ARIZONA Resident Licensing for Individuals

APPLY HERE

State Announcements

Posted: 3/27/17

Arizona to convert to State Based Systems (SBS). Effective 6:00 p.m. CDT on Tuesday, April 11th, 2017, processing of all Arizona Gateway applications will be temporarily suspended. Gateway processing is expected to resume on Tuesday, April 18th, 2017.

 

NIPR will be reloading Arizona data for display on PDB during the SBS conversion. Arizona PDB data will be frozen as of Wednesday, April 12th 2017. PDB data will be converted and ready for display on Tuesday, April 18th, 2017

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
No Applicant cannot late renew an inactive license. Applicant must reinstate or reapply through NIPR’s Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Rights and Responsibilities:

  • Licensing time frames. Once the Arizona Department of Insurance receives the application, it has up to one hundred and twenty (120) days to determine whether it contains all required information and is therefore “administratively complete,” and up to an additional sixty (60) days to review the substance of the application. These timeframes are the outer limits by which the Department must grant or deny a license application. The Department processes most applications within thirty (30) days.
  • Once your application is submitted to the Department, you have 60 days to cure any deficiencies on the application or the application will be administratively withdrawn and the fees forfeited.

Business Rules (Individual)

Applicant must be eighteen (18) years old or older as determined from the applicant’s date of birth.

Applicant may not use a P.O. Box in the business or residence addresses.

Applicant must provide a valid residence and business phone number.

Applicant cannot late renew an inactive license. Applicant must reinstate or reapply through NIPR’s Resident License (RL) Application.

Individual applicant may not add an inactive line of authority (LOA) to an existing license.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


Consider the following facts before applying for an Arizona insurance license:

  • Not everyone qualifies for an insurance license. If applicant has surrendered an Arizona insurance license they may not apply for an Arizona insurance license for one (1) year. If license surrendered was a line of license authority from an insurance license, applicant may not apply for the same license authority for a year. ARS § 20–289(F).
  • Arizona can deny a license for any cause listed in Arizona Revised Statutes ("ARS") § 20–295. Review this statute before deciding to spend the time, effort and money to apply for a license. Truthfully and completely answer questions asked on the application, and it may be necessary to provide additional documentation.
  • Except for confidential pieces of information such as applicant's birth date and social security number, application and documentation will be a matter of public record, which means that any member of the public can view or obtain a photocopy of the information.

License Application Steps:

  • Pass an examination that corresponds to the desired insurance license authority (unless only applying for travel, accident and baggage insurance professional license or managing general agent license or surplus lines, mexican insurance broker license). Arizona law does not make exceptions for professional insurance designations or experience.
    • Study for exam. Arizona law does not require prelicense education. Visit the producers page of the Arizona Department of Insurance website for information about examinations.
    • Schedule exam. Contact Prometric, Arizona’s examination administrator.
  • Complete the NIPR’s ERL Application. After completion, the system may say that the application is “administratively deficient” and will identify additional requirements.
  • If you answer yes to one (1) or more of the background questions, select the “Background Questions Supporting Documents” option for the NIPR Attachments Warehouse to submit:
    • A signed statement describing (in detail) all incidents including (i) names of all involved, (ii) dates and locations, (iii) the names and localities of any courts and/or administrative agencies involved, (iv) the disposition of each matter, (v) whether the conviction, plea or finding was for a felony, misdemeanor or open-ended charge.
    • Documents showing charges and case disposition, including all indictments, complaints, plea agreements, orders of conviction, judgments, notices of hearing or trial, sentencing orders, suspension/revocation orders and other information, that relates to each matter.
    • “Short Form Application for Written Consent to Engage in the Business of Insurance Pursuant to 18 USC §§ 1033 and 1034” if (and only if) convicted of a felony involving dishonesty or a breach of trust, or convicted of violating 18 USC § 1033. Visit the producers page of the Arizona Department of Insurance websiteto download this form and for additional “Section 1033 waiver” information.
  • If you do not currently hold an Arizona-resident insurance license;
    • Submit a fingerprint card on FBI Form FD­258.
    • For the applicant, or visit the Producers page of the Arizona Department of Insurance website for fingerprinting information.
    • Submit an original, signed Form L­152 (License Eligibility / Lawful Presence Requirement) with a copy of one (1) of the listed forms of identification. Visit the producers page of the Arizona Department of Insurance website for Form L­152 and additional information about this requirement.
  • If you intend to use an “assumed name” or “DBA” name:
    • File Form L­193 to use any name other than applicant's genuine name when engaging in business under an Arizona insurance license. Visit the producers page of the Arizona Department of Insurance website for Form L­193 and additional information about this requirement.
    • Register a “trade name” with the Arizona Secretary of State to prevent anyone else from taking the name in Arizona.

