RHODE ISLAND Non-Resident Licensing No Home State for Individuals

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State Announcements

Posted 2/17/2017

Attention No Home State Initial and Renewal Applicants: At this time, you must submit Background Question Supporting Documentation directly to the Rhode Island Department of Insurance. Please visit the Rhode Island State Specific Requirements for email address and fax number. Applicants may continue to submit Background Question Supporting Documentation via the Attachments Warehouse for Resident Licensing Initials and Renewals, Non Resident Licensing Initials and Renewals and Adjuster Designated Home State Initials and Renewals.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
No Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's No Home State License Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must not have an active resident state license on PDB in any state.

Company Adjusters, Independent Adjusters and Motor Vehicle Damage Appraiser applicants must provide a certified background check from their resident state.

In order for an applicant to apply for or reinstate through the No Home State initial application for an Individual Adjuster (Company Adjuster, Independent Adjuster) the applicant MUST NOT have an active nonresident adjuster license on PDB (in any other state). Note: Public Adjusters will be treated as Producers.

Independent Adjuster, Company Adjuster, and Motor Vehicle Damage Appraiser applicants must pass the required state exam for the new license or line of authority requested.

Applicants applying for a new Independent or Company Adjuster license will be exempt from exam if there is an ACTIVE Claims Adjuster license on PDB.

Applicants that have an inactive Rhode Island license that has expired within the past one year will be referred to no Home State Renewals to reinstate the license. Note:  Any license that has a status reason other than Expired or that has been inactive more than 1 year can apply through No Home State initials as a new application. 

Applicants that have LOAs that can be reinstated will not be allowed to apply for new LOAs until the license is reinstated.

The Emergency Adjuster and Emergency Motor Vehicle Damage Appraiser licenses are temporary licenses that is active for 120 days. The day after expiration date, applicant is eligible to apply for a new license through No home State initials and does not renew.

Claims Adjuster applicants (active or inactive) MUST reinstate through No Home State Initials to obtain new Company or Independent license.  Please see the Rhode Island State Specific Requirements page for definitions of the adjuster types.

Applicants that have an active Claims Adjuster license will not be allowed to apply for Company Adjuster or Independent Adjuster outside of the 60 day renewal window.

Emergency, Public, Independent and Company Adjuster licenses cannot be actively held simultaneously or held with Emergency Motor Vehicle Damage Appraiser license.

Applicant for Motor Vehicle Damage Appraiser license class must provide an employment affidavit if not currently employed with an insurance company..

Applicant must provide either residence or business address that is not in the state of Rhode Island.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Exam Required
Emergency Adjuster NONE N
Company Adjuster WORKERS COMPENSATION Y
Company Adjuster Property/Casualty Y
Company Adjuster Crop N
Independent Adjuster WORKERS COMPENSATION Y
Independent Adjuster Property/Casualty Y
Independent Adjuster Crop N
Motor Vehicle Damage Appraiser NONE Y
Title Title N
Emergency Motor Vehicle Damage Appraiser NONE N

For information related to examination requirement including scheduling an examination please review information available on the state's website:
Rhode Island Department of Business Regulation

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Reapplication Fee *
Motor Vehicle Damage Appraiser/NONE $150.00 $150.00 (Total)
Independent Adjuster/All LOAs $150.00 $150.00 (Total)
Company Adjuster/All LOAs $150.00 $150.00 (Total)
Emergency Adjuster/All LOAs $0.00 $0.00
Title/Title $120.00 $120.00
Emergency Motor Vehicle Damage Appraiser/None $0.00 $0.00

* Per application.
* Amendment fee will be $50.00 per application.
** Company and Independent Adjusters with an Inactive Claim Adjuster License will pay an additional $50.00 reinstatement fee for a total of $200 to reapply.

