NEW YORK Non-Resident Licensing for Individuals

APPLY HERE

State Announcements

There are no announcements for New York at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
No Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

The expiration date for individuals will be the individual applicant’s date of birth in an odd/even year (based on the applicant’s year of birth).

In New York there are two (2) different types of Broker, Property/Casualty Broker and Life Broker.

  • A Property/Casualty Broker would be authorized to write all lines of insurance except Life and Variable Annuities.
  • A Life Broker could be authorized to write life and/or accident/health and or variable annuities. The Lines of Authority (LOAs) are determined by the qualifications.

The Property/Casualty Lines of Authority on a Broker license are - Property, Casualty, Personal Lines and Baggage. However, Section 2104 (B) of the New York Insurance Law states that a Broker with the Property and Casualty Lines of Authority (LOAs) is authorized to write any and every Line of Authority except Life insurance and Variable Life and Variable Annuity Products.

Individuals License classes below with the status reason of Expired can reapply through Non Resident License application.

  • Broker
  • Life Broker
  • Life/Accident & Health
  • Property/Casualty Agent
  • Excess Lines

Individual applicants reapplying for a license they previously held in New York and has been inactive for less than 2 years and is not CE compliant will be charged a CE fee of $10.00 in addition to the licensing fees.

In New York State, an Agent is a Producer who represents one (1) or more insurers and sells insurance to the public on behalf of that insurer(s). In order for the agent to sell insurance, an insurer(s) must have appointed the agent.

In New York State, a Broker is a Producer who represents the public and will do business with any New York licensed insurer which will do business with a Broker. Brokers are not required to have an insurer appointment on file.

Applicant applying for Excess Lines must hold an active Broker license with Property and Casualty.

Excess Line applicants that are a resident of California must obtain a $50,000 Bond in New York to before a license is issued. 

With the exception of 'other' lines, applicant must have an equivalent active resident license when applying for a non-resident license.

Applicants for the Variable Life / Variable Annuity Line of Authority must supply FINRA CRD number on application.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.

When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Broker Casualty
Broker Personal Lines
Broker Property
Life Broker Accident & Health
Life Broker Life
Life Broker Variable Life / Variable Annuity
Life / Accident & Health Accident & Health
Life / Accident & Health Life
Life / Accident & Health Variable Life / Variable Annuity
Property / Casualty Agent Casualty
Property / Casualty Agent Personal Lines
Property / Casualty Agent Property
Property / Casualty Agent Baggage
Broker Baggage
Excess Line None

