MINNESOTA Resident Licensing for Individuals

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State Announcements

There are no announcements for Minnesota at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Surplus Lines applicants must hold active insurance producer License with Property and Casualty Line of Authority in Minnesota.

Applicant must provide a valid business email.

Amendments are allowed if applicant has an active state resident license. Applicant may only amend for lines of authority (LOAs) not already active.

If license type is insurance producer and the LOAs date status effective is greater than one (1) year or if inactive for any reason other than failure to renew, applicant should be able to apply for a new license through NIPR's Resident License (RL) Application.

A Catastrophe Adjusters license is active for six (6) months. Catastrophe Adjusters may extend their license for an additional six (6) months if done so before the end of the first six (6) months.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Applicant must hold an active Resident Producer license in Minnesota to apply for a Reinsurance Intermediary Broker or a Reinsurance Intermediary Manager license.

Res Reinsurance Intermediary Manager applicants must submit a bond or a copy of Fidelity and Errors and Omissions Insurance policy to licensing.commerce@state.mn.us. Scan the declarations page of any fidelity and errors and omissions insurance policies or bonds, naming the applicant and its several members, that may be considered to meet the requirements of Minn. Stat. §60A.71, subd. 3.


TENNESSEN WARNING

The Minnesota Department of Commerce will ask for information, such as a SSN, that is classified as private data under the Minnesota Government Data Practices Act (Minnesota Statutes, chapter 13). The Data Practices Act requires any governmental entity asking an individual to supply private data to inform the individual of:

  1. The purpose and intended use of the requested data.
  2. Whether the individual may refuse to supply the requested data or is legally required to supply it.
  3. Any known consequence of supplying or refusing to supply private data.
  4. The identity of other persons or entities authorized by state or federal law to receive the data.

The information contained in 1-4 is called a "Tennessen Warning" and is set forth below. The Tennessen Warning also satisfies the federal notice requirement under 5 U.S.C. 552a Note, which is triggered by our request for private data on the application.

If the Commissioner of Commerce issues a license, all information contained in the application, except SSN and non-designated addresses, will be public pursuant to Minnesota Statutes, section 13.41, subdivision 5.

The data given is needed to identify applicant, enable contact when required, assist in determining qualifications and eligibility of the license applied for, comply with certain federal and state reporting requirements, and evaluate the administration and management of this licensing/registration program. Applicant is legally required to supply all of the data required on the uniform application pursuant to Minnesota Statutes, section 60K.36, subdivision 2 as a insurance producer, or Minnesota Statutes, section 72B.04, subdivision 4, as not legally required to supply any other data requested on the application. Refuse to supply data requested on the application, and the application will not be processed. Whatever information supplied to the Department will be maintained by the state, whether or not your application is approved. The information is collected on the application will be classified as either public or private data. Public data will be accessible to the public. Private data, specifically about the applicant, will only be accessible to:

  1. The applicant.
  2. State personnel who determine licensure eligibility.
  3. Employees of license database vendors.
  4. The Minnesota Department of Revenue (Minnesota Statutes, section 270C.72, subdivision 4).
  5. The public authority responsible for child support in Minnesota (Minnesota Statutes, section 256.978).
  6. Any appropriate person(s) or agency, if the Commissioner or Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety.
  7. Person(s) authorized by a court order.
  8. Any person authorized by state or federal law.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Insurance Producer Life
Insurance Producer Accident & Health
Insurance Producer Property
Insurance Producer Casualty
Insurance Producer Variable Annuities & Variable Life
Insurance Producer Personal Lines
Insurance Producer Farm Property & Liability
Insurance Producer Bail Bonds
Insurance Producer Credit
Insurance Producer Title
Insurance Producer Travel
Resident Surplus Lines Surplus Lines
Resident Catastrophe Adjuster Catastrophe Adjuster Crop Insurance
Resident Catastrophe Adjuster Catastrophe Adjuster Property & Casualty
Resident Crop Hail Adjuster None
Resident Independent Adjuster Independent Adjuster Property & Casualty
Resident Independent Adjuster Independent Adjuster Workers' Compensation
Resident Independent Adjuster Independent Adjuster Crop Insurance
Resident Public Adjuster Public Adjuster Property & Casualty
Resident Public Adjuster Public Adjuster Crop Insurance
Resident Public Adjuster Public Adjuster Workers' Compensation
Res Reinsurance Intermediary Managers None
Res Reinsurance Intermediary Brokers None

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Amendment Fee
Resident Producer / All LOAs $50.00 per LOA + $10.00 (Technology Fee) $50.00 per LOA + $10.00 (Technology Fee)
Resident Surplus Lines / Surplus Lines $500.00 N/A
Resident Independent Adjuster / All LOAs $50.00 + $10.00 (Technology Fee) $50.00 + $10.00 (Technology Fee)
Resident Public Adjuster / All LOAs $50.00 + $10.00 (Technology Fee) $50.00 + $10.00 (Technology Fee)
Resident Crop Hail Adjuster / All LOAs $50.00 N/A
Resident Catastrophe Adjuster / All LOAs $20.00 $20.00
Res Reinsurance Intermediary Managers / None $200.00 N/A
Res Reinsurance Intermediary Brokers / None $200.00 N/A

* Per application.

