WISCONSIN Resident Licensing for Individuals

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State Announcements

There are no announcements for Wisconsin at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Intermediary individual means an agent, producer or an insurance broker.

Please note Wisconsin now uses the National Producer Number (NPN) as the license number.

The Intermediary (Agent) Individual license on the Producer Database and license certificate will display as Intermediary (Producer) Individual on the online application to help Producers select the correct license class. These two license class names are the same.

Resident addresses must be in Wisconsin and cannot be a PO Box. Individuals, who want to designate Wisconsin as their home state, must contact the state for further instruction.

Surplus Lines applicants must actively hold a resident Wisconsin Intermediary (Producer) Individual license with Property and Casualty lines.

Individual Managing General Agent (MGA) Individual applicants must actively hold a resident Wisconsin Intermediary (Producer) Individual license on PDB.

Intermediary (Producer) Individuals must reapply more than one (1) year after license expiration date through Resident Licensing (RL) Application. Individual applicants must complete pre-licensing class, take an exam, and submit fingerprints to reapply for the license. Individuals applying for the same line of authority previously held must take the exam for agent who previously held the line of authority.

If adding new lines of authority while license is in reinstatement period (late renewal), applicant must reinstate through RLR before amending.

If applying for new lines of authority but currently under the reinstatement period for other lines of authority, applicant will need to surrender those lines of authority first by sending a statement to ociagentlicensing@wisconsin.gov before the new lines of authority can be applied for. After the lines of authority are in ‘Voluntary Surrender’ status on the Producer Database (PDB), applicant will be able to use the Resident License (RL) application to apply for new lines.

Applicant applying for Variable Life/Variable Annuity must actively hold or be applying for Life LOA simultaneously. These applicants must also supply a FINRA CRD number on application.

Applicants holding or applying for Property and Casualty LOAs cannot apply for Personal Lines P&C. This authority is included in the major lines of Property and Casualty.

Applicants already holding Personal Lines P&C can apply for Property and Casualty LOAs.

Exams are required for the following lines of authority under the Intermediary (Producer) Individual license class:

  • Accident & Health
  • Property
  • Casualty
  • Life
  • Personal Lines P&C
  • Credit
  • Title

Intermediary (Producer) Individual is exempt from a license exam, pre-licensing, and fingerprinting if their previous resident license from another state has been inactive for less than one year. Individual only need apply for the license of the previously held lines of authority and pay the licensing fee.

All Intermediary (Producer) Individual applicants must have a passed fingerprint check for the following lines of authority:

  • Accident & Health
  • Property
  • Casualty
  • Life
  • Personal Lines P&C
  • Legal Expense
  • Title
  • Credit

The passed fingerprint check is valid for 180 days. This check is applicable to new licenses, reapplications and amendments. If applicant has NOT submitted fingerprints yet, please make a reservation through Fieldprint at www.fieldprintwisconsin.com. At the time of reservation, applicants must enter Fieldprint code: FPWIOCIInsurance.

Life Settlement (Viatical Settlement) applicants must submit the following to the state:

  • An original endorsement from a licensed insurer identifying professional liability insurance held in an amount not less than $1 million total annual aggregate.
  • A list of licensed providers and provide the name and addresses of companies the broker will be representing.
  • Provide evidence of completion of the life settlement 8-hour training requirement
  • Veterans  only – provide a copy of fee waiver voucher issued by the Wisconsin Department of Veterans Affairs (WDVA)
  • Applicants can e-mail the documentation to the state.

Employee Benefit Plan Administrator applicants must submit the following to the state:

  • Proof of a new original Performance Bond (signed & sealed) between $15,000.00 and $500,000.00.
  • Financial Statements for the administrator’s most recent completed fiscal year. (balance sheet & income statement).
  • Applicants  must mail original performance bond directly to the state. All other documentation may be submitted via email at ociagentlicensing@wisconsin.gov.

Navigator applicants must submit a paper application to the state. Navigator applicants must submit evidence from a licensed insurer of a bond (or other evidence of financial responsibility) held by the entity in an amount no less than $100,000, provide evidence of completion of the federal training mandated by the exchange, complete & pass the state exam, complete prelicensing education, and complete a fingerprint check. Contact the state for additional instructions.