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination State Issued for greater than one year Issued for less than one year Filing Fee
Excess Lines / None All $400.00 $200.00 N/A
Broker / All LOAs AK $200.00 $100.00 N/A
Broker / All LOAs AL $80.00 $40.00 $20.00
Broker / All LOAs AR $80.00 $40.00 N/A
Broker / All LOAs AZ $80.00 $40.00 N/A
Broker / All LOAs CA $144.00 $72.00 N/A
Broker / All LOAs CO $93.50 $46.75 N/A
Broker / All LOAs CT $80.00 $40.00 $25.00
Broker / All LOAs DC $100.00 $50.00 N/A
Broker / All LOAs DE $80.00 $40.00 N/A
Broker / All LOAs FL $80.00 $40.00 $50.00
Broker / All LOAs GA $100.00 $50.00 N/A
Broker / All LOAs HI $300.00 $150.00 N/A
Broker / All LOAs IA $80.00 $40.00 N/A
Broker / All LOAs ID $80.00 $40.00 N/A
Broker / All LOAs IL $250.00 $125.00 N/A
Broker / All LOAs IN $80.00 $40.00 N/A
Broker / All LOAs KY $80.00 $40.00 N/A
Broker / All LOAs KS $80.00 $40.00 $30.00
Broker / All LOAs LA $80.00 $40.00 N/A
Broker / All LOAs MD $80.00 $40.00 N/A
Broker / All LOAs MA $200.00 $100.00 N/A
Broker / All LOAs ME $85.00 $42.50 N/A
Broker / All LOAs MI $80.00 $40.00 $10.00
Broker / All LOAs MN $100.00 $50.00 N/A
Broker / All LOAs MO $100.00 $50.00 N/A
Broker / All LOAs MS $80.00 $40.00 N/A
Broker / All LOAs MT $200.00 $100.00 N/A
Broker / All LOAs NC $200.00 $100.00 N/A
Broker / All LOAs ND $80.00 $40.00 N/A
Broker / All LOAs NE $80.00 $40.00 N/A
Broker / All LOAs NH $210.00 $105.00 N/A
Broker / All LOAs NJ $190.00 $95.00 N/A
Broker / All LOAs NM $80.00 $40.00 N/A
Broker / All LOAs NV $135.00 $67.50 N/A
Broker / All LOAs OH $80.00 $40.00 N/A
Broker / All LOAs OK $80.00 $40.00 N/A
Broker / All LOAs OR $80.00 $40.00 N/A
Broker / All LOAs PA $110.00 $55.00 N/A
Broker / All LOAs PR $1,682.00 $841.00 N/A
Broker / All LOAs RI $110.00 $55.00 N/A
Broker / All LOAs SC $80.00 $40.00 N/A
Broker / All LOAs SD $80.00 $40.00 N/A
Broker / All LOAs TN $80.00 $40.00 N/A
Broker / All LOAs TX $80.00 $40.00 N/A
Broker / All LOAs UT $80.00 $40.00 N/A
Broker / All LOAs VA $80.00 $40.00 N/A
Broker / All LOAs VT $80.00 $40.00 N/A
Broker / All LOAs WA $80.00 $40.00 $5.00
Broker / All LOAs WI $135.00 $67.50 N/A
Broker / All LOAs WV $80.00 $40.00 N/A
Broker / All LOAs WY $150.00 $75.00 N/A
Life Broker / All LOAs AK $200.00 $100.00 N/A
Life Broker / All LOAs AL $80.00 $40.00 $20.00
Life Broker / All LOAs AR $80.00 $40.00 N/A
Life Broker / All LOAs AZ $80.00 $40.00 N/A
Life Broker / All LOAs CA $144.00 $72.00 N/A
Life Broker / All Lines without Variable CO $93.50 $46.75 N/A
Life Broker / All Lines with Variable CO $187.00 $93.50 N/A
Life Broker / All LOAs CT $80.00 $40.00 $25.00
Life Broker / All LOAs DC $100.00 $50.00 N/A
Life Broker / All LOAs DE $80.00 $40.00 N/A
Life Broker / All LOAs FL $80.00 $40.00 $50.00
Life Broker / All LOAs GA $100.00 $50.00 N/A
Life Broker / All LOAs HI $300.00 $150.00 N/A
Life Broker / All LOAs IA $80.00 $40.00 N/A
Life Broker / All LOAs ID $80.00 $40.00 N/A
Life Broker / All LOAs IL $250.00 $125.00 N/A
Life Broker / All LOAs IN $80.00 $40.00 N/A
Life Broker / All LOAs KY $80.00 $40.00 N/A
Life Broker / All LOAs KS $80.00 $40.00 $30.00
Life Broker / All LOAs LA $80.00 $40.00 N/A
Life Broker / All LOAs MD $80.00 $40.00 N/A
Life Broker / All LOAs MA $150.00 $75.00 N/A
Life Broker / All LOAs ME $85.00 $42.50 N/A
Life Broker / All LOAs MI $80.00 $40.00 $10.00
Life Broker / All Lines without Variable MN $80.00 $40.00 N/A
Life Broker / All Lines with Variable MN $130.00 $65.00 N/A
Life Broker / All LOAs MO $100.00 $50.00 N/A
Life Broker / All Lines without Variable MS $80.00 $40.00 N/A
Life Broker / All Lines with Variable MS $100.00 $50.00 N/A
Life Broker / All LOAs MT $200.00 $100.00 N/A
Life Broker / All LOAs NC $200.00 $100.00 N/A
Life Broker / All LOAs ND $80.00 $40.00 N/A
Life Broker / All LOAs NE $80.00 $40.00 N/A
Life Broker / All LOAs NH $210.00 $105.00 N/A
Life Broker / All LOAs NJ $190.00 $95.00 N/A
Life Broker / All LOAs NM $80.00 $40.00 N/A
Life Broker / All LOAs NV $135.00 $67.50 N/A
Life Broker / All LOAs OH $80.00 $40.00 N/A
Life Broker / All Lines without Variable OK $80.00 $40.00 N/A
Life Broker / All Lines with Variable OK $140.00 $70.00 N/A
Life Broker / All LOAs OR $80.00 $40.00 N/A
Life Broker / All LOAs PA $110.00 $55.00 N/A
Life Broker / All LOAs PR $1,682.00 $841.00 N/A
Life Broker / All LOAs RI $110.00 $55.00 N/A
Life Broker / All LOAs SC $80.00 $40.00 N/A
Life Broker / All LOAs SD $80.00 $40.00 N/A
Life Broker / All LOAs TN $80.00 $40.00 N/A
Life Broker / All LOAs TX $80.00 $40.00 N/A
Life Broker / All LOAs UT $80.00 $40.00 N/A
Life Broker / All LOAs VA $80.00 $40.00 N/A
Life Broker / All LOAs VT $80.00 $40.00 N/A
Life Broker / All LOAs WA $80.00 $40.00 $5.00
Life Broker / All Lines without Variable WI $85.00 $42.50 N/A
Life Broker / All Lines with Variable WI $135.00 $67.50 N/A
Life Broker / All LOAs WV $80.00 $40.00 N/A
Life Broker / All LOAs WY $150.00 $75.00 N/A
Life/Accident & Health / All LOAs AK $200.00 $100.00 N/A
Life/Accident & Health / All LOAs AL $80.00 $40.00 $20.00
Life/Accident & Health / All LOAs AR $80.00 $40.00 N/A
Life/Accident & Health / All LOAs AZ $80.00 $40.00 N/A
Life/Accident & Health / All LOAs CA $144.00 $72.00 N/A
Life/Accident & Health / All LOAs CT $80.00 $40.00 $25.00
Life/Accident & Health / All LOAs DC $100.00 $50.00 N/A
Life/Accident & Health / All LOAs DE $80.00 $40.00 N/A
Life/Accident & Health / All LOAs FL $80.00 $40.00 $50.00
Life/Accident & Health / All LOAs GA $100.00 $50.00 N/A
Life/Accident & Health / All LOAs HI $300.00 $150.00 N/A
Life/Accident & Health / All LOAs IA $80.00 $40.00 N/A
Life/Accident & Health / All LOAs ID $80.00 $40.00 N/A