Additional Requirements for Certain Types of Licenses:

  • For a bail bond agent license,
    • Submit the original of a surety bond executed by the surety insurer on Form L­195. Visit the Producers page of the Arizona Department of Insurance website for Form L­195 and additional information about becoming a bail bond agent.
  • For a risk management consultant license (individuals only), submit the original of a letter from the county/city/town manager or equivalent official prepared on the letterhead of the political subdivision confirming designation as the risk management consultant.
  • For a surplus lines broker license,
    • Applicant must hold or be applying for an Arizona-resident property or casualty line of authority.
    • At least one (1) individual in each office location must be licensed as a property or casualty insurance professional and as a surplus lines broker.
  • An Arizona-licensed insurance professional must:
    • Report changes of address, email addresses, name changes, or changes to a business entity's principals (officers, members, directors, designated responsible producer, etc.) within thirty (30) days. ARS § 20­286(C).
    • Report administrative actions within thirty (30) days after the final disposition of the case. ARS § 20­301(A).
    • Report criminal prosecutions within thirty (30) days after the pretrial hearing, indictment or judgment, whichever is first. ARS § 20­301(B).
    • Renew the license prior to its expiration. Whether the Department of Insurance, as a courtesy, notifies a licensee of an upcoming license expiration, the licensee is solely responsible for fulfilling all license renewal requirements prior to the license expiration.
    • Maintain and apply up-to-date knowledge. Use the Arizona Department of Insurance website as a resource for Arizona laws, rules, regulatory bulletins, and other important information.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Insurance Professional Producer, Accident/Health/Sickness
Insurance Professional Producer, Casualty
Insurance Professional Producer, Life
Insurance Professional Producer, Personal Lines
Insurance Professional Producer, Property
Insurance Professional Producer, Variable Life/Annuities
Insurance Professional Producer, Credit
Insurance Professional Adjuster
Insurance Professional Bail Bond Agent
Insurance Professional Life Settlement Broker
Insurance Professional Risk Mgmt Consultant
Insurance Professional Self Storage Agent
Insurance Professional Surplus Lines, Mexican Ins

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee *
Insurance Professional / All LOAs excluding Surplus Line Broker $120.00
Insurance Professional / Surplus Line Broker Amendment Fee with two (2) or more years left on license $1,000.00
Insurance Professional / Surplus Line Broker Amendment Fee with less than two (2) years left on license $500.00
Insurance Professional / Surplus Line Broker + any other LOA with two (2) or more years left on license $1,120.00
Insurance Professional / Surplus Line Broker + any other LOA with less than two (2) years left on license $620.00
Life Settlement Broker with two or more years left on license $500.00
Life Settlement Broker with two or less years left on license $250.00
Life Settlement Broker + any other LOA with two (2) or more years left on license $620.00
Life Settlement Broker + Surplus Lines Broker or ‘Surplus Lines, Mexican Ins’+ any other LOA Amendment with two (2) or more years left on license $1,620.00
Life Settlement Broker + Surplus Lines Broker Broker or ‘Surplus Lines, Mexican Ins’+ any other LOA Amendment with two (2) or less years left on license $870.00
Life Settlement Broker + any other LOA Amendment with two (2) or more years left on license $620.00
Life Settlement Broker + any other LOA Amendment with two (2) or less years left on license $370.00
Life Settlement Broker + Surplus Lines Broker or ‘Surplus Lines, Mexican Ins’ Amendment with two (2) or more years left on license $1,500.00
Life Settlement Broker + Surplus Lines Broker or ‘Surplus Lines, Mexican Ins’ Amendment with two (2) or less years left on license $750.00

* Per application.
**A fingerprint fee of $22.00 will be applied on initial license applications. Fingerprint fee does not apply on amendment transactions. A fingerprint fee will also not be assessed if the applicant holds an active resident Arizona license on PDB that has an original issue date within the last 6 months.

Contacts

Last Update: 1/09/2017

ARIZONA Resident Licensing for Business Entities

APPLY HERE

State Announcements

Posted: 3/27/17

Arizona to convert to State Based Systems (SBS). Effective 6:00 p.m. CDT on Tuesday, April 11th, 2017, processing of all Arizona Gateway applications will be temporarily suspended. Gateway processing is expected to resume on Tuesday, April 18th, 2017.

