TEXAS Resident Licensing for Individuals

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Primary Rules    |   License Printing    |   Business Rules   |   State Offerings   |   License Fees   |   Contacts & FAQs

State Announcements

Due to variations in Texas state processing, it may take longer to process your application. Please visit http://www.tdi.texas.gov/licensing/agent/agpdates.html for Texas processing dates and information.

 

Texas to Remove Adjuster Licenses from Resident Licensing and Resident Licensing Renewal Applications.

Texas has removed all of Adjuster license classes. Resident Adjuster licensees will no longer be able to apply for or renew their license through the NIPR Gateway. Applicants can still apply for or renew Adjuster licenses through Compliance Express by using the Texas Producer and Adjuster Portal. Also, Texas will allow Adjusters to renew online through the Texas Department of Insurance website. Please visit http://www.tdi.texas.gov/index.html for Adjuster licensing information.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
No License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map. For special instructions please contact the state.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Applicant must provide valid resident business and mailing addresses, a business phone number, both a personal email address and a business email address. Addresses may not contain a P.O. Box or Private Mailing Box.

Applicant's addresses must match the current PDB record for resident state where applicable.

Applicant must provide a valid SSN/FEIN (Tax ID) to process application.

Applicant must have an active equivalent license for the requested lines of authority (LOAs) in their resident state.

Applicant may not hold an active resident license in another state.

Applicant may reinstate through NIPR's Resident License (RL) Application between ninety-one (91) and three hundred and sixty-five (365) days after the expiration date, if the current status of the license is inactive, after one (1) year applicant may apply as new.

Surplus lines applicants must hold an active general lines agency agent property and casualty or managing general agency license in Texas.

The variable line is included in the life, accident, health and health maintenance organization LOA or the life LOA license, defined as the following two (2) license classes: general lines agent with the LOA life, accident, health and health maintenance organization or the life agent with the LOA of life. When holding either of these two (2) license classes as they are defined above applicant may be appointed with a company that offers variable annuities or variable life.

The general lines agent with the LOA property and casualty includes the personal lines property and casualty agent with the LOA of personal lines property and casualty.

The general lines agent with the LOA life, accident, health and health maintenance organization includes the life agent with the LOA of life.

Applicant cannot apply for both General Lines Agcy/Agnt Property & Casualty AND General Lines Agcy/Agnt Life, Accident, Health and HMO simultaneously. Please submit separate application at a later time.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
General Lines Agent Life, Accident, Health & Health Maintenance Organization
General Lines Agent Property & Casualty
Personal Lines Property & Casualty Agent Personal Lines Property & Casualty
Life Agent Life
Surplus Lines Agent None
Managing General Agent Managing General Agent - Property & Casualty
Limited Lines Agent Limited Lines

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Amendment Fee * Reinstatement Fee **
General Lines Agcy/Agent / All LOAs $50.00 $50.00 $75.00 ($50 license fee + $25 reinstatement fee)
Personal Lines P&C Agcy/Agent / Personal Lines P&C $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Life Agcy/Agent / Life $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Surplus Lines Agncy/Agnt/ No Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Managing General Agncy/Agent/ Managing General Agent - PC $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Limited Lines Agcy/Agent / Limited Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)

* Per application.
** Reinstatement fee charged per line of authority

Contacts

Last Update: 1/03/2017

TEXAS Resident Licensing for Business Entities

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Primary Rules    |   License Printing    |   Business Rules   |   State Offerings   |   License Fees   |   Contacts & FAQs

State Announcements

Due to variations in Texas state processing, it may take longer to process your application. Please visit http://www.tdi.texas.gov/licensing/agent/agpdates.html for Texas processing dates and information.

 

Texas to Remove Adjuster Licenses from Resident Licensing and Resident Licensing Renewal Applications.

Texas has removed all of Adjuster license classes. Resident Adjuster licensees will no longer be able to apply for or renew their license through the NIPR Gateway. Applicants can still apply for or renew Adjuster licenses through Compliance Express by using the Texas Producer and Adjuster Portal. Also, Texas will allow Adjusters to renew online through the Texas Department of Insurance website. Please visit http://www.tdi.texas.gov/index.html for Adjuster licensing information.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
No License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map. For special instructions please contact the state.

Business Rules (Business Entity)

Sole proprietorship business entities are not accepted electronically at this time and will need to submit a paper application to the Texas Department of Insurance.

Surplus lines applicants must hold an active general lines agency agent property and casualty or managing general agency license in Texas.

The variable line is included in the life, accident, health and health maintenance organization line of authority (LOA) or the life LOA license, defined as the following two (2) license classes: general lines agency with the LOA life, accident, health and health maintenance organization or the life agency with the LOA of life. When holding either of these two (2) license classes as they are defined above applicant may be appointed with a company that offers variable annuities or variable life.

The general lines agency with the LOA property and casualty includes the personal lines property and casualty agency with the LOA of Personal Lines property and casualty.

The general lines agency with the LOA life, accident, health and health maintenance organization includes the life agency with the LOA of life.

Applicant must have an active equivalent license for the requested LOA(s) in their resident state.

Most business entities are required to register to do business in this state prior to obtaining an insurance license.

