Illinois prefers that you use the electronic application; paper applications can take six (6) to ten (10) weeks to process.
Applicants applying for a Surplus Lines Producer license must read Section 445 of the Illinois Insurance Code and Section 2801 of the Illinois Administrative Code regarding Surplus Lines. Failure to comply with these regulations may result in fines and penalty fees. Please go to [http://nipr.com/surplus_lines/illinois_state_sl_message.htm] to read the Surplus Lines Laws and Regulations for the State of Illinois.
Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.
Initial resident license transactions for Limited Lines Producer and Temporary Producer classes must be completed so that companies can submit an appointment to allow Illinois to issue the license.
- Please note: If an appointment is not submitted and approved by the state within thirty (30) days of the insurance producer obtaining the initial license, the license will be automatically cancelled. Appointments will not be accepted if the license on PDB is inactive or has a cancelled status.
- Multiple companies may hold appointments (licenses) on the Producer Database (PDB) for any one (1) individual.
An affiliation is not required and the applicant may skip the "Affiliations" page on the uniform application.
New Resident Producers will be unable to apply on-line for five (5) days after the completion of their exams (all parts) through Pearson Vue. In order to be eligible to apply for these lines of authority (LOAs) at that time, insurance producers must also have completed pre-licensing. Please check with the prelicensing and exam provider to be sure all parts have been passed and submitted before contacting NIPR or the Illinois Department of Insurance.
Applicant must not have another active resident state on the PDB.
Applicant must provide residence, business and mailing address in Illinois. P.O. Box is only accepted for mailing address. Residence and business address must be the physical address.
Applicant whose insurance producer license expired within the last twelve (12) months (or with a cancelled license) may reinstate through the Resident License (RL) Application for double the normal licensing fee.
- Reinstatements are exempt from exam requirements during this time, but are required to meet certified education requirements.
- Following the twelve (12) month period after expiration, applicant may reapply through the Resident License (RL) Application for the normal fee for LOAs, but must re-take both Pre-Licensed Education Requirements (PLE) and required exam.
Illinois only allows amendments to an insurance producer license if the license is active and not expired. The applicant must meet the pre-licensing and exam requirements to apply for the requested LOA. Illinois does not charge a state fee for amendments.
Limited Lines Producer license will go through the appointment renewal process as long as the license is active in order to renew the license.
Temporary Producer licenses will automatically expire after ninety (90) days and are not renewable.
Navigator certificate licenses are only issued for one (1) year.
Illinois Department of Insurance requires proof that the navigator federal training was taken before issuing a Navigator license. Please scan and email a copy of the transaction receipt with the resident license transaction number on it and a copy of the certificate of completion of the entire federal training provided at the end of the online training course to the Illinois Department of Insurance. This step is necessary in order to confirm the applicant's completion of the federal training program. Please submit documentation the state website.
Navigator Certificate license class applicants whose license expired within the past twelve (12) months must reapply for the license through the Resident License application.
Applicants for the variable LOA must supply FINRA CRD number on application.
Applicants applying for either property, casualty or both will not be able to apply for personal lines.
Applicants applying for an insurance producer license must pass both the required exam and pre-licensing exam.
Limited Lines Producer license class and Temporary Producer license class are exempt from pre-licensing and exams.
If applying for the license type Surplus Lines Producer class, then applicant must hold an active insurance producer license with equivalent property and casualty qualification in Illinois.
An agent can only apply for one (1) temporary license in their lifetime. If a temporary license is applied for and there is an active or inactive Temporary Producer license class on PDB, the transaction will be declined.
Limited Lines Producer license class and the Temporary Producer license class:
- Are exempt from pre-licensing and exams.
- Initial resident license (RL) transaction must be completed so that companies can submit an appointment to allow Illinois to issue a license for these particular limited lines and Temporary Producer licenses.
- an insurance producer is only allowed to obtain one (1) Temporary Producer license per lifetime.
Note: If an appointment is not submitted and approved by the state within thirty (30) days of the insurance producer obtaining the initial license, the license will be automatically cancelled. Appointments will not be accepted if the license on (PDB) is in inactive or cancelled status.
Note for Limited Lines Producer license: If the license is in inactive or cancelled status on (PDB), the insurance producer will then have to reapply for the license class again so that the company can submit an appointment.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse.The documents may also be submitted to the state via mail, email, or fax. Paper applications can take six to ten weeks to process.