 

NIPR will be reloading Arizona data for display on PDB during the SBS conversion. Arizona PDB data will be frozen as of Wednesday, April 12th 2017. PDB data will be converted and ready for display on Tuesday, April 18th, 2017

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
No Applicant cannot late renew an inactive license. Applicant must reinstate or reapply through NIPR’s Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Rights and Responsibilities:

  • Licensing time frames. Once the Arizona Department of Insurance receives the application, it has up to one hundred and twenty (120) days to determine whether it contains all required information and is therefore “administratively complete,” and up to an additional sixty (60) days to review the substance of the application. These timeframes are the outer limits by which the Department must grant or deny a license application. The Department processes most applications within thirty (30) days.
  • Once your application is submitted to the Department, you have 60 days to cure any deficiencies on the application or the application will be administratively withdrawn and the fees forfeited.

Business Rules (Business Entity)

Applicant may not be a sole proprietor.

Applicant may not use a P.O. Box in the business address.

Business Entity applicants must enter at least one ‘Individual’ entity type on the Owners, Officers, Partners and Directors (OPOD) page of the application. Fingerprinting fees for all individuals entered on this page will apply unless the application is an amendment. The following license classes are excluded: Portable Electronics AGT LOA, Rental Car Agent, Self Storage Agent and LTD Lines Travel Producer.

Designated Responsible Licensed Producer Requirements:

  • At least one Designated Responsible Licensed Producer (DRLP) must be provided and have an active resident or non-resident license in Arizona.
  • DRLP provided must cumulatively cover the LOAs on the application.
  • DRLP is not required for the following applications: Car Rental Agent, Title Agent, Portable Electronic AGT, Self Storage Agent or Life Settlement Broker

Life Settlement Brokers must hold an active ‘Producer, Life’ line of authority on PDB or be applying for an underlying Life LOA at the same time as the Life Settlement Brokers LOA.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.


Consider the following facts before applying for an Arizona insurance license:

  • Not everyone qualifies for an insurance license. If applicant has surrendered an Arizona insurance license they may not apply for an Arizona insurance license for one (1) year. If license surrendered was a line of license authority from an insurance license, applicant may not apply for the same license authority for a year. ARS § 20–289(F).
  • Arizona can deny a license for any cause listed in Arizona Revised Statutes ("ARS") § 20–295. Review this statute before deciding to spend the time, effort and money to apply for a license. Truthfully and completely answer questions asked on the application, and it may be necessary to provide additional documentation.
  • Except for confidential pieces of information such as applicant's birth date and social security number, application and documentation will be a matter of public record, which means that any member of the public can view or obtain a photocopy of the information.

License Application Steps:

  • Pass an examination that corresponds to the desired insurance license authority (unless only applying for travel, accident and baggage insurance professional license or managing general agent license or surplus lines, mexican insurance broker license). Arizona law does not make exceptions for professional insurance designations or experience.
    • Study for exam. Arizona law does not require prelicense education. Visit the producers page of the Arizona Department of Insurance website for information about examinations.
    • Schedule exam. Contact Prometric, Arizona’s examination administrator.
  • Complete the NIPR’s ERL Application. After completion, the system may say that the application is “administratively deficient” and will identify additional requirements.
  • If you answer yes to one (1) or more of the background questions, select the “Background Questions Supporting Documents” option for the NIPR Attachments Warehouse to submit:
    • A signed statement describing (in detail) all incidents including (i) names of all involved, (ii) dates and locations, (iii) the names and localities of any courts and/or administrative agencies involved, (iv) the disposition of each matter, (v) whether the conviction, plea or finding was for a felony, misdemeanor or open-ended charge.
    • Documents showing charges and case disposition, including all indictments, complaints, plea agreements, orders of conviction, judgments, notices of hearing or trial, sentencing orders, suspension/revocation orders and other information, that relates to each matter.
    • “Short Form Application for Written Consent to Engage in the Business of Insurance Pursuant to 18 USC §§ 1033 and 1034” if (and only if) convicted of a felony involving dishonesty or a breach of trust, or convicted of violating 18 USC § 1033. Visit the producers page of the Arizona Department of Insurance websiteto download this form and for additional “Section 1033 waiver” information.
  • If you do not currently hold an Arizona-resident insurance license;
    • Submit a fingerprint card on FBI Form FD­258.
    • For the applicant, or visit the Producers page of the Arizona Department of Insurance website for fingerprinting information.
    • Submit an original, signed Form L­152 (License Eligibility / Lawful Presence Requirement) with a copy of one (1) of the listed forms of identification. Visit the producers page of the Arizona Department of Insurance website for Form L­152 and additional information about this requirement.
  • If you intend to use an “assumed name” or “DBA” name:
    • File Form L­193 to use any name other than applicant's genuine name when engaging in business under an Arizona insurance license. Visit the producers page of the Arizona Department of Insurance website for Form L­193 and additional information about this requirement.
    • Register a “trade name” with the Arizona Secretary of State to prevent anyone else from taking the name in Arizona.

