- Fees shown are state fees only. These fees do not include NIPR transaction fees.
- The full fee is to be reduced to a half fee if the license will be issued for a period of one (1) year or less. The filing fee is never reduced to a half fee. The license fee is based off when the application is submitted and when the expiration date is.
- The expiration dates for individuals will be the individual applicant’s date of birth in an odd/even year (based on the applicant’s year of birth).
- Excess lines fee is based on Largest County in New York State in which applicant maintains an office or in which risks are located upon with the propose to place insurance as an excess line broker. Fee is $50.00 for county population of less than 100,000 and fee is $400.00 for county population of over 100,000.
Life/Accident & Health Broker
- Application Fee: $80.00
- Fee Disclaimers: Fee is based on the license duration. If the license duration is one year or less, a $40.00 fee will be assessed. If the license duration is greater than one year, then an $80.00 fee will be assessed
Life/Accident & Health Agent
- Application Fee: $80.00
- Fee Disclaimers: Fee is based on the license duration. If the license duration is one year or less, a $40.00 fee will be assessed. If the license duration is greater than one year, then an $80.00 fee will be assessed.
Property and Casualty Broker
- Application Fee: $80.00
- Fee Disclaimers: Fee is based on the license duration. If the license duration is one year or less, a $40.00 fee will be assessed. If the license duration is greater than one year, then an $80.00 fee will be assessed.
Property and Casualty Agent
- Application Fee: $80.00
- Fee Disclaimers: Fee is based on the license duration. If the license duration is one year or less, a $40.00 fee will be assessed. If the license duration is greater than one year, then an $80.00 fee will be assessed.
Excess Lines
- Fee: $50.00
- Fee Disclaimers: county population of less than 100,000/Issued for greater than one year
Excess Lines
- Fee: $400.00
- Fee Disclaimers: county population of over 100,000/Issued for greater than one year
Excess Lines
- Fee: $25.00
- Fee Disclaimers: county population of less than 100,000/Issued for less than one year
Excess Lines
- Fee: $200.00
- Fee Disclaimers: county population of more than 100,000/Issued for less than one year
- NIPR verifies exams prior to allowing submission of an application.
- Please note that license class names can vary by state.
- Applications for Other lines of authority will defer to state for approval.
Property and Casualty Agent
Exam Required
- Property
- Casualty
- Personal Lines
No Exam Required
- Baggage
- Travel Accident
Life/Accident & Health Agent
Exam Required
- Life
- Accident & Health
- VARIABLE LIFE/VARIABLE ANNUITY
Property and Casualty Broker
Exam Required
- Property
- Casualty
- Personal Lines
No Exam Required
- Baggage
- Travel Accident
Life/Accident & Health Broker
Exam Required
- Life
- Accident & Health
- VARIABLE LIFE/VARIABLE ANNUITY
Excess Lines
No Exam Required
- No Line of Authority Required
Applicant Can
- Submit initial license for individuals electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit surplus (excess) lines for individuals.
- Print license electronically.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through NIPR's Resident License (RL) Application.
Applicant Cannot
- Apply for Adjuster licensing electronically through NIPR.
Business Rules
- Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.
- The expiration date for individuals will be the individual applicant’s date of birth in an odd/even year (based on the applicant’s year of birth).
- Applicant applying for Excess Lines must hold an active Property and Casualty Broker license with Property and Casualty.
- Applicants may reapply for expired license once the license is in ‘inactive’ status on PDB.
- Applicants who are reapplying for an expired license within 2 years of the license expiration date must be compliant with Continuing Education (CE)requirements. Applicants who are reapplying more than 2 years following the license expiration date will be treated as a first time applicant and must have a passed exam record to apply.
- Applicant’s applying for ‘VARIABLE LIFE/VARIABLE ANNUITY’ line of authority must be actively licensed for ‘Life’ line of authority for the same license class on PDB or be applying for ‘Life’ line of authority for the same license class at the same time.
- Applicant’s applying for ‘VARIABLE LIFE/VARIABLE ANNUITY’ line of authority must supply CRD# on the application.
