DELAWARE Resident Licensing for Individuals

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State Announcements

There are no announcements for Delaware at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License Application.
Yes License printing available electronically.
Yes Applicant must currently hold or be applying for life if they are applying for variable.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Major lines of authority applicants must successfully pass the Delaware insurance producer licensing exams. If you successfully pass the state licensing exam, your test results are automatically electronically submitted to the online system within 2-5 business days. All examination scores are valid for a period of 12 months from the date of examination.

A state criminal history report and a federal criminal history report from the Federal Bureau of Investigation (FBI), dated within ninety (90) days of receipt, are required. Information on obtaining these reports can be found on the state website.

Applicants must provide a valid residence or business address in the state of Delaware.

Applicants for the variable line of authority (LOA) must supply a FINRA Central Registry Depository (CRD) number on the application.  If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.

Applicants must not hold an active Delaware non-resident license.

17B Travel Applicants: Please note the difference between 17B Travel and Limited Lines Producer Travel license types is the required licensure of those travel retailers selling travel insurance (such as travel agents).  Before 17B Travel was enacted, travel retailers were required to have the limited lines license under Travel.  With the enactment of 17B Travel, those travel retailers are now able to offer travel insurance under a licensed insurance producer, meaning the travel retailers themselves do not need a license, as long as the consumer protections outlined in Chapter 17B are met.  If those consumer protections are not met, then Chapter 17 would continue to apply to the travel retailers.  The Chapter 17B licensees are also required to maintain registers that include the names and required information of all the travel retailers offering travel insurance under the authority of the Chapter 17B licensee and are responsible for the oversight and compliance of the travel retailers.  Please contact the Delaware Department of Insurance for more information on the license type distinction.

Applicants that have been inactive for less than one (1) year with a license status of non-renewed or not CE compliant must late renew using the Resident Renewal Application.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.  All other required documentation must be forwarded directly to the state.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Exam Required
Insurance Producer Life Yes
Insurance Producer Health Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Variable Annuities No
Insurance Producer Personal Lines Yes
Insurance Producer Surety Yes
Insurance Producer Multi-Peril Crop Yes
Limited Lines Producer Credit No
Limited Lines Producer Travel No
Insurance Producer Marine & Transportation Yes
Adjuster Property Yes
Adjuster Casualty Yes
Adjuster Surety Yes
Adjuster Motor Vehicle Yes
Adjuster Marine & Transportation Yes
Adjuster Multi-Peril Crop No
Adjuster Workers' Compensation Yes
Apprentice Adjuster Property No
Apprentice Adjuster Casualty No
Apprentice Adjuster Surety No
Apprentice Adjuster Motor Vehicle No
Apprentice Adjuster Marine & Transportation No
Apprentice Adjuster Multi-Peril Crop No
Apprentice Adjuster Workers' Compensation No
Appraiser Motor Vehicle Yes
Apprentice Appraiser Motor Vehicle No
Surplus Lines Broker Property No
Surplus Lines Broker Casualty No
Surplus Lines Broker Surety No
Surplus Lines Broker Marine & Transportation No
Surplus Lines Broker Personal Lines No
Fraternal Producer Life No
Fraternal Producer Health No
Fraternal Producer Variable Annuities No
Limited Lines Producer Life Yes
Limited Lines Producer Title No
Limited Lines Producer Automobile Club No
Public Adjuster Property Yes
Bail Producer Property Bail Agent Yes
Bail Producer Bail Agent Yes
17B Travel Travel No
Catastrophic Adjuster None No

 

For information related to examination requirement including scheduling an examination please review information available on the state’s website: http://www.delawareinsurance.gov/services/renewlicense.shtml

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Reinstatement Fee *
(license that has been inactive for >1year)
Insurance Producer / All LOAs $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Limited Lines Producer / All LOAs $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Adjuster / All LOAs $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Public Adjuster / Property $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Appraiser / Motor Vehicle $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Fraternal Producer / All LOAs $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Bail Producer / All LOAs $200.00 $400.00 ($200 reinstatement fee + $200 license fee)
Apprentice Adjuster / All LOAs $50.00 NA
Apprentice Appraiser / Motor Vehicle $50.00 NA
Surplus Lines Broker / All LOAs $250.00 $450.00 ($200 reinstatement fee + $250 license fee)
17B Travel $1000.00 $1200.00 ($200 reinstatement fee + $1000 license fee)
Catastrophic Adjuster $0.00 NA

* Per application.

