State Requirements

Business Rules

• Applicant is not required to pass the exam prior to submitting the license application.

• Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

• Surplus Lines applicants must hold active Insurance Producer License with Property and Casualty Line of Authority in Minnesota.

• Applicant must provide a valid business email.

• Amendments are allowed if applicant has an active state resident license. Applicant may only amend for lines of authority (LOAs) not already active.

• If license type is Insurance Producer and the LOAs date status effective is greater than one (1) year or if inactive for any reason other than failure to renew, applicant should be able to apply for a new license through NIPR's Resident License (RL) Application.

• A Catastrophe Adjusters license is active for six (6) months. Catastrophe Adjusters may extend their license for an additional six (6) months if done so before the end of the first six (6) months.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail or email at licensing.commerce@state.mn.us.

• Applicant must hold an active resident Producer license in Minnesota to apply for a Reinsurance Intermediary Broker or a Reinsurance Intermediary Manager license.

• TENNESSEN WARNING
  • The Minnesota Department of Commerce will ask for information, such as a SSN, that is classified as private data under the Minnesota Government Data Practices Act (Minnesota Statutes, chapter 13). The Data Practices Act requires any governmental entity asking an individual to supply private data to inform the individual of:
    • The purpose and intended use of the requested data.
    • Whether the individual may refuse to supply the requested data or is legally required to supply it.
    • Any known consequence of supplying or refusing to supply private data.
    • The identity of other persons or entities authorized by state or federal law to receive the data.

  • The information contained in 1-4 is called a "Tennessen Warning" and is set forth below. The Tennessen Warning also satisfies the federal notice requirement under 5 U.S.C. 552a Note, which is triggered by our request for private data on the application.

  • If the Commissioner of Commerce issues a license, all information contained in the application, except SSN and non-designated addresses, will be public pursuant to Minnesota Statutes, section 13.41, subdivision 5.

  • The data given is needed to identify applicant, enable contact when required, assist in determining qualifications and eligibility of the license applied for, comply with certain federal and state reporting requirements, and evaluate the administration and management of this licensing/registration program. Applicant is legally required to supply all of the data required on the uniform application pursuant to Minnesota Statutes, section 60K.36, subdivision 2 as a insurance producer, or Minnesota Statutes, section 72B.04, subdivision 4, as not legally required to supply any other data requested on the application. Refuse to supply data requested on the application, and the application will not be processed. Whatever information supplied to the Department will be maintained by the state, whether or not your application is approved. The information is collected on the application will be classified as either public or private data. Public data will be accessible to the public. Private data, specifically about the applicant, will only be accessible to:
    • The applicant.
    • State personnel who determine licensure eligibility.
    • Employees of license database vendors.
    • The Minnesota Department of Revenue (Minnesota Statutes, section 270C.72, subdivision 4).
    • The public authority responsible for child support in Minnesota (Minnesota Statutes, section 256.978).
    • Any appropriate person(s) or agency, if the Commissioner or Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety.
    • Person(s) authorized by a court order.
    • Any person authorized by state or federal law.