MARYLAND Resident Licensing for Individuals

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State Announcements

Posted: 4/17/17

If you have already submitted an application, please contact the insurance producer Licensing Unit of the Maryland Insurance Administration.
Please do not submit duplicate applications.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

MD Adviser applicants: Please note selecting the incorrect license type and LOAs will not result in the issuance of an insurance producer license. Maryland refers to an insurance producer as: A person or an entity who sells, solicits, or negotiates insurance contracts. An adviser is referred to as a person that, for compensation examines or offers to examine policy, annuity contract, or pure endowment contract for the purpose of giving or offers advice or information. Please select the correct license type. For questions contact the Maryland Insurance Administration Customer Service at 1-888-204-6198.

If adviser is the correct license selection, please submit your original bond in the amount of $1000.00 directly to the Maryland Insurance Administration to have the application resolved.

Initial Title Producer applications must be submitted via a paper application directly to state.

Initial Self-Service Storage license applications must be submitted via a paper application directly to state.

The Maryland supplement is only required for those requesting the title line of authority (LOA), applying for a surplus lines license, or non-residents requesting a limited LOA not issued by Maryland.

Reinstatements through the Resident License (RL) Application are allowed if license is inactive for over one (1) year and one (1) day after expiration date.

Viatical settlement brokers must hold an active Maryland insurance producer License with the Life line of authority.

Adviser variable applicants must also apply for or actively hold an active Maryland Adviser License with the Life and Health line of authority. In addition Surplus Lines applicants are required to hold a $1,000 Adviser Surety bond.

Variable applicants must also hold life within requested license class.

Motor Club Representatives cannot reinstate electronically through NIPR.

Applicants for the variable line of authority (LOA) must supply a FINRA Central Registry Depository (CRD) number on the application.  If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Surplus lines broker applicants should hold an active Maryland insurance producer License with the Property & Casualty lines of authority prior to submitting the Surplus Lines Broker application.  In addition Surplus Lines applicants are required to hold a $10,000 Surplus Lines Surety bond.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Exam Required
Insurance Producer Life Yes
Insurance Producer Health Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Variable Life & Annuity Products No
Insurance Producer Personal Lines Yes
Insurance Producer Credit Products No
Insurance Producer Travel No
Adviser Adviser Life & Health Yes
Adviser Adviser Property & Casualty Yes
Adviser Adviser Variable No
Public Adjuster None Yes
Surplus Lines Broker None No
Motor Club Representative None No
Viatical Settlement Broker None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Insurance Producer / All LOAs $54.00 $54.00
Adviser / All LOAs $100.00 - If application date is less than, or equal to (1) year of 06/30/odd year.

$200.00 - If application date is greater than one (1) year from 06/30/odd year.
$100.00 - If application date is less than, or equal to (1) year of 06/30/odd year.

$200.00 - If application date is greater than one (1) year from 06/30/odd year.
Public Adjuster / None $25.00 - If application date is less than, or equal to, one (1) year of 06/30/odd year.

$50.00 - If application date is greater than one (1) year from 06/30/odd year.
$25.00 - If application date is less than, or equal to, one (1) year of 06/30/odd year.

$50.00 - If application date is greater than one (1) year from 06/30/odd year.
Surplus Lines Broker / None $100.00 - If date of application is LESS than 1 year from or EQUAL to insurance producer License Expiration Date.

$200.00 - If date of application is greater than (1) year from insurance producer License Expiration Date.
$100.00 - If date of application is LESS than 1 year from or EQUAL to insurance producer License Expiration Date.

$200.00 - If date of application is GREATER than 1 year from insurance producer License Expiration Date
Motor Club Representative / None $3.00 - if date of application is September 1st – April 30th.

$5.00 - if date of application is May 1st – August 31st.

N/A

Motor Club Representatives may not reinstate through NIPR
Viatical Settlement Broker / None $250.00 $250.00

* Per application.

License amendments for insurance producer are $0.00.

Contacts

Last Update: 9/08/2017

MARYLAND Resident Licensing for Business Entities

APPLY HERE

State Announcements

Posted: 4/17/17

If you have already submitted an application, please contact the insurance producer Licensing Unit of the Maryland Insurance Administration.
Please do not submit duplicate applications.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Reinstatements through the Resident License (RL) Application are allowed if license is inactive for over one (1) year and one (1) day after expiration date.

Viatical settlement brokers must hold an active Maryland insurance producer License with the Life line of authority

Variable applicants must also hold Life within requested license class.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Surplus lines brokers, insurance producer Title, Adviser and Third Party Administrator license applicants are deferred. The transaction will be reviewed by the state. Please submit your original bond directly to the Maryland Insurance Administration to have the application resolved.

Motor Vehicle Rental Company and Motor Vehicle Rental Franchise applicants are deferred. Please submit all required documents directly to the Maryland Insurance Administration to have the application resolved.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application, excluding motor vehicle rental corporation, motor vehicle rental franchisee, portable electronics, viatical settlement broker, viatical settlement provider or third party administrators.

The DRLPs provided on the application must have an active resident or non-resident license and must cumulatively cover all LOAs requested on the application.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Insurance Producer Life Yes
Insurance Producer Health Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Personal Lines Yes
Insurance Producer Variable Life & Annuity Products Yes
Insurance Producer Credit Products Yes
Public Adjuster None Yes
Surplus Lines Broker None Yes
Third Party Administrator None Yes
Motor Vehicle Rental Corporation None No
Motor Vehicle Rental Franchise None No
Portable Electronics None No
Viatical Settlement Broker None No
Viatical Settlement Provider None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / Lines of Authority Combination Fee * Reinstatement Fee *
Insurance Producer / All Lines of Authority $54.00 $54.00
Public Adjuster / None $25.00 - If application date is less than, or equal to, one (1) year of 06/30/odd year.

$50.00 - If application date is greater than one (1) year from 06/30/odd year.
$25.00 - If application date is less than, or equal to, one (1) year of 06/30/odd year.

$50.00 - If application date is greater than one (1) year from 06/30/odd year.
Surplus Lines Broker / None $100.00 - If date of application is LESS than 1 year from or EQUAL to insurance producer License Expiration Date

$200.00 - If date of application is GREATER than 1 year from insurance producer License Expiration Date
$100.00 - If date of application is LESS than 1 year from or EQUAL to insurance producer License Expiration Date

$200.00 - If date of application is GREATER than 1 year from insurance producer License Expiration Date
Third Party Administrator / None $250.00 $250.00
Motor Vehicle Rental Corporation / None $54.00 $54.00
Motor Vehicle Rental Franchise / None $54.00 $54.00
Portable Electronics / None $54.00 $54.00
Viatical Settlement Broker / None $250.00 $250.00
Viatical Settlement Provider / None $1,000.00 $1,000.00

* Per application.

Contacts

Last Update: 9/08/2017

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