State Requirements

Business Rules

• Applicant must not hold another active resident license in another state.

• Applicant's birth date must match current PDB record for resident state

• P.O. Box or PMB (Private Mailbox) cannot be used for either residence or business address.

• All instances of phone number must be a valid 10 digit phone number (extensions are allowed).

• Applicant's Resident Arizona license must not have the following status reasons:
  • Surrendered 
  • Suspended 
  • Revoked
  • Deceased 
  • Refuse to Renew
  • Military  

• Applicants renewing Variable Life and Variable Annuity must also renew Life Line of Authority (LOA) at the same time.

• Applicants renewing for Navigator license must have at least one entry on the Affiliations section of the application that is actively licensed as a Navigator in Arizona.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail or email.

• An Arizona-licensed insurance professional must:
  • Report changes of address, name changes, or changes to a business entity's principals (officers, members, directors, designated responsible producer, etc.) within thirty (30) days. ARS § 20­286(C).
  • Report administrative actions within thirty (30) days after the final disposition of the case. ARS § 20­301(A).
  • Report criminal convictions within thirty (30) days after the filing date. ARS § 20–301(B).
  • Renew the license prior to its expiration. Whether the Department of Insurance, as a courtesy, notifies a licensee of an upcoming license expiration, the licensee is solely responsible for fulfilling all license renewal requirements prior to the license expiration.
  • Maintain and apply up-to-date knowledge. Use the Arizona Department of Insurance state website as a resource for Arizona laws, rules, regulatory bulletins, and other important information.
     
• Rights and Responsibilities:
  • Licensing time frames. Once the Arizona Department of Insurance receives the application, it has up to one hundred and twenty (120) days to determine whether it contains all required information and is therefore "administratively complete," and up to an additional sixty (60) days to review the substance of the application. These timeframes are the outer limits by which the Department must grant or deny a license application. The Department processes most applications within thirty (30) days.
  • Once your application is submitted to the Department, you have 60 days to cure any deficiencies on the application or the application will be administratively withdrawn and the fees forfeited.