TEXAS Non-Resident Licensing for Individuals

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State Announcements

Due to variations in Texas state processing, it may take longer to process your application. Please visit http://www.tdi.texas.gov/licensing/agent/agpdates.html for Texas processing dates and information.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
Yes License printing available electronically.

License Printing

There are two ways to print your license:

  • If you obtain a Producer EDGE account at no cost, there is no fee for printing your license from your Producer EDGE account. Refer to www.sircon.com/Texas.
  • You may print a license without a Producer EDGE account with a processing fee of $5.50
    • After the $5.50 fee is paid, copies may be printed for an additional 30 days at no extra charge.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

The variable line of authority is included under the following license classes and corresponding line of authority: 

  • General Lines Agent - Life, Accident, Health & Health Maintenance Organization
  • Life Agent - Life

Applicants who hold the license classes defined above with the respective line of authority may be appointed with a company that offers variable annuities or variable life.

The General Lines Agent - Property & Casualty includes the Personal Lines Property & Casualty Agent - Personal Lines Property & Casualty.

The General Lines Agent - Life, Accident, Health & Health Maintenance Organization includes Life Agent - Life.

Applicant must have an active equivalent license for the requested line of authority(s) in their resident state.

Applicant cannot apply for General Lines Agent -Property & Casualty AND General Lines Agent -Life, Accident, Health & Health Maintenance Organization simultaneously. Separate applications are required.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
General Lines Agent Life, Accident, Health & Health Maintenance Organization
General Lines Agent Property & Casualty
Personal Lines Property & Casualty Agent Personal Lines Property & Casualty
Life Agent Life
Surplus Lines Agent No Lines
Managing General Agent Managing General Agent - Property & Casualty
Limited Lines Agent Limited Lines

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Amendment Fee * Reinstatement Fee **
General Lines Agent / All LOAs $50.00 $50.00 $75.00 ($50 license fee + $25 reinstatement fee)
Personal Lines Property & Casualty Agent / Personal Lines Property & Casualty $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Life Agent / Life $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Surplus Lines Agent/No Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Managing General Agent/ Managing General Agent - Property & Casualty $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Limited Lines Agent/ Limited Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)

* Per application.  

Contacts

Last Update: 11/13/2017

TEXAS Non-Resident Licensing for Business Entities

APPLY HERE

State Announcements

Due to variations in Texas state processing, it may take longer to process your application. Please visit http://www.tdi.texas.gov/licensing/agent/agpdates.html for Texas processing dates and information.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
Yes License printing available electronically.

License Printing

There are two ways to print your license:

  • If you obtain a Producer EDGE account at no cost, there is no fee for printing your license from your Producer EDGE account. Refer to www.sircon.com/Texas.
  • You may print a license without a Producer EDGE account with a processing fee of $5.50
    • After the $5.50 fee is paid, copies may be printed for an additional 30 days at no extra charge.

Business Rules (Business Entity)

Sole proprietorship business entities are not accepted electronically at this time and will need to submit a paper application to the Texas Department of Insurance. 

Surplus lines applicants must hold an active General Lines Agency- Property & Casualty or Managing General Agency license in Texas.

The variable line of authority is included under the following license classes and corresponding line of authority: 

  • General Lines Agency - Life, Accident, Health & Health Maintenance Organization
  • Life Agency- Life

Applicants who hold the license classes defined above with the respective line of authority may be appointed with a company that offers variable annuities or variable life.

The General Lines Agency - Property & Casualty includes the Personal Lines Property & Casualty Agency - Personal Lines Property & Casualty.

The General Lines Agency - Life, Accident, Health & Health Maintenance Organization includes Life Agency - Life.

Applicant must have an active equivalent license for the requested line of authority(s) in their resident state.

Most business entities are required to register to do business in this state prior to obtaining an insurance license.

Applications will not be reviewed by the state until additional required information is forwarded to the state including:

  • Proof of Certificate of Authority
  • Additional information for each responsible party listed
  • Additional information for each individual owner, officer, director and partner
  • Proof of compliance with franchise tax requirement (if applicable)
  • Documentation pertaining to background questions with a "yes" response

At least one (1) Designated Licensed Responsible Producer (DRLP) must be provided on the application and must hold an active resident or non-resident license in Texas.

All business entity applications providing Designated Licensed Responsible Producer (DRLP) information will be reviewed by the state prior to processing.

DRLPs specified on the application must also be specified as owners, partners, officers or directors. Identify all executive officers, directors, or partners who administer the applicant entity's insurance operations in Texas and all individuals and entities in control of ten (10) percent or more of the agency's voting stock. Provide the SSN, date of birth and mailing address of each individual listed. The fingerprint requirement is waived if the applicant entity holds an active resident entity license that is similar to the license requested on this application. If the fingerprint requirement is not waived, The FAST Fingerprint Card Scan Authorization Form may be obtained from the state website.