Contacts

Last Update: 5/17/2017

RHODE ISLAND Non-Resident Licensing No Home State for Business Entities

APPLY HERE

State Announcements

Posted 2/17/2017

Attention No Home State Initial and Renewal Applicants: At this time, you must submit Background Question Supporting Documentation directly to the Rhode Island Department of Insurance. Please visit the Rhode Island State Specific Requirements for email address and fax number. Applicants may continue to submit Background Question Supporting Documentation via the Attachments Warehouse for Resident Licensing Initials and Renewals, Non Resident Licensing Initials and Renewals and Adjuster Designated Home State Initials and Renewals.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
No Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's No Home State License Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Applicant must not have an active resident state license on PDB in any state.

At least one Designated Responsible Licensed Producer (DRLP) must be listed on the application and must have an active Resident or Non-Resident license in Rhode Island.

The DRLP's are not required to cumulatively cover the LOAs on the business application.

DRLP not required for Third Party Administrator Certificate of Authority, Third Party Administrator Registered or Third Party Administrator Waiver Certificate license classes.

Applicants that have an inactive Rhode Island license that has expired within the past one year will be referred to no Home State Renewals to reinstate the license. Note:  Any license that has a status reason other than Expired or that has been inactive more than 1 year can apply through No Home State initials as a new application. 

Applicants that have LOAs that can be reinstated will not be allowed to apply for new LOAs until the license is reinstated.

Claims Adjuster applicants (active or inactive) MUST reinstate through No Home State Initials to obtain new Company or Independent license.  Please see the Rhode Island State Specific Requirements page for definitions of the adjuster types.

Applicants that have an active Claims Adjuster license will not be allowed to apply for Company Adjuster or Independent Adjuster outside of the 60 day renewal window.

Public, Independent and Company Adjuster licenses cannot be actively held simultaneously.

Applicant for Motor Vehicle Damage Appraiser license class must provide an employment affidavit if not currently employed with an insurance company.

Applicant must provide a business address that is not in the state of Rhode Island.

All applications for the Third Party Administrator Certificate of Authority, Third Party Administrator Registered, and Third Party Administrator Waiver Certificate must provide annual report form and annual filing fee to Rhode Island Department of Business Regulation, Insurance Division. 

Third Party Administrator Certificate of Authority and Third Party Administrator Registered licenses cannot be applied for or held simultaneously.

Third Party Administrator Waiver Certificate and Third Party Administrator Registered licenses cannot be applied for or held simultaneously.

Applicants that currently hold an active Third Party Administrator Waiver Certificate may apply for Third Party Administrator Certificate of Authority with state approval.

Applicants that currently hold an active Third Party Administrator Certificate of Authority may apply for Third Party Administrator Waiver Certificate with state approval.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Business Entity)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) DRLP Required
Company Adjuster WORKERS COMPENSATION Yes
Company Adjuster Property/Casualty Yes
Company Adjuster Crop Yes
Independent Adjuster WORKERS COMPENSATION Yes
Independent Adjuster Property/Casualty Yes
Independent Adjuster Crop Yes
Motor Vehicle Damage Appraiser NONE Yes
Title Title Yes
Third Party Administrator Certificate of Authority None No
Third Party Administrator Registered None No
Third Party Administrator Waiver Certificate None No

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Reapplication Fee **
Motor Vehicle Damage Appraiser/NONE $150.00 $150.00 (Total)
Independent Adjuster/All LOAs $150.00 $150.00 (Total)
Company Adjuster/All LOAs $150.00 $150.00 (Total)
Title/Title $120.00 $120.00
Third Party Administrator Certificate of Authority / None $250.00 $250.00
Third Party Administrator Registered / None $0.00 $0.00
Third Party Administrator Waiver Certificate / None $250.00 $250.00

* Per application.
* Amendment fee will be $50.00 per application.
** Company and Independent Adjusters with an Inactive Claim Adjuster License will pay an additional $50.00 reinstatement fee for a total of $200 to reapply.

Contacts

Last Update: 2/09/2017

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