GEORGIA Resident Licensing for Individuals

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State Announcements

There are no announcements for Georgia at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

There must be no serious RIRS actions or 1033 actions for the applicant. Please contact the state for additional information, if applicable.

Employment history is required for all individual applicants for the past five (5) years contiguously with no gaps to current date. This includes full and part-time work, self-employment, military service, unemployment and full-time education.

Applicant must provide a valid mailing address and business address. P.O Boxes are not allowed. Applicant must provide a valid mailing and business address. The business address must be in the state of Georgia.

Applicants who are non-citizen must provide proof of eligibility to work in the U.S. to the state of Georgia.

The following licenses types are required to take examinations prior to applying for Georgia resident license: agent-residents, surplus lines, adjusters, and limited counselors-health. These application will be deferred to the state for verification of exams and scores.

Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application and hold or apply for life within the same application.

Public adjuster-resident license applicants must select both public adjuster casualty and public adjuster property LOAs.

Personal lines applicants cannot apply if they actively hold both property and casualty LOAs.

Surplus lines applicants:

  • A waiver of examination can be granted if applicant holds CPCU designation. Submit proof of CPCU designation to application and send directly to the state.
    • Waiver of examination can be granted if applicant was previously licensed for same lines in prior home state; license in that state must be active at the time of moving to Georgia, applicant must submit original clearance letter from prior home state and must apply for licensure within ninety (90) days of the date of the move to Georgia.
  • Applicants must hold an active Georgia agent - resident property & agent - resident casualty as an agent to be eligible for surplus lines.
    • Applicants must hold an active Georgia agent – resident property & agent – resident casualty as an agent to be eligible for surplus lines.
    • Completion of $50,000 surplus lines bond required for licensing. Click here to print the bond form and send to the state.

Applications for “inactive” or “cancelled” licenses with a status reason other than “failure to renew” or “canceled for continuing education- reinstatable” will be allowed through Resident License (RL) Application. If they do hold these statuses these licenses are considered reinstatements and should use Resident License Renewal (RLR) Application.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


Beginning January 1st, 2012, the Georgia Department of Insurance requires every applicant to verify proof of lawful presence in the United States by submitting the following documents along with the application: All applicants will be required to submit these documents with the application before the application can be processed.You may scan the documents and submit them to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Passing Exam Required before Application
Agent - Resident Agent - Life Yes
Agent - Resident Agent - Accidents & Sickness Yes
Agent - Resident Agent - Property Yes
Agent - Resident Agent - Casualty Yes
Agent - Resident Agent - Personal Lines Yes
Agent - Resident Agent - Variable Products Yes
Agent - Resident Agent - Credit No
Agent - Resident Agent - Travel Ticket No
Agent - Resident Agent - Travel, Accident & Sickness No
Agent - Resident Agent - Title No
Surplus Lines Broker - Resident Surplus Lines - Property Yes
Surplus Lines Broker - Resident Surplus Lines - Casualty Yes
Crop/Hail Adjuster - Resident Crop/Hail Adjuster - Crop/Hail Yes
Workers' Compensation Adjuster - Resident Workers' Compensation No
Public Adjuster - Resident Public Adjuster - Property Yes
Public Adjuster - Resident Public Adjuster - Casualty Yes
Adjuster (Resident) Adjuster - Property Yes
Adjuster (Resident) Adjuster - Casualty Yes
Resident Limited Health Counselor Limited Counselor - Health No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee ** Amendment Fee **
Agent - Resident / Any single LOA; or Agent-Property and Agent-Casualty; or Agent-Life and Agent-Accident and Sickness $100.00 $100.00 $100.00
Agent-Resident / Agent-Property, Agent-Casualty, Agent-Life, Agent-Accident and Sickness $200.00

if applying for all four LOAs within the same application.

$200.00

if applying for all four LOAs within the same application.

$200.00

if applying for all four LOAs within the same application.

Surplus Lines Broker - Resident / All LOAs $600.00 $600.00 $600.00
Crop/Hail Adjuster-Resident / Crop/Hail Adjuster - Crop Hail $100.00 $100.00 $100.00
Workers' Comp Adjuster-Resident / Workers' Compensation $100.00 $100.00 $100.00
Public Adjuster-Resident / All LOAs $100.00 $100.00 $100.00
Adjuster (Resident) / All LOAs $100.00 $100.00 $100.00
Resident Limited Health Counselor / Limited Counselor - Health $100.00 $100.00 $100.00

* Per application.

