ARKANSAS Resident Licensing for Individuals

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State Announcements

There are no announcements for Arkansas at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

MET, MEWA, Self Funded Plans, TPA, and MGA license classes will not be offered electronically at this time and will not display on PDB at this time due to all of them receiving a registration and not a license.

Arkansas adheres the following application process:

  1. Arkansas will require resident applicants to complete a resident licensing application prior to taking an exam.
  2. After a resident license application is submitted, all individual applicants must complete the online form for a criminal background investigation before a license will be issued. The form can be found at https://www.ark.org/background-check/index.php/home/index/aid.
  3. If an exam is required, the applicant should follow instructions in the NIPR email you will receive after applying to get the exam fees to Pearson VUE.
  4. After the required information is submitted and the exam fee is received by Pearson VUE, the exam permit will be issued to schedule the appropriate exam.

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Canadian citizens cannot apply for a resident license electronically.

Applicant must provide a valid business email address.

If an applicant is licensed in another state and moves to Arkansas, they must submit a resident application within ninety (90) days of cancellation of the previous resident license to waive exam requirements.

Before a license with the variable line of authority (LOA) will be issued, the applicant must provide Arkansas Department of Insurance proof of Series 6 and Series 7.

Reapplication is allowed up to one (1) year after license expiration date.

Before a surplus lines license will be issued for an individual applicant:

  • The Surplus Lines Producer applicant must first hold an active insurance producer license class in Arkansas with both an active property LOA and active casualty LOA for at least three (3) years prior to applying for Surplus Lines Producer license class.
  • The applicant must provide proof of a bond in the total amount of $50,000 to Arkansas Department of Insurance.

Before Arkansas Department of Insurance will issue an adjuster license, the individual applicant must provide proof of twelve (12) months of experience as an adjuster or proof of a twelve (12) months apprenticeship under a licensed adjuster. The required form may be found on the Arkansas Department of Insurance website.

For individuals, the residence address must be in Arkansas.

Life Settlement Producer may only be applied for electronically if they apply for an insurance producer license or currently hold an active Resident Producer license in the state of Arkansas.

Exam Information:

  • If the applicant is applying for an insurance producer license or adjuster license, an exam must first be passed before a license will be issued. The exception to this rule is if the applicant is applying for the variable products LOA. This LOA does not require an exam.
  • A consultant applicant must hold an active insurance producer license in Arkansas on PDB.
  • An exam is required for reapplication if license classes require an exam on the initial application.
  • Exams are valid for one (1) year.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Adjuster Casualty
Adjuster Property
Adjuster Workers' Compensation
Certified Application Counselor None
Consultant Accident Health & Sickness
Consultant Casualty
Consultant Credit
Consultant Crop
Consultant Funeral Expense
Consultant Health Maintenance Dental
Consultant Health Maintenance Org
Consultant Life
Consultant Marine
Consultant Motor Club
Consultant Property
Consultant Variable Products
Crop Adjuster Crop
Exchange Producer Exchange Health
IPA Guide None
Life Settlement Producer None
Navigator None
Insurance Producer Accident Health & Sickness
Insurance Producer Casualty
Insurance Producer Commercial Liability
Insurance Producer Credit
Insurance Producer Crop
Insurance Producer Farm Mutual Aid
Insurance Producer Funeral Expense
Insurance Producer Health Maintenance Dental
Insurance Producer Health Maintenance Org
Insurance Producer Life
Insurance Producer Marine
Insurance Producer Mobile Home
Insurance Producer Motor Club
Insurance Producer Personal Lines
Insurance Producer PrePaid Legal
Insurance Producer Property
Insurance Producer Travel Accident
Insurance Producer Travel Baggage
Insurance Producer Variable Products
Purchasing Group Broker Casualty
Reinsurance Intermediaries Broker None
Surplus Lines Producer None
Title Agent Title
Viatical Provider Individual None

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Adjuster / All LOAs $0.00 $0.00
Certified Application Counselor $35.00 $35.00
Consultant / All LOAs $120.00 $120.00
Consultant / Motor Club $25.00 $25.00
Crop Adjuster / Crop $50.00 $50.00
Exchange Producer $35.00 $35.00
IPA Guide $35.00 $35.00
Life Settlement Producer / None $0.00 $0.00
Navigator $35.00 $35.00
Insurance Producer (only when exam is required) / Accident Health & Sickness, Property, Casualty and Personal Lines $0.00 $0.00
Insurance Producer (when exam is not required) / All LOAs $70.00 $70.00
Insurance Producer / Motor Club $25.00 $25.00
Purchasing Group Broker / Casualty $65.00 $65.00
Reinsurance Intermediaries Broker / None $300.00 $300.00
Surplus Lines Producer / None $1,035.00 $1,035.00
Title Agent / Title $35.00 $35.00
Viatical Broker Individual / None $100.00 $100.00
Viatical Provider Individual / None $100.00 $100.00

* Per application.

