MISSISSIPPI Resident Licensing for Individuals

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State Announcements

There are no announcements for Mississippi at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Applicant must not hold an active resident license in another state.

Applicant must provide residence, business and mailing addresses. Residence address must not contain a P.O. Box.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Applicant’s National Producer Number (NPN) must match current PDB record, if applicable.

Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.

Variable applicants must hold Mississippi life license or apply for life license in order to be eligible for variable life and variable annuity products.

Licenses with status reason of canceled for cause (1689), revoked (12), and suspended (11) cannot reapply for a license.

If applicant has status reason Failure to Renew, they are sent to Resident License Renewal (RLR) Application if within one (1) year of the expiration date. If over one (1) year, they go through normally. Applicants with no status reasons should not be allowed to reinstate.

Applicants applying for surplus lines insurance producer must already hold an active insurance producer with LOA property, casualty, and/or personal lines

Surplus lines applicants must already hold at least two (2) active appointments on PDB in Mississippi.

Automobile club agent applicants must have a signed endorsement faxed to the Mississippi Department of Insurance. For more information contact the state.

Licenses with a status reason of canceled for cause, revoked and suspended may not reapply for a license.

Temporary limited lines insurance producer may not reapply after license expiration.

All Public Adjuster licenses expire on May 31 each year, regardless of issue date. This includes both first-time applicants and those reinstating their licenses. Unless the applicant needs a license immediately, the Mississippi Insurance Department suggests waiting until June 1 to apply for a full-year license.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Automobile Club Agent None
Burial Agent None
Independent Adjuster Property and Casualty with Workers' Comp
Independent Adjuster Worker Comp Only
Insurance Producer Accident & Health
Insurance Producer Casualty
Insurance Producer Life
Insurance Producer Personal Lines
Insurance Producer Property
Insurance Producer Variable Life & Variable Annuity Products
Legal Agent None
Limited Lines Credit Insurance Producer None
Limited Lines Insurance Producer Car Rental
Limited Lines Insurance Producer Crop Insurance
Limited Lines Insurance Producer Surety
Limited Lines Insurance Producer Travel
Limited Lines Insurance Producer None
Limited Lines Insurance Producer Trip, Accident & Baggage
Limited Lines Insurance Producer Industrial Fire
Limited Lines Insurance Producer Industrial LAH
Limited Lines Insurance Producer Title
Managing General Agent None
Public Adjuster Public Adjuster
Risk Retention Agent None
Supervising General Agent None
Surplus Lines Insurance Producer None
Temporary Limited Lines Insurance Producer Temporary Car Rental
Temporary Limited Lines Insurance Producer Temporary Crop Insurance
Temporary Limited Lines Insurance Producer Temporary Surety
Temporary Limited Lines Insurance Producer Temporary Travel
Temporary Limited Lines Insurance Producer Temporary Trip, Accident and Baggage
Temporary Limited Lines Insurance Producer Temporary Industrial Fire
Temporary Limited Lines Insurance Producer Temporary Industrial LAH
Temporary Limited Lines Insurance Producer Temporary Title
Viatical Settlement Broker None
Viatical Settlement Representative None

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee *
Automobile Club Agent / None $5.00
Burial Agent / None $5.00
Independent Adjuster / All LOAs $100.00
Insurance Producer / All LOAs $100.00
Legal Agent / None $10.00
Limited Lines Insurance Producer / All LOAs $100.00
Limited Lines Credit Insurance Producer / All LOAs $100.00
Managing General Agent / None $100.00
Public Adjuster / None $100.00
Risk Retention Agent / None $50.00
Surplus Lines Insurance Producer / None $100.00
Supervising General Agent / None $100.00
Temporary Limited Lines Insurance Producer / All LOAs $100.00
Viatical Settlement Broker / None $50.00
Viatical Settlement Representative / None $50.00

* Per application.

Additional fees:

  • Online applications (per session) - $1.00
  • Amendment fee - $25.00 for insurance producers, limited lines insurance producers, and temporary limited lines insurance producers only.

Contacts

Last Update: 3/20/2017

MISSISSIPPI Resident Licensing for Business Entities

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State Announcements

There are no announcements for Mississippi at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Applicant must not hold an active resident license in another state.

Applicant must provide residence, business and mailing addresses. Residence address must not contain a P.O. Box.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Applicant’s National Producer Number (NPN) must match current PDBrecord, if applicable.

Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.

Variable applicants must hold Mississippi life license or apply for life license in order to be eligible for variable life and variable annuity products.

Licenses with status reason of canceled for cause (1689), revoked (12), and suspended (11) cannot reapply for a license.

If applicant has status reason Failure to Renew, they are sent to Resident License Renewal (RLR) Application if within one (1) year of the expiration date. If over one (1) year, they go through normally. Applicants with no status reasons should not be allowed to reinstate.

Applicants applying for surplus lines insurance producer must already hold an active insurance producer with LOA property, casualty, and/or personal lines

Surplus lines applicants must already hold at least two (2) active appointments on PDB in Mississippi.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application. This excludes portable electronics entity.

The DRLP listed on the application must have an active Mississippi license. This excludes portable electronics entity, business entity adjuster, and public adjuster entity.

Business entity public adjuster applicants must provide a DRLP that is actively licensed in Mississippi as a public adjuster.

Licenses with a status reason of canceled for cause, revoked and suspended may not reapply for a license.

Limited Lines Travel Insurance Producer Business Entity applicants must provide a DRLP that is actively licensed in MS for a Limited Lines Insurance Producer with Travel or Insurance Producer with Property and Casualty.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Adjuster None Yes
Insurance Producer Entity None Yes
Limited Lines Credit Insurance Producer Entity None Yes
Limited Lines Insurance Producer Entity None Yes
Limited Lines Travel Insurance Producer Business Entity None Yes
Managing General Agent None Yes
Portable Electronics Entity None No
Public Adjuster Entity None Yes
Supervising General Agent Entity None Yes
Third Party Administrator None No
Viatical Settlement Broker Entity None No
Viatical Settlement Representative Entity None No
Viatical Settlement Provider None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee *
Adjuster $400.00
Insurance Producer Entity / None $200.00
Limited Lines Insurance Producer Entity / None $200.00
Limited Lines Credit Insurance Producer Entity / None $200.00
Limited Lines Travel Insurance Producer Business Entity / None $200.00
Managing General Agent / None $100.00
Portable Electronics Entity / None $500.00
Public Adjuster Entity / None $400.00
Supervising General Agent Entity / None $100.00
Third Party Administrator / None $200.00
Viatical Settlement Broker Entity / None $50.00
Viatical Settlement Representative Entity / None $50.00
Viatical Settlement Provider / None $200.00

* Per application.

Additional fees:

  • Online applications (per session) - $1.00

Contacts

Last Update: 7/01/2016

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