MICHIGAN Non-Resident Licensing for Individuals

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State Announcements

There are no announcements for Michigan at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
No License printing available electronically.

License Printing

Michigan does not offer license printing services electronically. To document licensure, companies should make a screen print of the producer's license status from the DIFS Insurance License Locator or from NIPR'S Producer Database (PDB).

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Individual's license number is the National Producer Number (NPN).

Applicants who are currently employed by, own stock in, are an officer or director of, or are in any other manner connected with a funeral establishment, mortuary, or cemetery cannot hold an insurance license in Michigan except the limited life license.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Applicants are allowed to use P.O. Boxes for mailing addresses. A physical address is required in the residence or home address only. 

Applicants must supply CRD # on application when applying for Variable Annuities.

Non-Resident Counselor applicants must be licensed for the requested lines in their resident state.

Applicants for a non-resident Surplus Lines license must hold an active non-resident license for Property & Casualty in their resident state prior to applying for Surplus Lines.

Applicant must provide every individual's birth date listed on the application.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax:

  • A written statement explaining the circumstances.
  • A certified copy of the official document which demonstrates the resolution of the charges.
  • Any final judgment.

Please include on any and all correspondence:

  • Name
  • SSN / FEIN
  • NIPR transaction number

If submitting application for additional qualifications within thirty (30) days of first application, must contact NIPR at (855) 674-6477 to delete first application ID. Michigan will rely on verification of applicant's resident license through the Producer Database (PDB) in lieu of original letter of certification.

Prior to filing an application applicant's with conviction histories are strongly encouraged to review Chapter 12 of the Michigan Insurance Code and the Guiding Principles found on Michigan's state website for complete information on license eligibility.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Producer Life
Producer Accident & Health
Producer Property
Producer Casualty
Producer Variable Annuities
Producer Personal Lines
Producer Credit Products
Producer Surety & Fidelity
Producer Travel
Producer Crop
Producer Title
Producer Limited Lines Property & Casualty
Producer Limited Life
Surplus Lines None
Solicitor Property
Solicitor Casualty
Solicitor Personal Lines
Solicitor Limited Lines Property & Casualty
Counselor Life
Counselor Multiple Lines Property & Casualty
Counselor Accident & Health

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Amendment Fee* Reinstatement Fee
Non-Resident Producer / All LOAs $10.00 $10.00  $10.00 (total reinstatement fee)
Non-Resident Surplus Lines/None $110.00 N/A $110.00 (total reinstatement fee)
Non-Resident Solicitor/All LOAs $20.00 $20.00  $20.00 (total reinstatement fee)
Non-Resident Counselor/All LOAs $20.00 $20.00  $20.00 (total reinstatement fee)

* Per application.
* Amendment fee may include 1 or more LOAs.

Contacts

Last Update: 12/22/2016

MICHIGAN Non-Resident Licensing for Business Entities

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State Announcements

There are no announcements for Michigan at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
No License printing available electronically.

License Printing

Michigan does not offer license printing services electronically. To document licensure, companies should make a screen print of the producer's license status from the DIFS Insurance License Locator or from NIPR'S Producer Database (PDB).

Business Rules (Business Entity)

Business entity's license number is the state specific ID.

Applicants are allowed to use P.O. Boxes for mailing addresses. A physical address is required in the residence or home address only. A Michigan physical address is required in the business address.

Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.

Surplus lines applicants must currently hold an active resident license for property, casualty, or accident & health prior to applying for surplus lines.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license with Michigan.

DRLP's must be submitted prior to application.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax:

  • A written statement explaining the circumstances.
  • A certified copy of the official document which demonstrates the resolution of the charges.
  • Any final judgment.

Please include on any and all correspondence:

  • Name
  • SSN / FEIN
  • NIPR transaction number

If submitting application for additional qualifications within thirty (30) days of first application, must contact NIPR at (855) 674-6477 to delete first application ID. Michigan will rely on verification of applicant's resident license through the Producer Database (PDB) in lieu of original letter of certification.

Prior to filing an application applicant's with conviction histories are strongly encouraged to review Chapter 12 of the Michigan Insurance Code and the Guiding Principles found on Michigan's state website for complete information on license eligibility.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Producer Life Yes
Producer Accident & Health Yes
Producer Property Yes
Producer Casualty Yes
Producer Variable Annuities Yes
Producer Personal Lines Yes
Producer Credit Products Yes
Producer Surety & Fidelity Yes
Producer Travel Yes
Producer Crop Yes
Producer Title Yes
Producer Limited Lines Property & Casualty Yes
Producer Limited Life Yes
Surplus Lines None Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Amendment Fee* Reinstatement Fee
Non-Resident Producer / All LOAs $10.00 $10.00  $10.00 (total reinstatement fee)
Non-Resident Surplus Lines / All LOAs        $110.00 N/A $110.00 (total reinstatement fee)

* Per application.
* May Include 1 or more LOAs

Contacts

Last Update: 12/22/2016

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