Technology fee - The 2007 legislature passed a provision that requires many applicants for licensure and current licensees to pay up to a $10.00 fee to cover the costs associated with implementing the Department's electronic licensing systems. This new legislation affects insurance producers, public adjusters and independent adjusters and is added to the total cost of the license or license renewal. In return for paying the technology fee, insurance producers and their education providers will no longer have to pay on a per transaction basis to use many of the online services such as printing a license, requesting letters of certification, making address or name changes, etc.

Contacts

Last Update: 9/08/2017

MINNESOTA Resident Licensing for Business Entities

APPLY HERE

State Announcements

There are no announcements for Minnesota at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
No Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Business Entity applicants must be one of the Legal Business Types listed below.

  1. Corporation
  2. Partnership
  3. Limited Liability Company (LLC)
  4. Limited Liability Partnership (LLP)

Resident Individual Proprietor Agency applicants must choose Sole Proprietor as the Business Type to be able to apply for this license class.

Applicant must provide a valid business email address.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active Resident or Non-Resident license in Minnesota.

At least one (1) of the entities listed for an Owner, Partner, Officer, or Director must be an individual.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.



TENNESSEN WARNING

The Minnesota Department of Commerce will ask for information, such as a SSN, that is classified as private data under the Minnesota Government Data Practices Act (Minnesota Statutes, chapter 13). The Data Practices Act requires any governmental entity asking an individual to supply private data to inform the individual of:

  1. The purpose and intended use of the requested data.
  2. Whether the individual may refuse to supply the requested data or is legally required to supply it.
  3. Any known consequence of supplying or refusing to supply private data.
  4. The identity of other persons or entities authorized by state or federal law to receive the data.

The information contained in 1-4 is called a "Tennessen Warning" and is set forth below. The Tennessen Warning also satisfies the federal notice requirement under 5 U.S.C. 552a Note, which is triggered by our request for private data on the application.

If the Commissioner of Commerce issues a license, all information contained in the application, except SSN and non-designated addresses, will be public pursuant to Minnesota Statutes, section 13.41, subdivision 5.

The data given is needed to identify applicant, enable contact when required, assist in determining qualifications and eligibility of the license applied for, comply with certain federal and state reporting requirements, and evaluate the administration and management of this licensing/registration program. Applicant is legally required to supply all of the data required on the uniform application pursuant to Minnesota Statutes, section 60K.36, subdivision 2 as a insurance producer, or Minnesota Statutes, section 72B.04, subdivision 4, as not legally required to supply any other data requested on the application. Refuse to supply data requested on the application, and the application will not be processed. Whatever information supplied to the Department will be maintained by the state, whether or not your application is approved. The information is collected on the application will be classified as either public or private data. Public data will be accessible to the public. Private data, specifically about the applicant, will only be accessible to:

  1. The applicant.
  2. State personnel who determine licensure eligibility.
  3. Employees of license database vendors.
  4. The Minnesota Department of Revenue (Minnesota Statutes, section 270C.72, subdivision 4)
  5. The public authority responsible for child support in Minnesota (Minnesota Statutes, section 256.978).
  6. Any appropriate person(s) or agency, if the Commissioner or Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety.
  7. Person(s) authorized by a court order.
  8. Any person authorized by state or federal law.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Resident Agency None Yes
Resident Individual Proprietor Agency None Yes
Resident Crop Hail Adjuster Agency None Yes
Resident Independent Adjuster Agency None Yes
Resident Public Adjuster Agency None Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Amendment Fee *
Resident Producer / None $200.00 N/A
Resident Individual Proprietor Agency / None $0.00 $0.00
Resident Crop Hail Adjuster Agency / None $50.00 N/A
Resident Independent Adjuster Agency / None $50.00 N/A
Resident Public Adjuster Agency / None $50.00 N/A

* Per application.

Technology fee - The 2007 legislature passed a provision that requires many applicants for licensure and current licensees to pay up to a $10.00 fee to cover the costs associated with implementing the Department's electronic licensing systems. This new legislation affects insurance producers, public adjusters and independent adjusters and is added to the total cost of the license or license renewal. In return for paying the technology fee, insurance producers and their education providers will no longer have to pay on a per transaction basis to use many of the online services such as printing a license, requesting letters of certification, making address or name changes, etc.

Contacts

Last Update: 9/08/2017

APPLY HERE