Additional Requirements for Certain Types of Licenses:

  • For a bail bond agent license,
    • Submit the original of a surety bond executed by the surety insurer on Form L­195. Visit the Producers page of the Arizona Department of Insurance website for Form L­195 and additional information about becoming a bail bond agent.
  • For a risk management consultant license (individuals only), submit the original of a letter from the county/city/town manager or equivalent official prepared on the letterhead of the political subdivision confirming designation as the risk management consultant.
  • For a surplus lines broker license,
    • Applicant must hold or be applying for an Arizona-resident property or casualty line of authority.
    • At least one (1) individual in each office location must be licensed as a property or casualty insurance professional and as a surplus lines broker.
  • An Arizona-licensed insurance professional must:
    • Report changes of address, email addresses, name changes, or changes to a business entity’s principals (officers, members, directors, designated responsible producer, etc.) within thirty (30) days. ARS § 20­286(C).
    • Report administrative actions within thirty (30) days after the final disposition of the case. ARS § 20­301(A).
    • Report criminal prosecutions within thirty (30) days after the pretrial hearing, indictment or judgment, whichever is first. ARS § 20­301(B).
    • Renew the license prior to its expiration. Whether the Department of Insurance, as a courtesy, notifies a licensee of an upcoming license expiration, the licensee is solely responsible for fulfilling all license renewal requirements prior to the license expiration.
    • Maintain and apply up-to-date knowledge. Use the Arizona Department of Insurance website as a resource for Arizona laws, rules, regulatory bulletins, and other important information.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Insurance Professional Producer, Accident/Health/Sickness Yes
Insurance Professional Producer, Casualty Yes
Insurance Professional Producer, Life Yes
Insurance Professional Producer, Personal Lines Yes
Insurance Professional Producer, Property Yes
Insurance Professional Producer, Variable Life/Annuities Yes
Insurance Professional Car Rental Agent No
Insurance Professional LTD Lines Travel Producer Yes
Insurance Professional Producer, Credit Yes
Insurance Professional Adjuster Yes
Insurance Professional Bail Bond Agent No
Insurance Professional Life Settlement Broker No
Insurance Professional Portable Electronic AGT No
Insurance Professional Self Storage Agent No
Insurance Professional Surplus Line Broker Yes
Insurance Professional Surplus Lines, Mexican Ins Yes
Insurance Professional Title Agent No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee *
Insurance Professional / All LOAs excluding Surplus Line Broker $120.00
Insurance Professional / Surplus Line Broker Amendment Fee with two (2) or more years left on license $1,000.00
Insurance Professional / Surplus Line Broker Amendment Fee with less than two (2) years left on license $500.00
Surplus Lines Broker + any other LOA with two (2) or more years left on license $1,120.00
Surplus Lines Broker + any other LOA with less than two (2) years left on license $620.00
Life Settlement Broker with two or more years left on license $500.00
Life Settlement Broker with two or less years left on license $250.00
Life Settlement Broker + any other LOA with two (2) or more years left on license $620.00
Life Settlement Broker + Surplus Lines Broker or ‘Surplus Lines, Mexican Ins’ + any other LOA Amendment with two (2) or more years left on license $1,620.00
Life Settlement Broker + Surplus Lines Broker Broker or ‘Surplus Lines, Mexican Ins’ + any other LOA Amendment with two (2) or less years left on license $870.00
Life Settlement Broker + any other LOA Amendment with two (2) or more years left on license $620.00
Life Settlement Broker + any other LOA Amendment with two (2) or less years left on license $370.00
Life Settlement Broker + Surplus Lines Broker or ‘Surplus Lines, Mexican Ins’ Amendment with two (2) or more years left on license $1,500.00
Life Settlement Broker + Surplus Lines Broker or ‘Surplus Lines, Mexican Ins’ Amendment with two (2) or less years left on license $750.00

* Per application.

Additional fees:

  • Fingerprint Fee of $22.00 is required for all individuals and persons listed as a member, officer and director on the application. A fingerprint fee will not be assessed if the member holds an active resident Arizona license on PDB that has an original issue date within the last 6 months. Fingerprint fees are not collected on amendment transactions. The following license classes are excluded: Portable Electronics AGT LOA, Rental Car Agent, Self Storage Agent and LTD Lines Travel Producer.

Contacts

Last Update: 1/09/2017

APPLY HERE