RHODE ISLAND Non-Resident License Renewal for Individuals

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State Announcements

There are no announcements for Rhode Island at this time.

Primary Rules (Individual)

Response Question
Yes Accepts renewals for individuals electronically.
Yes Accepts renewals for major lines of authority.
Yes Accepts renewals for limited lines of authority.
Yes Accepts renewals for surplus lines for individuals.
Yes Applicant can late renew through NIPR's Non-Resident Renewal (NRR) Application.
No Partial renewals allowed.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Renewal Period (Individual)

License Class Renewal Period Late Renewal Period Reinstatement Period
All License Classes Sixty (60) days prior to expiration date – Up to Expiration Date Thirty (30) days after expiration.
*30 day grace period for expired licenses. Allows renewal with no additional fee.
Thirty one (31) days to one year after license expired

Business Rules (Individual)

RI issues a NR license to Individuals for 2 Year(s).

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Rhode Island will allow reinstatements of a license if status is not active and the expiration date is greater than thirty (30) days and less than one year. Late fees will be assessed.

Applicants can reinstate through the resident licensing renewal (RLR) application if the expiration date is thirty (30) days to one year past expiration.

RI requires an original application if license is in cancelled status.  

Applicant must hold an active renewable license in Rhode Island.

Applicants must have an active producer license in their own resident state.

Surplus Line Broker renewals will not be approved until the Insurance Division receives clearance from the taxation division that all taxes have been filed.  The Rhode Island Taxation Division will provide confirmation to the Insurance Division. 

License is eligible for renewal starting 60 days prior to expiration date on PDB.

Applicant is allowed a grace period of 30 days after the expiration date to renew the license with no additional fees. 

Partial renewals are not allowed. Electronic renewals must be renewed for all active lines held.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Please check Announcements for any last minute notifications about the states to which you are applying.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Insurance Producer Life
Insurance Producer Accident & Health or Sickness
Insurance Producer Property
Insurance Producer Casualty
Insurance Producer Personal Lines
Insurance Producer Variable Annuity & Variable Life
Insurance Producer Credit Products (Limited Line)
Insurance Producer Other Limited Line (Travel)
Insurance Producer Other Limited Line (Car Rental)
Insurance Producer Other Limited Line (Surety)
Insurance Producer Other Limited Line (Crop)
Insurance Producer Other Limited Line
Insurance Producer Life Settlement Broker
Insurance Producer Pet
Surplus Lines Broker None
Motor Vehicle Damage Appraiser None
Title Title
Reinsurance Intermediary Broker Property
Reinsurance Intermediary Broker Casualty
Reinsurance Intermediary Broker Life
Reinsurance Intermediary Broker Accident & Health or Sickness
Reinsurance Intermediary Manager Property
Reinsurance Intermediary Manager Casualty
Reinsurance Intermediary Manager Life
Reinsurance Intermediary Manager Accident & Health or Sickness

* Applications for Other lines of authority will defer to state for approval.

Renewal Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Renewal  Fee *
(Up to 30 days after license expiration)
License Late Renewal Fee *
(31 days to One Year after license expiration)
Insurance Producer / All LOAs $130.00 $180.00 ($130 license fee + $50 reinstatement fee)
Surplus Lines Broker / None $100.00 $150.00 ($100 license fee + $50 reinstatement fee)
Title / Title $130.00 $180.00 ($130 license fee + $50 reinstatement fee)
Motor Vehicle Damage Appraiser / None $150.00 $200.00 ($150 license fee + $50 reinstatement fee)
Reinsurance Intermediary Broker / All LOAs $200.00 $250.00 ($200 license fee + $50 reinstatement fee)
Reinsurance Intermediary Manager / All LOAs $200.00 $250.00 ($200 license fee + $50 reinstatement fee)

* Per application.

Contacts

Last Update: 12/12/2016

RHODE ISLAND Non-Resident License Renewal for Business Entities

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State Announcements

There are no announcements for Rhode Island at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts renewals for business entities electronically.
Yes Accepts renewals for major lines of authority.
Yes Accepts renewals for limited lines of authority.
Yes Accepts renewals for surplus lines for business entities.
Yes Applicant can late renew through NIPR's Non-Resident Renewal (NRR) Application.
No Partial renewals allowed.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Renewal Period (Business Entity)

License Class Renewal Period Late Renewal Period Reinstatement Period
All License Classes Sixty (60) days prior to expiration date – Up to Expiration Date Thirty (30) days after expiration. *30 day grace period for expired licenses. Allows renewal with no additional fee. Thirty one (31) days to one year after license expired

Business Rules (Business Entity)

Claim Adjuster applicants (active or inactive) will not be able to renew their license through the Resident Licensing Renewal (RLR) application. They will be required to apply through the Resident Licensing (RL) application. The applicant must select one of the following adjuster license classes: Company Adjuster, Public Adjuster, or Independent Adjuster.

Public, Independent, and Company Adjuster licenses cannot be held simultaneously.

RI licenses in Inactive status and expiration date greater than one year must apply for reissue.

Applicant cannot apply earlier than 60 days prior to license expiration date.

Renewal is determined by the expiration date of the license id.  Late renewal applies after expiration date.

Rhode Island will allow reinstatements of a license if status is inactive and the expiration date is greater than thirty (30) days and less than one year. Late fees will be assessed.

Applicant must hold an active renewable license in Rhode Island.