If the applicant entity is owned, in whole or in part, by another entity, provide an attachment which discloses all entity and individual control relationships affecting the entity up to the ultimate controlling individual or entity. This disclosure may be in the form of an organization chart naming the entities and individuals and showing their relationship to the applicant entity.

At least one (1) officer or one active partner of the applicant entity must be individually licensed by the Texas Department of Insurance (TDI) to act as an agent under the applicant entity. Please provide the officer(s) or partner(s) TDI license number.

Unless otherwise stated below, the DRLPs must cumulatively cover the line of authorities (LOAs) on the business application.

Business entities applying for Life Agency - Life must submit at least one (1) DRLP that holds an active Texas Life Agent-Life or General Lines Agent - Life, Accident, Health & Health Maintenance Organization license.

Business entities applying for Personal Lines Property & Casualty Agency- Personal Lines Property & Casualty must submit at least one (1) DRLP that holds an active Texas Personal Lines Property & Casualty Agent - Personal Lines Property & Casualty or General Lines Agent - Property & Casualty.

All resident and non-resident corporations, limited liability companies, limited partnerships, limited liability partnerships, and agricultural cooperatives must provide a copy of their Charter, Certificate of Formation, or registration that was obtained from the Texas Secretary of State's office or other state's authorizing department (if non-resident entity). If the applicant entity was organized in a state other than Texas, then provide a copy of documentation that demonstrates the entity was organized under the laws of another state.

Resident and non-resident entities may be required to register with the Texas Secretary of State. Contact the Texas Secretary of State's office through the state website.

All banks and farm credit administration entities must provide a copy of the document issued by a federal or Texas state agency authorizing the entity to do business in Texas.

Attach a copy of the Articles of Incorporation or Articles of Organization or Articles of Association with all amendments that has been certified by the authorizing jurisdiction of your resident state or a copy of the Partnership Agreement with all addenda. If there is no partnership agreement, a letter signed by all partners stating there is no partnership agreement and that the partnership intends to act as an insurance agency. TDI must determine that the entity is authorized to engage in the business of insurance as an agent or generally authorized to engage in any lawful business under a general business purpose clause.

Applicant that is not licensed in their resident state for similar license type, must attach proof of financial responsibility by one of the following methods:

  • Errors and Omissions Policy - A Certificate of Insurance or a copy of a current Errors and Omissions (E & O) policy. The policy must insure the applicant in at least the amount of $250,000 with a deductible of not more than ten percent (10%) of the full amount of the policy.
  • Bond - A surety bond in the principal sum of $25,000 payable to the Texas Department of Insurance. (Bond forms may be obtained from the Texas Department of Insurance (TDI).
    • Proof of financial responsibility is not required of business entity applicants holding a current license in their resident state. Texas Department of Insurance will verify your active resident license status in the National Insurance Producer Registry (NIPR) Producer Database (PDB) system. If you are not currently listed in the PDB, you must obtain and attach a Certificate of Good Standing from your resident state that is not more than ninety (90) days old. Surplus lines applicants are not required to provide financial responsibility.

If the entity will be conducting an insurance agency business in Texas in another name or at an address other than those indicated on this application, a separate Texas Department of Insurance Form LDTL with applicable fees must be filed with TDI for each additional Texas branch office location.

Nonresident entities may be required to register with the Texas Secretary of State. Applicant may contact the Texas Secretary of State's office or call (512) 463-5701.

In order to speed up processing time, scan and attach any required documentation to the email address listed below under state contacts. If scan capability is not available, fax or mail using the address information under state contacts. 

Applicant cannot apply for General Lines Agency - Property & Casualty and General Lines Agency - Life, Accident, Health & Health Maintenance Organization simultaneously. Separate applications are required.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
General Lines Agncy/Agnt Life, Accident, Health and HMO Yes
General Lines Agncy/Agnt Property & Casualty Yes
Personal Lines P&C Agncy/Agnt Personal Lines P&C Yes
Life Agency/Agent Life Yes
Surplus Lines Agncy/Agnt No Lines Yes
Managing General Agncy/Agent Managing General Agent - PC Yes
Limited Lines Agncy/Agnt Limited Lines Yes

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Amendment Fee * Reinstatement Fee **
(91 -365 days after license expiration date)
General Lines Agency / All LOAs $50.00 $50.00 $75.00 ($50 license fee + $25 reinstatement fee)
Personal Lines Property & Casualty Agency / Personal Lines Property & Casualty $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Life Agency/ Life $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Surplus Lines Agency/ No Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Managing General Agency/ Managing General Agent - PC $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Limited Lines Agency/ Limited Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)

* Per application.

Contacts

Last Update: 11/13/2017

APPLY HERE