration date
  • If the application is for the surplus lines agency license class:

    • Please note that this Designated Responsible Licensed Producer (DRLP) must have at least one DRLP licensed with an active Arkansas surplus lines insurance producer license class.
    • The surplus lines agency DRLP will load to SBS as the affiliation.
  • Applicants renewing the title agency license class must provide a DRLP who holds an active title line of authority in the state of Arkansas.

  • Other than surplus lines agency and the title agency license class, a DRLP is not mandatory on business entity renewal applications. Business entity applicants may enter a DRLP if they choose to, but please note the following validations will apply:

  • All DRLPs must cumulatively cover all lines of authority (LOAs) being requested.

  • The DRLP must have an active license in the state of Arkansas.

  • Exceptions to this rule include:

    • Surplus Lines Agency
    • Car Rental Agency
    • Portable Electronics
    • Portable Electronics – Limited
    • Reinsurance Intermediaries Manager
    • Self Service Storage Insurance
    • Title Agency
    • Life Settlement Broker Business Entity
    • Life Settlement Provider Business Entity
  • Renewal for the crop adjuster license class is not required if original license effective date on PDB is between August 1 and September 30 of the same year the renewal is due.

  • Title agency renewal is not due if obtained after August 1 annually.

  • Surplus lines agency renewal is not due if obtained after November 1 annually. Arkansas does not have a renewal grace period. The renewal is due on the expiration date of the license.

  • Arkansas does not have a renewal grace period. The renewal is due on the expiration date of the license.

Renewal Periods

Late renewals are allowed if:

  • after license expiration date and
  • up to 12 months past license expiration date

Insurance Producer

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Adjuster

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Reinsurance Intermediaries Broker

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Life Settlement Broker Business Entity

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Car Rental Agency

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Consultant Agency

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Exchange Agency

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Portable Electronics

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Portable Electronics - Limited

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Reinsurance Intermediaries Manager

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Self Service Storage Insurance

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Surplus Lines Agency

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on December 31st.

Title Agency

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Life Settlement Provider Business Entity

Renewal period

Starts: Ninety (90) days prior to expiration; Ends: Annually on September 30th.

Contact Information

Mailing Address

Arkansas Department of Commerce

ATTN: Arkansas Insurance Department

1 Commerce Way, Suite 104

Little Rock, AR 72202

United States

State overview page

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