Additional fees include:

  • $15.00 Application Fee is charged for each license class offered to an individual. This fee applies to first time or amended licenses and reinstatements. There will always be at least a $100.00 charge in addition to the application fee for an individual.

Reinstatement applies when a license is one (1) day through one (1) year past the expiration date.

Contacts

Last Update: 12/28/2016

GEORGIA Resident Licensing for Business Entities

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State Announcements

There are no announcements for Georgia at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
No Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Applicant must be one of the following legal business types.

  • Corporation
  • Partnership
  • Limited Liability Company (LLC)
  • Limited Liability Partnership (LLP)
  • Sole Proprietor

Applicant must provide a valid mailing address and business address. The business address must be in the state of Georgia, P.O. Boxes are allowed.

There must be no serious RIRS actions or 1033 actions for the applicant. Please contact the state for additional information, if applicable.

Applications for “inactive” or “cancelled” licenses with a status reason other than “failure to renew” or “canceled for continuing education- reinstatable” will be allowed through Resident License (RL)) Application. If they do hold these statuses these licenses are considered reinstatements and should use Resident License Renewal (RLR) Application.

Personal lines applicants cannot apply if they actively hold both property and casualty lines of authority (LOAs).

Surplus lines applicants:

  • A waiver of examination can be granted if applicant holds CPCU designation. Submit proof of CPCU designation to application and send directly to the state.
    • Waiver of examination can be granted if applicant was previously licensed for same lines in prior home state; license in that state must be active at the time of moving to Georgia, applicant must submit original clearance letter from prior home state and must apply for licensure within ninety (90) days of the date of the move to Georgia.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on application. The DRLP(s) must cumulatively cover all lines of authority requested on the application. The LOA must be active on the DRLP(s) license. Exception for DRLP requirement: rental company - resident, self storage provider - resident, and retail vendors of PEI licenses do not require a DRLP.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


Upon renewal every non us citizen must provide: All applicants will be required to submit these documents with the application before the application can be processed.You may scan the documents and submit them to the state via mail, email, or fax.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Principal Agency - Resident Principal Agency - Life Yes
Principle Agency - Resident Principle Agency - Accident & Sickness Yes
Principle Agency - Resident Principle Agency - Property Yes
Principle Agency - Resident Principle Agency - Casualty Yes
Principle Agency - Resident Principle Agency - Personal Lines Yes
Principle Agency - Resident Principle Agency - Variable Products Yes
Branch Agency - Resident Branch Agency - Life Yes
Branch Agency - Resident Branch Agency - Accident & Sickness Yes
Branch Agency - Resident Branch Agency - Property Yes
Branch Agency - Resident Branch Agency - Casualty Yes
Branch Agency - Resident Branch Agency - Personal Lines Yes
Branch Agency - Resident Branch Agency - Variable Products Yes
Principal Agency - Resident Principle Agency - Credit Yes
Principle Agency - Resident Principle Agency - Travel Ticket Yes
Principle Agency - Resident Principle Agency - Travel, Accident & Sickness Yes
Branch Agency - Resident Branch Agency - Credit Yes
Branch Agency - Resident Branch Agency - Travel Ticket Yes
Branch Agency - Resident Branch Agency - Travel, Accident & Sickness Yes
Branch Agency - Resident Branch Agency - Title Yes
Priniciple Agency - Resident Principle Agency - Title Yes
Rental Company - Resident No Lines No
Retail Vendor or Portable Electronics Insurance - Resident No Lines No
Self Storage Provider - Resident No Lines No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee * Amendment Fee *
Principle Agency-Resident / All LOAs $100.00 $100.00 $100.00
Branch Agency-Resident / All LOAs $20.00 $20.00 $20.00
Rental Company Resident / No Lines $100.00** $100.00** $100.00**
Retail Vendor of Portable Electronics Insurance / No Lines $100.00** $100.00** $100.00**
Self Storage Provider / No Lines $100.00** $100.00** $100.00**

* Per application.
**Additional $15.00 application fee included.

Application Fees do not apply to business entity applications with the exception on; retail vendors of PEI RES, self storage provider - resident, and rental company-resident license, which are not considered an agency to Georgia Department of Insurance and in this case it is required.

Contacts

Last Update: 12/05/2016

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