Life/Accident & Health / All LOAs IL $250.00 $125.00 N/A
Life/Accident & Health / All LOAs IN $80.00 $40.00 N/A
Life/Accident & Health / All LOAs KY $80.00 $40.00 N/A
Life/Accident & Health / All LOAs KS $80.00 $40.00 $30.00
Life/Accident & Health / All LOAs LA $80.00 $40.00 N/A
Life/Accident & Health / All LOAs MD $80.00 $40.00 N/A
Life/Accident & Health / All LOAs MA $150.00 $75.00 N/A
Life/Accident & Health / All LOAs ME $85.00 $42.50 N/A
Life/Accident & Health / All LOAs MI $80.00 $40.00 $10.00
Life/Accident & Health / All LOAs MO $100.00 $50.00 N/A
Life/Accident & Health / All LOAs MT $200.00 $100.00 N/A
Life/Accident & Health / All LOAs NC $200.00 $100.00 N/A
Life/Accident & Health / All LOAs ND $80.00 $40.00 N/A
Life/Accident & Health / All LOAs NE $80.00 $40.00 N/A
Life/Accident & Health / All LOAs NH $210.00 $105.00 N/A
Life/Accident & Health / All LOAs NJ $190.00 $95.00 N/A
Life/Accident & Health / All LOAs NM $80.00 $40.00 N/A
Life/Accident & Health / All LOAs NV $135.00 $67.50 N/A
Life/Accident & Health / All LOAs OH $80.00 $40.00 N/A
Life/Accident & Health / All LOAs OR $80.00 $40.00 N/A
Life/Accident & Health / All LOAs PA $110.00 $55.00 N/A
Life/Accident & Health / All LOAs PR $1,682.00 $841.00 N/A
Life/Accident & Health / All LOAs RI $110.00 $55.00 N/A
Life/Accident & Health / All LOAs SC $80.00 $40.00 N/A
Life/Accident & Health / All LOAs SD $80.00 $40.00 N/A
Life/Accident & Health / All LOAs TN $80.00 $40.00 N/A
Life/Accident & Health / All LOAs TX $80.00 $40.00 N/A
Life/Accident & Health / All LOAs UT $80.00 $40.00 N/A
Life/Accident & Health / All LOAs VA $80.00 $40.00 N/A
Life/Accident & Health / All LOAs VT $80.00 $40.00 N/A
Life/Accident & Health / All LOAs WA $80.00 $40.00 $5.00
Life/Accident & Health / All LOAs WV $80.00 $40.00 N/A
Life/Accident & Health / All LOAs WY $150.00 $75.00 N/A
Life/Accident & Health Life Broker / All Lines without Variable CO $93.50 $46.75 N/A
Life/Accident & Health Life Broker / All Lines with Variable CO $187.00 $93.50 N/A
Life/Accident & Health Life Broker / All Lines without Variable MN $80.00 $40.00 N/A
Life/Accident & Health Life Broker / All Lines with Variable MN $130.00 $65.00 N/A
Life/Accident & Health Life Broker / All Lines without Variable MS $80.00 $40.00 N/A
Life/Accident & Health Life Broker / All Lines with Variable MS $100.00 $50.00 N/A
Life/Accident & Health Life Broker / All Lines without Variable OK $80.00 $40.00 N/A
Life/Accident & Health Life Broker / All Lines with Variable OK $140.00 $70.00 N/A
Life/Accident & Health Life Broker / All Lines without Variable WI $85.00 $42.50 N/A
Life/Accident & Health Life Broker / All Lines with Variable WI $135.00 $67.50 N/A
Property/Casualty Agent / All LOAs AK $200.00 $100.00 N/A
Property/Casualty Agent / All LOAs AL $80.00 $40.00 $20.00
Property/Casualty Agent / All LOAs AR $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs AZ $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs CA $144.00 $72.00 N/A
Property/Casualty Agent / All LOAs CO $93.50 $46.75 N/A
Property/Casualty Agent / All LOAs CT $80.00 $40.00 $25.00
Property/Casualty Agent / All LOAs DC $100.00 $50.00 N/A
Property/Casualty Agent / All LOAs DE $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs FL $80.00 $40.00 $50.00
Property/Casualty Agent / All LOAs GA $100.00 $50.00 N/A
Property/Casualty Agent / All LOAs HI $300.00 $150.00 N/A
Property/Casualty Agent / All LOAs IA $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs ID $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs IL $250.00 $125.00 N/A
Property/Casualty Agent / All LOAs IN $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs KY $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs KS $80.00 $40.00 $30.00
Property/Casualty Agent / All LOAs LA $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs MD $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs MA $200.00 $100.00 N/A
Property/Casualty Agent / All LOAs ME $85.00 $42.50 N/A
Property/Casualty Agent / All LOAs MI $80.00 $40.00 $10.00
Property/Casualty Agent / All LOAs MN $100.00 $50.00 N/A
Property/Casualty Agent / All LOAs MO $100.00 $50.00 N/A
Property/Casualty Agent / All LOAs MS $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs MT $200.00 $100.00 N/A
Property/Casualty Agent / All LOAs NC $200.00 $100.00 N/A
Property/Casualty Agent / All LOAs ND $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs NE $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs NH $210.00 $105.00 N/A
Property/Casualty Agent / All LOAs NJ $190.00 $95.00 N/A
Property/Casualty Agent / All LOAs NM $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs NV $135.00 $67.50 N/A
Property/Casualty Agent / All LOAs OH $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs OK $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs OR $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs PA $110.00 $55.00 N/A
Property/Casualty Agent / All LOAs PR $1,682.00 $841.00 N/A
Property/Casualty Agent / All LOAs RI $110.00 $55.00 N/A
Property/Casualty Agent / All LOAs SC $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs SD $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs TN $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs TX $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs UT $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs VA $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs VT $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs WA $80.00 $40.00 $5.00
Property/Casualty Agent / All LOAs WI $135.00 $67.50 N/A
Property/Casualty Agent / All LOAs WV $80.00 $40.00 N/A
Property/Casualty Agent / All LOAs WY $150.00 $75.00 N/A