All applicants must answer the following non-uniform questions:

  • “Have you obtained a waiver by the Wisconsin Department of Veteran Affairs?”

If question is answered in the affirmative, applicant must answer the follow-up question:

  • “If yes, provide voucher number in space below that was issued through the Wisconsin Department of Veteran Affairs.”

Note: The non-uniform questions listed above will not be asked on reapplications, amendments, or if the applicant is already licensed in Wisconsin. The voucher for this waiver is a one-time event only.

For user guides & walk-through of our electronic application please visit our Frequently Asked Questions page for more information.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Applicants Please Read: Once your application has been submitted to the State of Wisconsin, you will have 90 days to submit any required information/requirements. Failure to supply the required documentation will cause your application to be CLOSED as EXPIRED. Fees are non-refundable.

If you applied for a license type in error, you will need to submit a written request to our office requesting the withdrawal of the application. The application process and the withdrawal of the application represents an administrative expense for the agency and, therefore, the fees are non-refundable.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Intermediary (Producer) Individual Accident & Health
Intermediary (Producer) Individual Casualty
Intermediary (Producer) Individual Life
Intermediary (Producer) Individual Personal Lines P&C
Intermediary (Producer) Individual Property
Intermediary (Producer) Individual Variable Life/Variable Annuity
Intermediary (Producer) Individual Credit
Intermediary (Producer) Individual Crop
Intermediary (Producer) Individual Surety
Intermediary (Producer) Individual Travel
Intermediary (Producer) Individual Legal Expense
Intermediary (Producer) Individual Title
Intermediary (Producer) Individual Attorney Title
Employee Benefit Plan Administrator None
Life Settlement Broker (Viatical Settlement) None
Managing General Agent Individual None
Reinsurance Intermediary Broker None
Reinsurance Intermediary Manager None
Surplus Lines None
Temporary Insurance Intermediary Accident & Health
Temporary Insurance Intermediary Casualty
Temporary Insurance Intermediary Life
Temporary Insurance Intermediary Personal Lines P&C
Temporary Insurance Intermediary Property
Temporary Insurance Intermediary Variable Life/Variable Annuity
Temporary Insurance Intermediary Credit
Temporary Insurance Intermediary Crop
Temporary Insurance Intermediary Surety
Temporary Insurance Intermediary Travel
Temporary Insurance Intermediary Legal Expense
Temporary Insurance Intermediary Title

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee * Amendment Fee *
Intermediary (Producer) Individual / Accident & Health, Property, Casualty, Life, Personal Lines P&C, Credit, Title $10.00 N/A $10.00
Intermediary (Producer) Individual / Variable Life/Variable Annuity, Travel, Crop, Surety, Legal Expense, Attorney Title $75.00 Per line N/A $75.00 Per line
Employee Benefit Plan Administrator / None $100.00 N/A N/A
Surplus Lines / None $100.00 N/A N/A
Managing General Agent Individual / None $75.00 N/A N/A
Life Settlement Broker (Viatical Settlement) / None $750.00 N/A N/A
Reinsurance Intermediary Broker / None $75.00 N/A N/A
Reinsurance Intermediary Manager / None $75.00 N/A N/A
Temporary Insurance Intermediary / All lines of authority $75.00 Per line N/A $75.00 Per line

* Per application
* The Intermediary (Producer) Individual license fee of $10.00 applies to applications that require exams, which include; Life, Accident & Health, Property, Casualty, Personal Lines, Credit, Legal Expense, and Title. Exam vendor or Wisconsin may collect additional state licensing fees. This fee is per license application.

The Intermediary (Producer) Individual line of authority fee of $75.00 applies to applications for lines of authorities that do not require exams, such as; Variable Life/Variable Annuity, Travel, Crop, Surety, Legal Expense, and Attorney Title. Fee also applies to applicants that were licensed as a producer in another state and application date is within one (1) year of cancellation date of previous resident license. The fee will assessed per line of authority.