Applicants must have an active producer license in their own resident state.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.

DRLP not required for Third Party Administrator Certificate of Authority, Third Party Administrator Registered or Third Party Administrator Waiver Certificate license classes.

The DRLPs provided are not required to cumulatively cover the lines of authority (LOAs) on the application.

The following license classes expire annually on the last day of February: Third Party Administrator Certificate of Authority, Third Party Administrator Registered and Third Party Administrator Waiver Certificate licenses expired annually on the last day of February.

All renewal applications for Third Party Administrator Certificate of Authority, Third Party Administrator Registered and Third Party Administrator Waiver Certificate licenses must provide annual report form and annual filing fee to Rhode Island Department of Business Regulation, Insurance Division.

Surplus Line Broker renewals will not be approved until the Insurance Division receives clearance from the taxation division that all taxes have been filed.  The Rhode Island Taxation Division will provide confirmation to the Insurance Division.  For questions on tax filings, or to check if your tax filings are cleared, contact the RI Taxation Division at 401-574-8935.

Applicants can reinstate through the resident licensing renewal (RLR) application if the expiration date is thirty (30) days to one year past expiration.

License is eligible for renewal starting 60 days prior to expiration date on PDB.

Applicant is allowed a grace period of 30 days after the expiration date to renew the license with no additional fees. 

Partial renewals are not allowed. Electronic renewals must be renewed for all active lines held.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Please check Announcements for any last minute notifications about the states to which you are applying.

Definitions of Adjusters:

  • Company Adjuster - An insurance adjuster who is an employee of an insurance company.

  • Independent Adjuster - An insurance adjuster who is hired on a contract basis by an insurance company to represent the insurance company's interest in the settlement of the claim.

  • Public Adjuster - Any person who, for compensation or any other thing of value on behalf of the insured:
    1. Acts or aids, solely in relation to first party claims arising under insurance contracts, other than automobile, life, accident & health, that insure the real or personal property of the insured, on behalf of an insured in negotiating for, or effecting the settlement of, a claim for loss or damage covered by an insurance contract;

    2. Advertises for employment as an public adjuster of insurance claims or solicits business or represents himself or herself to the public as an public adjuster of first party insurance claims for losses or damages arising out of policies of insurance that insure real or personal property; or

    3. Directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Insurance Producer Life Yes
Insurance Producer Accident & Health or Sickness Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Variable Life & Variable Annuity Yes
Insurance Producer Personal Lines Yes
Insurance Producer CREDIT PRODUCTS (LIMITED LINE) Yes
Insurance Producer OTHER LIMITED LINE (CAR RENTAL) Yes
Insurance Producer OTHER LIMITED LINE (CROP) Yes
Insurance Producer OTHER LIMITED LINE (TRAVEL) Yes
Insurance Producer OTHER LIMITED LINE (SURETY) Yes
Insurance Producer OTHER LIMITED LINE Yes
Insurance Producer Managing General Agent Yes
Insurance Producer PET Yes
Insurance Producer Life Settlement Broker Yes
Title Title Yes
Company Adjuster Workers compensation Yes
Company Adjuster Property/Casualty Yes
Company Adjuster Crop Yes
Independent Adjuster Workers compensation Yes
Independent Adjuster Property/Casualty Yes
Independent Adjuster Crop Yes
Public Adjuster None Yes
Surplus Lines Broker None Yes
Reinsurance Intermediary Broker Property Yes
Reinsurance Intermediary Broker Casualty Yes
Reinsurance Intermediary Broker Life Yes
Reinsurance Intermediary Broker Accident & Health or Sickness Yes
Reinsurance Intermediary Manager Property Yes
Reinsurance Intermediary Manager Casualty Yes
Reinsurance Intermediary Manager Life Yes
Reinsurance Intermediary Manager Accident & Health or Sickness Yes
Third Party Administrator Certificate of Authority NONE No
Third Party Administrator Registered NONE No
Third Party Administrator Waiver Certificate NONE No

Renewal Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Renewal  Fee *
(Up to 30 days after license expiration)
License Late Renewal Fee *
(31 days to One Year after license expiration)
Insurance Producer / All LOAs $130.00 $180.00 ($130 license fee + $50 reinstatement fee)
Reinsurance Intermediary Broker / All LOAs $200.00 $250.00 ($200 license fee + $50 reinstatement fee)
Reinsurance Intermediary Manager / All LOAs $200.00 $250.00 ($200 license fee + $50 reinstatement fee)
Surplus Lines Broker / None $100.00 $150.00 ($100 license fee + $50 reinstatement fee)
Title / Title $130.00 $180.00 ($130 license fee + $50 reinstatement fee)
Company Adjuster/ All $150.00 $200.00 ($150 license fee + $50 reinstatement fee)
Independent Adjuster/ All $150.00 $200.00 ($150 license fee + $50 reinstatement fee)
Public Adjuster/None $150.00 $200.00 ($150 license fee + $50 reinstatement fee)
Third Party Administrator Certificate of Authority $250.00 $300.00 ($250 license fee + $50 reinstatement fee)
Third Party Administrator Registered $0.00 $0.00 ($0 license fee + $0 reinstatement fee)
Third Party Administrator Waiver Certificate $250.00 $300.00 ($250 license fee + $50 reinstatement fee)

* Per application.

Contacts

Last Update: 2/09/2017

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