Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
- The late renewal fee for insurance producer applicants will be an additional $25 per month for up to one year past license expiration date.
PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.
- Avoid these common errors that cause duplicate fee payments:
- Applicant marked the incorrect line of authority when completing the application.
- Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
- Applicant completed two (2) identical applications.
- Applicant applied for a license they are not required to hold.
Insurance Producer
Renewal fee:
$100
Late renewal fee:
$25
Surplus Lines
Renewal fee:
$100
Motor Vehicle Extended Services Contract
Line of Authority Combination:
No Line of Authority Required
Renewal fee:
$25
Bail Bond Agent
Renewal fee:
$150
Late renewal fee:
$25
General Bail Bond Agent
Renewal fee:
$150
Late renewal fee:
$25
Limited Lines Self-Service Storage Producer
Renewal fee:
$100
Navigator
Renewal fee:
$25
Late renewal fee:
$10
Public Adjuster
Renewal fee:
$50
Public Adjuster Solicitor
Renewal fee:
$50
Surety Recovery Agent
Renewal fee:
$150
Late renewal fee:
$25
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life and Variable Annuities, Property, Casualty, Personal Lines, Credit, Crop, Travel, Limited to Surety, Title
Surplus Lines
Surplus Lines
Motor Vehicle Extended Services Contract
Motor Vehicle Extended Services Contract
Bail Bond Agent
Bail Bond Agent
General Bail Bond Agent
General Bail Bond Agent
Limited Lines Self-Service Storage Producer
Limited Lines Self-Service Storage Producer
Navigator
Navigator
Public Adjuster
Public Adjuster
Public Adjuster Solicitor
Public Adjuster Solicitor
Surety Recovery Agent
Surety Recovery Agent
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for Surplus Lines for individuals.
- Late renew through NIPR's Non-Resident Renewal (NRR) Application.
- Print license electronically.
Business Rules
General Requirements
- Applicants must renew all lines of authority (LOAs) at once for the license class being renewed. Applicants who are not qualified to renew one or more LOAs for that license class cannot renew electronically.
- Applicants must not have a license status of Suspended, Revoked, or Tax Compliance.
Line of Authority Requirements
- Surplus Lines:
- Applicants must hold an active Missouri non-resident Insurance Producer license with Property and Casualty lines of authority (LOAs).
- Surplus Lines applications for Missouri non-residents are subject to license mapping. Applicants must hold an active qualifying Surplus Lines license in their resident state. Applications will be rejected if the applicant does not hold an active qualifying license in their resident state.
License-Specific Requirements
- Public Adjuster:
Applicants must submit supplemental documentation using the Public Adjuster form.
- Public Adjuster Solicitor:
Applicants must submit supplemental documentation using the Public Adjuster Solicitor form.
- Bail Bond Agent:
- Applicants must be at least 21 years old, as determined by their date of birth.
- Applicants must be U.S. citizens.
- Applicants must submit supplemental documentation using the Bail Bond Agent form.
- General Bail Bond Agent:
- Applicants must be at least 21 years old, as determined by their date of birth.
- Applicants must be U.S. citizens.
- Applications are sent to the state for review. Applicants must submit the General Bail Bond Agent (Individual) form.
- Surety Recovery Agent:
- Applicants must be at least 21 years old, as determined by their date of birth.
- Applicants must be U.S. citizens.
- Applicants must submit supplemental documentation using the Surety Recovery Agent form.
- Navigator:
Applicants must submit supplemental documentation using the Navigator (Individual) form.
Background Questions and Supporting Documentation
- Applicants who answer "Yes" to any background question must submit supporting documentation electronically through NIPR's Attachments Warehouse. Documents may also be submitted to the state by mail, email, or fax.
- Required supporting documentation includes:
- A written statement summarizing the details of each incident.
- A copy of the petition, complaint, or other document that commenced the lawsuit, arbitration, or mediation proceedings.
- A copy of the official document demonstrating the resolution of the charges or any final judgment.
Renewal Periods
Insurance Producer
Renewal period
Starts: Ninety (90) days prior to expiration date.
Late renewal period
Applicants are allowed to late renew electronically for up to one year past license expiration date.
Surplus Lines
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On license expiration date.
Late renewal period
N/A – applicant must reapply as new applicant.
Bail Bond Agent
Renewal period
Starts: Ninety (90) days prior to expiration date.
Late renewal period
Applicants are allowed to late renew electronically for up to two years past license expiration date.
General Bail Bond Agent
Renewal period
Starts: Ninety (90) days prior to expiration date.
Late renewal period
Applicants are allowed to late renew electronically for up to two years past license expiration date.
Public Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date.
Late renewal period
N/A – Applicants will need to reapply.
Public Adjuster Solicitor
Renewal period
Starts: Ninety (90) days prior to expiration date.
Late renewal period
N/A – Applicants will need to reapply.
Surety Recovery Agent
Renewal period
Starts: Ninety (90) days prior to expiration date.
Late renewal period
Applicants are allowed to late renew electronically for up to two years past license expiration date.
Contact Information
Mailing Address
Missouri Department of Insurance
P.O. Box 690
Jefferson City, MO 65102
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.