- Applicant must supply a residence and/or business address that is in New York. If both the residence and the business address are outside of New York, the transaction will be declined.
- Applicants are exempt from exam if applying for new resident license within 90 days of cancelling former resident state’s license.
- New York does not have any additional/separate requirements for applicants who are non-citizens.
- PO Boxes and Private Mailboxes (PMB) are only permitted in the Mailing address field. If a PO Box or Private Mailbox is supplied in the residence or business address fields, he transaction will not be allowed.
- Applicants with a status reason of Revoked can reapply after a period of 1 year.
- If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
- As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.
- When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.
Cybersecurity Regulation:
New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met. A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website. Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.
Contact Information
Mailing AddressNew York Department of Financial Services
One State Street
New York, NY 10004-1511
United States
Phone:
(800) 342-3736
Email:
licensing@dfs.ny.gov
Frequently Asked Questions
- The licensee must submit a letter in writing requesting cancellation of the license(s); the license(s) must be returned with the request. If the license is not in the licensee's possession, the licensee must clearly state this in the letter. You can obtain a letter of clearance from Letters of Clearance
Online printing information can be found by going to NIPR's license print page and selecting the state.
- PSI
- (800)733-9267
- 2 years
- You must submit documentation to our Department to verify the name change, along with your original license.
- You must submit documentation to our Department to verify the name change, along with your original license. NAME CHANGES FOR ENTITIES MUST INCLUDE AMENDED FILING RECEIPTS OR BUSINESS CERTIFICATES AND THE RETURN OF ALL LICENSES IN THE PREVIOUS NAME.
- DRLP can be added at time of renewal. Outside of renewal, a supplemental application must be completed and submitted. Supplemental applications and instructions can be found on the Department's website at:
- Licensing Application Forms and Class Information
- To report a change in an officer or directors of a licensed entity, a letter must be submitted providing a list of all changes. If a new sublicensee is being added, a supplemental application must be completed and submitted. Supplemental applications and instructions can be found on the Department's website at
- Licensing Application Forms and Class Information
- If you are currently licensed in both states, you can change your address on our website and select New York as your home state.
- To access the Online Producer Services applications, please select this link: https://myportal.dfs.ny.gov/nylinxext/ , OR submit an address change form along with a written statement to switch the home state to New York.
IdentoGO Live Scan Fingerprinting
DFS uses IdentoGO for live scan fingerprinting services.
- Learn more about live scan fingerprinting on the IdentoGO website.
New York State Authorized IdentoGO Locations
Only New York State Authorized IdentoGO Centers may be used. Not all IdentoGO sites are authorized for use.
Use the IdentoGO website to locate a New York State Authorized IdentoGO enrollment center
- Enter the correct Service Code (see below) for your license type and hit 'Go'.
- At the top of the screen you will see the service code you entered and the name of the associated license. Make sure it is correct.
- Select 'Locate an Enrollment Center'. You can search for a New York State Authorized IdentoGO Center by using current location, postal code, city and state, or airport code.
Appointment Scheduling
Appointment scheduling via the IdentoGO website is available at all times. Appointment scheduling via phone is available from 9:00 a.m. to 9:00 p.m. Monday through Saturday.
To schedule an appointment for fingerprinting, note your Service Code (see below) and go to the IdentoGO website or call IdentoGO at (877) 472-6915.
Identification
To avoid rejection, please make sure your personal information is consistent across all ID documents.
- Use the IdentoGO website to learn what ID to bring to an Appointment.
Fees
You will pay a fingerprinting fee at the IdentoGO Center at the time of your appointment. If fingerprinting is done at a New York authorized IdentoGO Center located outside of New York State, an additional and separate fee will be charged.
If you enroll under the wrong service code your prints cannot be used and you will need to enroll again and incur additional costs.
Receipts
At the IdentoGO Center, your ID documents will be reviewed, fingerprints will be taken, and your photo will be taken.
You will be given two receipts indicating your name, fingerprinting location, date and time, fee paid and reason for fingerprinting. You must submit/attach one receipt to DFS with your application, submission or biographical affidavit as proof of fingerprinting. Retain the other copy for your records.