* Per application.

All fees are class based.

The full fee is to be reduced to a half fee if the license will be issued for a period of one (1) year or less. The filing fee is never reduced to a half fee. The license fee is based off when the application is submitted and when the expiration date is.

  • The expiration date for individuals will be the individual applicant’s date of birth in an odd/even year (based on the applicant’s year of birth).

Contacts

Last Update: 2/10/2017

NEW YORK Non-Resident Licensing for Business Entities

APPLY HERE

State Announcements

There are no announcements for New York at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
No Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
No Applicant can add lines of authority (amend) to an existing active license.
No Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Applicants with inactive New York license must submit a paper application to the New York Department of Insurance. Use the New York State Insurance Department's Producer Search on the state's website to determine if a license has been previously issued.

Designated Responsible Licensed Producers (DRLPs) may not apply for a license if they have previously held the license in New York. Company appointments will no longer be required before New York can issue a life agent or property agent license. Sponsoring Insurance companies have fifteen (15) days from the date the agency contract is executed or the first insurance application is submitted.

Applicant applying for Excess Lines must hold an active Broker license with Property and Casualty.

Excess Line applicants that are a resident of California must obtain a $50,000 Bond in New York to before a license is issued. 

Any DRLP listed on the application must be listed as an officer, owner, director, partner, member or manager. Employees should not be listed.

Each Designated Responsible Licensed Producer entered for Excess Lines must hold a Broker license or Sublicensee of the Broker license with Property and Casualty.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.

When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Excess Lines None Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination State Issued for greater than one year Issued for less than one year Filing Fee
Excess Lines / None All $400.00 $200.00 N/A

* Per application.

All fees are class based.

The full fee is to be reduced to a half fee if the license will be issued for a period of one (1) year or less. The filing fee is never reduced to a half fee. The license fee is based off when the application is submitted and when the expiration date is.

  • Applicants will have an expiration of October 31st, even years.

Contacts

Last Update: 11/30/2016

APPLY HERE