Applications will not be reviewed by the state until additional required information is forwarded to the state including:

  • Proof of Certificate of Authority
  • Additional information for each responsible party listed
  • Additional information for each individual owner, officer, director and partner
  • Proof of compliance with franchise tax requirement (if applicable)
  • Documentation pertaining to background questions with a "yes" response

At least one (1) Designated Licensed Responsible Producer (DRLP) must be provided on the application and must hold an active resident or non-resident license in Texas.

DRLPs specified on the application must also be specified as owners, partners, officers or directors. Identify all executive officers, directors, or partners who administer the applicant entity's insurance operations in Texas and all individuals and entities in control of ten percent (10%) or more of the agency's voting stock. Provide the SSN, date of birth and mailing address of each individual listed. The fingerprint requirement is waived if the applicant entity holds an active resident entity license that is similar to the license requested on this application. If the fingerprint requirement is not waived, the FAST Fingerprint Card Scan Authorization Form may be obtained from the state website.

If the applicant entity is owned, in whole or in part, by another entity, provide an attachment which discloses all entity and individual control relationships affecting the entity up to the ultimate controlling individual or entity. This disclosure may be in the form of an organization chart naming the entities and individuals and showing their relationship to the applicant entity.

At least one (1) officer or one active partner of the applicant entity must be individually licensed by the Texas Department of Insurance (TDI) to act as an agent under the applicant entity. Please provide the officer(s) or partner(s) TDI license number.

Unless otherwise stated below, the DRLPs must cumulatively cover the LOAs on the business application.

Business entities applying for life agency/agent/life LOA must submit at least one (1) DRLP that holds active Texas life or general lines agency/agent accident, health, health maintenance organization LOA.

Business entities applying for personal lines property and casualty agency/agent/personal lines LOA, must submit at least one (1) DRLP that holds active Texas personal lines property and casualty agency/agent or general lines agency/agent property and casualty.

All resident and non-resident corporations, limited liability companies, limited partnerships, limited liability partnerships, and agricultural cooperatives must provide a copy of their Charter, Certificate of Formation, or registration that was obtained from the Texas Secretary of State's office or other state's authorizing department (if non-resident entity). If the applicant entity was organized in a state other than Texas, then provide a copy of documentation that demonstrates the entity was organized under the laws of another state.

Resident and non-resident entities may be required to register with the Texas Secretary of State. Contact the Texas Secretary of State's office through the state website.

All banks and farm credit administration entities must provide a copy of the document issued by a federal or Texas state agency authorizing the entity to do business in Texas.

Attach a copy of the Articles of Incorporation or Articles of Organization or Articles of Association with all amendments that has been certified by the authorizing jurisdiction of the resident state or a copy of the Partnership Agreement with all addenda. If there is no partnership agreement, a letter signed by all partners stating there is no partnership agreement and that the partnership intends to act as an insurance agency. TDI must determine that the entity is authorized to engage in the business of insurance as an agent or generally authorized to engage in any lawful business under a general business purpose clause.

Applicant that is not licensed in their resident state for similar license type must attach proof of financial responsibility by one of the following methods:

  • Errors and Omissions Policy - A Certificate of Insurance or a copy of a current Errors and Omissions (E & O) policy. The policy must insure the applicant in at least the amount of $250,000 with a deductible of not more than 10 percent of the full amount of the policy.
  • Bond - A surety bond in the principal sum of $25,000 payable to the Texas Department of Insurance. (Bond forms may be obtained from the Texas Department of Insurance (TDI).
    • Proof of financial responsibility is not required of business entity applicants holding a current license in their resident state. TDI will verify active resident license status in the National Insurance Producer Registry (NIPR) Producer Database (PDB) system. If applicant is not currently listed in the PDB, applicant must obtain and attach a Certificate of Good Standing from the resident state that is not more than ninety (90) days old. Surplus lines applicants are not required to provide financial responsibility.

Applicant cannot apply for both General Lines Agcy/Agnt Property & Casualty AND General Lines Agcy/Agnt Life, Accident, Health and HMO simultaneously. Please submit separate application at a later time.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
General Lines Agency Life, Accident, Health & Health Maintenance Organization Yes
General Lines Agency Property & Casualty Yes
Personal Lines Property & Casualty Agency Personal Lines Property & Casualty Yes
Life Agency Life Yes
Surplus Lines Agency None Yes
Managing General Agency Managing General Agent - Property & Casualty No
Limited Lines Agency Limited Lines No

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Amendment Fee * Reinstatement Fee **
General Lines Agcy/Agent / All LOAs $50.00 $50.00 $75.00 ($50 license fee + $25 reinstatement fee)
Personal Lines P&C Agcy/Agent / Personal Lines P&C $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Life Agcy/Agent / Life $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Surplus Lines Agncy/Agnt/ No Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Managing General Agncy/Agent/ Managing General Agent - PC $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)
Limited Lines Agcy/Agent / Limited Lines $50.00 N/A $75.00 ($50 license fee + $25 reinstatement fee)

* Per application.
**Reinstatement fee charged per line of authority

Contacts

Last Update: 1/03/2017

APPLY HERE