Additional fees:

  • Amendment fee - $25.00 per application
  • Administrative fee - $200.00 per application(Applicants with an inactive non-resident DE license may apply for a resident license through Resident Licensing Application but are subject to this additional fee)

Note: Applicants are exempt from the $200.00 reinstatement fee if they have the following:

  • license status of cancelled with no status reason
    or
  • license with a status reason of voluntary surrender

Contacts

Last Update: 9/08/2017

DELAWARE Resident Licensing for Business Entities

APPLY HERE

State Announcements

There are no announcements for Delaware at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Applicants that have been inactive for less than one (1) year with a license status of non-renewed must reinstate using the Resident Renewal Application.

Applicant must provide a valid business address in the state of Delaware.

At least one Designated Responsible Licensed Producer (DRLP) must be provided.

All Designated Responsible Licensed Producers (DRLPs) must be actively licensed in Delaware for the license class requested.

17B Travel applicants: At least one Designated Responsible Licensed Producer (DRLP) provided must hold at least one active license from ANY Delaware license class. Any line of authority under the license class is acceptable.

17B Travel Applicants: Please note the difference between 17B Travel and Limited Lines Producer Travel license types is the required licensure of those travel retailers selling travel insurance (such as travel agents).  Before 17B Travel was enacted, travel retailers were required to have the limited lines license under Travel.  With the enactment of 17B Travel, those travel retailers are now able to offer travel insurance under a licensed insurance producer, meaning the travel retailers themselves do not need a license, as long as the consumer protections outlined in Chapter 17B are met.  If those consumer protections are not met, then Chapter 17 would continue to apply to the travel retailers.  The Chapter 17B licensees are also required to maintain registers that include the names and required information of all the travel retailers offering travel insurance under the authority of the Chapter 17B licensee and are responsible for the oversight and compliance of the travel retailers.  Please contact the Delaware Department of Insurance for more information on the license type distinction.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.  All other required documentation must be forwarded directly to the state.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Insurance Producer None Yes
Limited Lines Producer None Yes
Adjuster None Yes
Appraiser None Yes
Surplus Lines Broker None Yes
Fraternal Producer None Yes
Public Adjuster None Yes
Viatical Settlement Provider None Yes
Portable Electronic Producer None Yes
Discount Medical Plan Organization None Yes
Bail Producer Property Bail Agent Yes
Bail Producer Bail Agent Yes
Bail Producer None Yes
17B Travel None Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Reinstatement Fee * (license that has been inactive for >1year)
Insurance Producer / None $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Limited Lines Producer / None $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Adjuster / None $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Appraiser / None $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Fraternal Producer / None $100.00 $300.00 ($200 reinstatement fee + $100 license fee)
Bail Producer / All LOAs $200.00 $400.00 ($200 reinstatement fee + $200 license fee)
Surplus Lines Broker / None $250.00 $450.00 ($200 reinstatement fee + $250 license fee)
Viatical Settlement Provider / None $250.00 $450.00 ($200 reinstatement fee + $250 license fee)
Portable Electronic Producer / None $1,000.00 $1,200.00 ($200 reinstatement fee + $1,000 license fee)
Discount Medical Plan Organization / None $500.00 $700.00 ($200 reinstatement fee + $500 license fee)
17B Travel $1000.00 $1,200.00 ($200 reinstatement fee + $1,200 license fee)

* Per application.

Additional fees:

  • Amendment fee - $25.00 per application
  • Administrative fee - $200.00 per application

Note: Applicants are exempt from the $200.00 reinstatement fee if they have the following:

  • license status of cancelled with no status reason
    or
  • license with a status reason of voluntary surrender

Contacts

Last Update: 9/08/2017

APPLY HERE