IOWA Resident Licensing for Individuals

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State Announcements

There are no announcements for Iowa at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be eighteen (18) years old or older as determined from the applicant’s date of birth.

Applicant must not hold another active resident license in another state or a non-resident license in Iowa.

Applicant must not have any serious RIRS actions or SAD actions. Please contact the state if applicable.

All Non-Citizens of the U.S. must provide a copy of a work permit issued by the Department of Immigration the state.

Applicant must pass an examination for all lines of authority (LOAs) except variable. Iowa exams are valid for ninety (90) days from the exam date. For any questions regarding exams please contact the state.

Variable applicants must have passed Series 6 or 7 and Series 63 or 66. Iowa Department of Insurance will verify through FINRA. Applicants for the variable LOA must supply FINRA CRD number on application.

If applying for variable life/variable annuity LOA, applicant must hold an active life LOA or be applying simultaneously within the same application.

Applicant is required to supply five (5) years of employment history in the application without date gaps. This can be full and part-time work, self-employment, military service, unemployment and full-time education.

Applicant can reinstate license up to and including twelve (12) months from the date of the license expiration through the Resident License Renewal (RLR) Application. If license has been non-renewed for more than twelve (12) months, it will be processed as a new application through the Resident License (RL) Application.

All licenses that have been cancelled, surrendered, or terminated for over thirty (30) days need to apply as a new insurance producer.

All applications for public adjuster are deferred to the state for Proof of Financial Responsibility. See Iowa Administrative Code 191—55.10(82GA, HF499) Evidence of financial responsibility.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Insurance Producer Life
Insurance Producer Accident & Health
Insurance Producer Variable Life, Variable Annuity
Insurance Producer Property
Insurance Producer Casualty
Insurance Producer Personal Lines
Insurance Producer Credit
Insurance Producer Surety
Insurance Producer Crop
Public Adjuster None
Surplus Lines Producer None

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Insurance Producer / All LOAs $50.00 $50.00
Public Adjuster / None $50.00 $50.00
Surplus Lines Producer / None $50.00 $50.00

* Per application.

There is no fee to amend license.

Contacts

Last Update: 9/08/2017

IOWA Resident Licensing for Business Entities

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State Announcements

There are no announcements for Iowa at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
No Accepts limited lines of authority.
No Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Third Party Administrator applicant can reinstate license up to and including twelve (12) months from the date of the license expiration through the Resident License Renewal (RLR) Application. If license has been non-renewed for more than twelve (12) months, it will be processed as a new application through the Resident License (RL) Application.

All licenses that have been cancelled, surrendered, or terminated for over thirty (30) days need to apply as a new insurance producer.

Designate one Responsible Licensed Producer (DRLP) that holds an active resident or non-resident license in Iowa. This DRLP will have full responsibility for the conduct of all business transactions of the business entity or of insurance producers affiliated with the business entity.

Third Party Administrator applications do not require a Designated Responsible Licensed Producer (DRLP).

All Third Party Administrator licenses will be sent to the state for review for Proof of Financial Responsibility. See Iowa Administrative Code  191—58.3 (505,510) Evidence of financial responsibility.

All insurance agency licenses are issued for three (3) years and all licenses expire on the last day of formation/incorporation month in the renewal year. A license is good for the remainder of the calendar year in which application is made plus three (3) additional years.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Business Entity Producer Determined by affiliated Insurance Producer Yes
Third Party Administrator None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Business Entity Producer / Determined by affiliated Insurance Producer $50.00 $50.00
Third Party Administrator / None $100.00 $100.00

* Per application.

Contacts

Last Update: 9/08/2017

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