NEW JERSEY Resident Licensing for Individuals

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State Announcements

There are no announcements for New Jersey at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate through NIPR's Resident License Application.
Yes License printing available electronically.
Yes Applicant must currently hold or be applying for life if they are applying for variable.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

An affiliation is not required and the applicant may skip the "Affiliations" page on the uniform application.

Applicants for the variable line of authority (LOA) must supply a FINRA Central Registry Depository (CRD) number on the application.  If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website

Applicant must not have another active resident state on the Producer Database.

Applicants must provide residence or business address in New Jersey. Residence address cannot be P.O. Box.

Applicant must not have an active non-resident license in New Jersey.

New Jersey will allow reinstatement of a license through NIPR's Resident License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR’s Resident Renewal Application.

Surplus lines applicants must currently hold or be applying for property or casualty Lines of authority.

Applicants cannot apply for a license amendment to an active license with an expiration date in the past.

Applicants must not have an inactive resident license in the state with an expiration date in the future.

Applicants applying for all major lines of authority and/or bail bonds must complete the required pre-licensing education and successfully pass the New Jersey producer licensing exam. No letter of clearance is required when changing your resident state if your resident state license status is available on the Producer Database. If you successfully pass the state licensing exam, your test results are automatically electronically submitted to the online system.

Applicants applying for all major lines of authority and/or bail bonds or any officer, director or owner of ten percent (10%) or more of a business entity seeking licensure must schedule and have their fingerprint impressions taken through the State's Live Scan electronic fingerprint process before applying online. Application cannot be processed until the results of Live Scan are received. Scheduling information for Live Scan and appropriate forms can be found at the Department's state website.

Public adjuster applicants will be deferred to the state for further review. The New Jersey Public Adjusters’ Licensing Act requires each licensee to maintain a $10,000 dollar bond from a surety insurer authorized in New Jersey. Proof of bond is required before license will be issued. The law also requires two (2) passport photos. Please provide proof of compliance for bond requirement and two (2) pass port photos to the state.

Applicants must answer, “Are you a disabled veteran?” If answer is yes, applicant must send proof to the state of Disabled Veteran status such as a recent letter from the Veteran’s Administration.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Passing Exam Required before Application
Producer - Individual Life Yes
Producer - Individual Accident &Health or Sickness Yes
Producer - Individual Property Yes
Producer - Individual Casualty Yes
Producer - Individual Variable No
Producer - Individual Personal Lines Yes
Producer - Individual Title Yes
Producer - Individual Surplus Lines Yes
Producer - Individual LL - Car Rental Insurance No
Producer - Individual LL – Credit No
Producer - Individual LL – Pet No
Producer - Individual LL - Travel Insurance No
Producer - Individual LL - Legal Insurance No
Producer - Individual LL - Self Storage Pers Prop No
Producer - Individual LL - Bail Bond Yes
Producer - Individual LL - Group Mortgage Canc No
Public Adjuster None Yes

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee *
Producer / All LOAs excluding Limited (LL) LOAs $170.00 ($150 License Fee + $20 Processing fee)
Producer / All Limited (LL) LOAs $95.00 ($75 License Fee + $20 Processing Fee)
Public Adjuster / None $70.00 ($50 License Fee + $20 Processing Fee)

* Per application

Note: Reinstatement fee is the same as the total initial license fee.

Additional fees:
LOA addition fee - $20.00 per application (Limited Lines with Major Lines addition is $75.00)

Contacts

Last Update: 7/27/2016

NEW JERSEY Resident Licensing for Business Entities

APPLY HERE

State Announcements

There are no announcements for New Jersey at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate through NIPR’s Resident License Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Firms must supply a New Jersey business address as their principal place of business. Business address cannot be P.O. Box.

Firms must not have an active non-resident license in New Jersey.

New Jersey will allow reinstatement of a license through NIPR's Resident License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR’s Resident Renewal Application.

At least one designated responsible producer must be provided and have an active resident or non-resident license in New Jersey. Exception: Portable Electronics Insurance licenses do not require a designated responsible producer.

Designated responsible producers must cumulatively cover all requested lines of authority. Exceptions: Portable Electronics Insurance licenses do not require a designated responsible producer. Public adjuster only requires a DRLP to hold an active license in New Jersey.

Firms cannot apply for a license amendment to an active license with an expiration date in the past.

Firms must not have an inactive resident license in the state with an expiration date in the future.

For business entities a copy of the certificate of incorporation or partnership stamped "Filed" by the County Clerk, Department of Treasury or other recording Authority as well as, when applicable, the letter from the Department confirming approval of the name must be faxed to the Department. Recording by the County Clerk or others does not guarantee acceptance by the Department.

Names that do not comply with N.J.A.C. 11:17- 2.7 will be disapproved.

All applications for the public adjuster license class will be deferred to the state for further review. The New Jersey Public Adjusters’ Licensing Act requires each licensee to maintain a $10,000 dollar bond from a surety insurer authorized in New Jersey. Proof of bond is required before license will be issued. The law also requires two (2) passport photos. Please provide proof of compliance for bond requirement and two (2) pass port photos to the state.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Producer - Organization Life Yes
Producer - Organization Accident & Health or Sickness Yes
Producer - Organization Property Yes
Producer - Organization Casualty Yes
Producer - Organization Variable Yes
Producer - Organization Personal Lines Yes
Producer - Organization Title Yes
Producer - Organization Surplus Lines Yes
Producer - Organization LL – Credit Yes
Producer - Organization LL - Car Rental Insurance Yes
Producer - Organization LL – Pet Yes
Producer - Organization LL - Travel Insurance Yes
Producer - Organization LL - Legal Insurance Yes
Producer - Organization LL - Self-Storage Pers Prop Yes
Producer - Organization LL - Bail Bond Yes
Producer - Organization LL - Group Mortgage Canc Yes
Public Adjuster None Yes
Portable Electronics Insurance None No

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee *
Producer / All LOAs excluding Limited (LL) LOAs $170.00 ($150 License Fee + $20 Processing Fee)
Producer / All Limited (LL) LOAs $95.00 ($75 License Fee + $20 Processing Fee)
Public Adjuster / None $70.00 ($50 License Fee + $20 Processing Fee)
Portable Electronics Insurance / None $120.00 ($100 License Fee + $20 Processing Fee)

* Per application

Additional fees:
Amendment fee - $20.00 per application (Limited Lines with Major Lines addition is $75.00)

Contacts

Last Update: 7/27/2016

APPLY HERE