Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
Insurance Producer
Renewal fee:
$50
Late renewal fee:
$150
Independent Adjuster
Renewal fee:
$50
Late renewal fee:
$100
Staff Adjuster
Renewal fee:
$50
Late renewal fee:
$100
Public Adjuster
Renewal fee:
$50
Late renewal fee:
$100
Surplus Lines Producer
Renewal fee:
$50
Late renewal fee:
$150
Appraiser
Renewal fee:
$50
Late renewal fee:
$150
Umpire
Renewal fee:
$50
Late renewal fee:
$150
Sales Agent
Renewal fee:
$10
Fee disclaimers:
No Late Renewal Penalty Fee
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Insurance Producer
CE Required
Life, Accident & Health, Property, Casualty, Personal Lines, Crop
CE Not Required
Variable Life / Variable Annuity, Credit, Surety, Travel
Independent Adjuster
CE Required
Independent Adjuster
Staff Adjuster
CE Required
Staff Adjuster
Public Adjuster
CE Required
Public Adjuster
Surplus Lines Producer
CE Not Required
Surplus Lines Producer
Appraiser
CE Required
Appraiser
Umpire
CE Required
Umpire
Sales Agent
CE Required
Sales Agent
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for Surplus Lines for individuals.
- Applicant can late renew through NIPR's Resident License Renewal (RLR) Application (exception: Sales Agent).
- License printing available electronically.
Applicant Cannot
- Submit partial renewals.
Business Rules
General Requirements
- Applicants must renew all active lines of authority. Partial renewals are not allowed.
- If any line of authority included in the application cannot be approved, the entire renewal application will be declined.
Address Requirements
- Applicants must provide physical residence and business addresses.
- Residence and business address fields cannot contain a P.O. Box or Private Mailbox (PMB).
Address Changes
- Address information cannot be updated through the renewal application. The address displayed in the application is populated from the Producer Database (PDB).
- To update an address before renewing:
- Submit the electronic NIPR Contact Change Form.
- Allow approximately 24–48 hours for the state to review and process the change and for the updated address to appear in the PDB.
- Return to the renewal application and confirm that the new address is displayed.
- Submit the renewal application only after the correct address appears.
Important: Do not submit the renewal application immediately after submitting an address change. If the renewal is submitted before the address change has been processed, the application may retain or restore the previous address. Begin the renewal process early to allow sufficient time for address changes and other updates before the license expiration date.
License Status Requirements
- Applicants cannot use the renewal application if their Iowa license has any of the following status reasons:
- Voluntary Surrender
- Terminated
- Canceled
- Surrendered
- Suspended
- Revoked
- Applicants with one of these license status reasons must apply through the initial licensing application.
Variable Life and Variable Annuity Requirements
- All Variable Life and Variable Annuity renewal applicants must provide a FINRA CRD number.
Sales Agent Requirements
- Applicants renewing a Sales Agent license must identify an affiliation with an active Iowa Pre-Need Seller license.
Public Adjuster Requirements
- Public Adjuster applicants must comply with Iowa’s current proof of financial responsibility requirements. Information regarding these requirements can be found on the Iowa Insurance Division website.
Non-U.S. Citizen Requirements
- Applicants who are not U.S. citizens must submit a copy of a valid work permit issued by the appropriate federal immigration authority.
Background Questions and Documentation
- Applicants should answer Yes to a background question only when there has been a new incident, charge, or conviction since the applicant’s last application or renewal.
- Incidents, charges, or convictions previously disclosed to the Iowa Insurance Division do not need to be disclosed again.
- Applicants who answer Yes must provide:
A written statement explaining the circumstances.
- Official court, regulatory, or administrative documents showing the current status or final resolution of the matter.
- Any additional documentation requested by the Iowa Insurance Division.
- Supporting documents should be submitted electronically through NIPR’s Attachments Warehouse.
- Documents may also be submitted directly to the Iowa Insurance Division by mail, email, or fax.
Renewal Periods
Reapplication requirement: Once the late renewal period has ended, the license cannot be renewed. The applicant must submit a new initial licensing application and meet all current initial licensing requirements, including passing the applicable licensing examination when required.
Insurance Producer
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Independent Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Staff Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Public Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Surplus Lines Producer
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Appraiser
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Umpire
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Sales Agent
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reapplication period
Begins the day after the expiration date. The applicant must submit a new initial licensing application.
Continuing Education
NIPR verifies compliance with Iowa’s continuing education (CE) requirements before allowing submission of a renewal application. Use Verify My CE to view your CE transcript and determine whether your status has been updated to CE compliant.
Important: Complete Your CE Early
We strongly recommend completing all CE requirements at least two weeks before your license expiration date. Although this is not a state-mandated deadline, completing CE early allows sufficient time for reporting and system processing. To avoid renewal delays, do not wait until your expiration date to complete CE or submit your renewal.
After your completed CE is reported and accepted by the state, it may take up to 72 hours for your compliant status to appear in NIPR’s system. Expedited processing offered by a CE provider does not eliminate this state-to-NIPR update time.
NIPR cannot manually update or override your CE status. You cannot submit a renewal application through NIPR until your status shows that you are CE compliant. If your license expires before your renewal is submitted, applicable late renewal fees or other state requirements will apply.
General Requirements
- CE requirements and license renewal must be completed before the license expiration date.
- Only courses approved by the Iowa Insurance Division satisfy Iowa’s CE requirements.
Insurance Producer
- Major Lines of Authority
Producers holding Life, Accident & Health, Variable Life/Variable Annuity, Property, Casualty, or Personal Lines must:
Complete 36 total CE credits during each CE term.
Complete at least 3 credits in Ethics.
- Complete courses approved by the Iowa Insurance Division.
Excess credits cannot be carried over to the next CE term.
- Crop Only
Producers licensed only for Crop must:
Complete 18 total CE credits.
- Complete at least 3 credits in Ethics.
- Complete all applicable federal crop insurance training and continuing education requirements.
Exemptions and Special Provisions
A producer licensed only for Credit or Surety is exempt from Iowa’s producer CE requirements.
CE is not required for the Travel line of authority.
Licensed attorneys who are also insurance producers must submit proof of continuing legal education for the appropriate calendar years during the CE term to the Iowa Insurance Division.
Public Adjuster
- Public Adjusters must:
Complete 24 total CE credits.
- Complete at least 2 credits in Ethics.
Other CE-Required License Classes
- The following license classes must be CE compliant before renewing:
Independent Adjuster
- Staff Adjuster
- Appraiser
- Umpire
- Sales Agent
CE Questions and Assistance
NIPR does not administer Iowa’s continuing education program. NIPR receives the final CE compliance status reported by the state and allows the renewal application to proceed once the applicant is reported as compliant.
NIPR cannot:
- Advise applicants which courses or credits they must complete
- Confirm whether a course satisfies Iowa’s requirements
- Process or report completed CE credits
- Change or override an applicant’s CE status
- Expedite the reporting or system-update process
For questions about CE requirements, approved courses, or your compliance status, contact the Iowa Insurance Division. Questions about whether completed credits have been submitted should be directed to your CE provider.
For complete requirements, review the Iowa Insurance Division Continuing Education Summary.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Life
- Accident & Health
- Property
- Casualty
- Personal Lines
- Crop
Independent Adjuster
- Independent Adjuster
Staff Adjuster
- Staff Adjuster
Public Adjuster
- Public Adjuster
Appraiser
- Appraiser
Umpire
- Umpire
Sales Agent
- Sales Agent
Contact Information
Mailing Address
Iowa Insurance Division
1963 Bell Ave.
Suite 100
Des Moines, IA 50315
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.