Frequently Asked Questions (FAQ): Paying by Electronic Check

Do all banks and credit unions accept electronic payments?

No. Smaller banks some credit unions may not be setup to process electronic checks. You may want to contact your bank if you are not sure they will accept electronic checks.

Are there any fees for using electronic check payments for NIPR?

There are no additional processing fees associated with electronic check payments but all applicable NIPR fees will apply.

How will I identify electronic check charges on my company's bank statement?

The NIPR company name will be included on the memo line along with the payment type i.e. Resident License, Resident Renewals.

Are there any extra fees for or penalties if my electronic check fails?

There will be a returned check charge for each electronic check that does not clear the bank. Additionally, the transaction will be cancelled if the payment is not resolved.

Is there a limit to the length of the check number?

The check number may vary in length but the field may be up to 9-digits long.

What if I don't have a check number?

The check number is not sent in the ACH file, so customers can enter any number that has not been used in the system. The check number field is used to make sure that duplicate check numbers are not entered. Note: Banks use ?0001? to denote a check without a number.

Why was my electronic check denied?

The account verification process used by the electronic check vendor has determined that the customer's account information appears on the NCN (National Check Network). What does this mean? This account has been flagged for some reason by this verification vendor.

How can I pay if my electronic check was denied?

You may use another checking account, or submit your payment using a credit card.