Contacts

Last Update: 5/05/2017

WISCONSIN Resident Licensing for Business Entities

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Primary Rules    |   License Printing    |   Business Rules   |   State Offerings   |   License Fees   |   Contacts & FAQs

State Announcements

There are no announcements for Wisconsin at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
No Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Intermediary (Producer) Firm means, agency, business entity, corporation, association, partnership, limited liability company, limited liability partnership, o other legal entity.

The Intermediary Firm license on the Producer Database and license certificate will display as Intermediary (Producer) Firm on the online application to help Producers select the correct license class. These two license class names are the same.

Wisconsin does NOT require a firm to be licensed, however, the option to obtain the license is available.

A firm has no authority to transact insurance business in our state—the authority to transact insurance business lies with the Designated Responsible Producer (DRLP) and the lines of authority they actively hold.

Business address must be in Wisconsin and cannot be a PO Box.

Business Entity applicants must be one of the Legal Business Types listed below:

  • Partnership
  • Limited Liability Company (LLC)
  • Limited Liability Partnership (LLP)
  • Corporation
  • Sole Proprietorship

At least one (1) Designated Responsible License Producer (DRLP) must be listed on the application and hold an active resident or non-resident Intermediary (Producer) Individual license in Wisconsin for applicable licenses. Please see State Offerings section below

Applicants applying for the Managing General Agent Firm license must have at least one DRLP licensed with an active Managing General Agent Individual license in the state of Wisconsin (resident or non-resident).

Note: An affiliation is not required and the applicant may skip the "Affiliations" page on the uniform application.

Navigator Business Entity applicants must submit a paper application to the state. Applicants must submit evidence from a licensed insurer of a bond (or other evidence of financial responsibility) held by the entity in an amount no less than $100,000 and a list including license numbers of all individual navigators employed, supervised or affiliated with the applicant. Applicants must also have at least one DRLP licensed with an active Navigator Individual license in the state of Wisconsin Contact the state for additional instruction.

Applicants applying for the Travel Insurance Firm license must have at least one DRLP licensed with an active Intermediary (Producer) Individual license with the Travel LOA in the state of Wisconsin (resident or non-resident).

Life Settlement Firm (Viatical Settlement) applicants must submit the following to the state:

  • An original endorsement from a licensed insurer identifying professional liability insurance held in an amount not less than $1 million total annual aggregate.
  • A list of licensed providers and provide the name and addresses of companies the broker will be representing.
  • Provide copy of certificate of completion issued to the designated responsible Wisconsin-licensed individual representative regarding the 8-hour training requirement.
  • Applicants can e-mail the documentation to the state.

Employee Benefit Plan Administrators applicants must submit the following to the state:

  • Proof of a new original Performance Bond (signed & sealed) between $15,000.00 and $500,000.00.
  • Financial Statements for the administrator’s most recent completed fiscal year. (balance sheet & income statement)
  • Applicants must mail original performance bond directly to the state. All other documentation may be submitted via email at ociagentlicensing@wisconsin.gov.

For user guides & walk-through of our electronic application please visit our Frequently Asked Questions page for more information.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Applicants Please Read: Once your application has been submitted to the State of Wisconsin, you will have 90 days to submit any required information/requirements. Failure to supply the required documentation will cause your application to be CLOSED as EXPIRED. Fees are non-refundable.

If you applied for a license type in error, you will need to submit a written request to our office requesting the withdrawal of the application. The application process and the withdrawal of the application represents an administrative expense for the agency and, therefore, the fees are non-refundable.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Intermediary (Producer) Firm None Yes
Employee Benefit Plan Administrator None No
Life Settlement Firm (Viatical Settlement) None Yes
Managing General Agent Firm None Yes
Reinsurance Intermediary (Producer) Firm None Yes
Travel Insurance Firm None Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee * Amendment Fee *
Intermediary (Producer) Firm / None $100.00 N/A N/A
Employee Benefit Plan Administrator / None $100.00 N/A N/A
Managing General Agent Firm / None $100.00 N/A N/A
Reinsurance Intermediary (Producer) Firm / None $100.00 N/A N/A
Travel Insurance Firm $100.00 N/A N/A
Life Settlement Firm (Viatical Settlement) $750.00 N/A N/A

* Per application.

Contacts

Last Update: 8/01/2017

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