Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.
There must be no serious RIRS actions or SAD actions for the applicant. Please contact the state for additional information, if applicable.
Applicant must pass required exam for all license types listed in State Offerings section, with the exception of Authorized Person - Fraternal Life and Authorized Representative - Fraternal Life license types. Exams for Puerto Rico are valid for five (5) years.
Applicants are allowed to use the Resident License (RL) Application after thirty (30) days past the expiration date to reinstate license up to five (5) years without having to retake any exams and are in CE compliance. If license has expired and is within thirty (30) days from expiration date use Resident License Renewal (RLR) Application.
Applicants with a revoked or suspended license in any state must contact Puerto Rico directly to apply for a resident license or amend.
If license has a status reason of voluntary surrender applicant may use Resident License (RL) Application.
All amendment applications will be deferred to the state for review.
Authorized Person license may not be held simultaneously with any license type outside of Attorney In Fact.
Authorized Person must list only one (1) affiliation. More than one (1) affiliation is not permitted.
Authorized Representative may not be held simultaneously with insurance producer or Authorized Person license.
Consultant applicants are required to submit a $25,000.00 bond to the state. Application will be deferred to the state for verification.
General Agent license may not be held simultaneously with authorized person or insurance producer license.
Independent Adjusters and Public Adjusters may not hold any other license type concurrently.
Insurance Consultant license may not be held simultaneously with any license type outside of insurance producer.
Manager license may not be held simultaneously with Authorized Person or insurance producer license.
insurance producer or Provisional Producer applying for Agricultural, Marine and Transportation, Surety, and/or Vehicle lines of authority (LOAs) must hold Property and Casualty both single or combined LOAs with in the same class or be applying for at the same time.
Property or Casualty LOA applicants cannot apply if they actively hold a combined Property and Casualty LOA and vice-versa.
Provisional Authorized Representative applicants may only apply once a year per LOA.
Provisional Authorized Representative license applications will be deferred to the state for review and verification that the LOAs requested are tied to an exam record, unless for hardship license.
Provisional Authorized Representative and Provisional Producer application fees will be collected by Puerto Rico and not NIPR. The application will pend until the fees are submitted to the state by the applicant. For any questions please contact Puerto Rico directly. NIPR transaction & processing fees will still apply.
Public Adjuster applicants are required to submit a $10,000.00 bond to the state. Application will be deferred to the state for verification.
Surplus Lines Broker applicants must hold an active insurance producer or Authorized Representative license to apply and are required to hold a $25,000 bond. Applications will be deferred to the state for verification.
Variable applicants must hold active Life LOA (within the same class) or be applying for Life at the same time.
Viatical Settlements Investment Agent applicants must hold active Authorized Representative license with Life and Variables LOAs to apply.
Applicant must have an appointment with an insurer for the following license classes to become a valid license: Authorized Representative, Attorney-In-Fact, General Agent, Limited Rental, Limited Travel or Manager. Please be sure to submit application for appointment once the license is approved and is displaying on the insurance producer Database. If the license is not displaying on the Producer Database, the appointment will be declined.
If applicant answers no to “Are you a US Citizen?”, applicant must send proof of U.S. Employment Authorization to Puerto Rico.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.