There is no amendment fee if the LOA is in the same license class that is already held and displayed on PDB.

Contacts

Last Update: 10/05/2017


ARKANSAS Resident Licensing for Business Entities

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State Announcements

There are no announcements for Arkansas at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

MET, MEWA, Self Funded Plans, TPA, and MGA license classes will not be offered electronically at this time and will not display on PDB at this time due to all of them receiving a registration and not a license.

All business entity applications, except for the surplus lines agency applications, require an owner or director’s first and last name.

Surplus lines agency applications:

  • Please note that at least one Designated Responsible Licensed Producer (DRLP) must hold an active Arkansas Surplus Lines Producer license class on PDB.
  • The surplus lines agency DRLP will load to SBS as the affiliation. Please note that this is the only DRLP that will load to SBS as an affiliation. All other additions or removal of affiliations must be completed through SBS or the state.

Applicants applying for the title agency license class must provide a DRLP that holds an active title line of authority (LOA) in the state of Arkansas.

Other than surplus lines agency and the title agency license class, a DRLP is not mandatory on business entity renewal applications. Business entity applicants may enter a DRLP if they choose to, but please note the following validations will apply:

  • All DRLPs must cumulatively cover all lines of authority (LOAs) being requested.
  • The DRLP must have an active license in the state of Arkansas.
  • If a DRLP is entered in for the following business applications, they will not require the above stated validation:
    • Surplus Lines Agency
    • Car Rental Agency
    • Portable Electronics
    • Portable Electronics – Limited
    • Reinsurance Intermediaries Manager
    • Self Service Storage Insurance
    • Title Agency
    • Viatical Broker Corporation
    • Viatical Provider Corporation

Sole proprietorships are not an allowable business type.

Business entity applicants may have a P.O. Box address for the mailing address.

Reapplication is allowed up to one (1) year after license expiration date.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

 

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Adjuster Casualty No
Adjuster Property No
Adjuster Workers' Compensation No
Car Rental Agency None No
Consultant Agency Accident Health & Sickness Yes
Consultant Agency Casualty Yes
Consultant Agency Credit Yes
Consultant Agency Crop Yes
Consultant Agency Funeral Expense Yes
Consultant Agency Health Maintenance Dental Yes
Consultant Agency Health Maintenance Org Yes
Consultant Agency Life Yes
Consultant Agency Marine Yes
Consultant Agency Property Yes
Consultant Agency Variable Yes
Exchange Agency Exchange Health Yes
Insurance Producer Accident Health & Sickness No
Insurance Producer Casualty No
Insurance Producer Life No
Insurance Producer Personal Lines No
Insurance Producer Property No
Insurance Producer Variable Products No
Insurance Producer Crop No
Insurance Producer Credit No
Insurance Producer Travel Accident No
Insurance Producer Travel Baggage No
Insurance Producer Commercial Liability No
Insurance Producer Marine Yes
Insurance Producer Mobile Home No
Insurance Producer Funeral Expense No
Insurance Producer PrePaid Legal No
Insurance Producer Health Maintenance Dental No
Insurance Producer Health Maintenance Org No
Insurance Producer Farm Mutual Aid No
Portable Electronics None No
Portable Electronics - Limited None No
Reinsurance Intermediaries Broker None No
Reinsurance Intermediaries Manager None No
Self Service Storage Insurance None No
Surplus Lines Agency None Yes
Title Agency Title Yes
Viatical Broker Corporation None No
Viatical Provider Corporation None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Adjuster / All LOAs $120.00 $120.00
Car Rental Agency / None $35.00 $35.00
Consultant Agency $60.00 $60.00
Exchange Agency/ Exchange Health $35.00 $35.00
Portable Electronics / None $1,000.00 $1,000.00
Portable Electronics - Limited / None $100.00 $100.00
Insurance Producer / All LOAs $35.00 $35.00
Reinsurance Intermediaries Broker / None $300.00 $300.00
Reinsurance Intermediaries Manager / None $500.00 $500.00
Self Service Storage Insurance / None $35.00 $35.00
Surplus Lines Agency / None $1,035.00 $1,035.00
Title Agency / Title $250.00 $250.00
Viatical Broker Corporation / None $100.00 $100.00

* Per application.

There is no amendment fee if the LOA is in the same license class that is already held and displayed on PDB.

Contacts

Last Update: 9/20/2017


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